Skip to main content

Bora Amana za Muda Maalum katika Kilifi 2026

Linganisha 38+ amana za muda maalum kutoka kwa benki 3+ katika Kaunti ya Kilifi. 58% of adults have access to financial services.

Kuna 38 amana za muda maalum zinazopatikana katika Kilifi County, Kenya, na benki 3 zinazohudumia eneo hili. Viwango vya riba huanzia 3.1% hadi 11.1% kwa mwezi. Idadi ya watu: 1,453,787.

38+
Bidhaa Zilizopo
3+
Mashina ya Benki
1,453,787
Idadi ya Watu
12+
mashina

Muonekano wa Kifedha wa Kaunti ya Kilifi

Kilifi County is a major coastal tourism destination with Malindi and Watamu attracting international visitors. Agriculture, particularly cashew nuts and coconuts, and fishing also drive the economy.

Sekta Kuu

TourismAgricultureFishingRetailServices

Bidhaa Maarufu za Kifedha

Business LoansPersonal LoansMobile Money LoansAgricultural Loans
Mchango wa Pato la Taifa: 1.8% of Kenya's GDP
Eneo: Coast

Benki Zinazotoa Amana za Muda Maalum katika Kilifi

KCB

5 mashina

Kilifi, Malindi, Watamu

Tazama Bidhaa za KCB→

Equity Bank

4 mashina

Kilifi, Malindi

Tazama Bidhaa za Equity Bank→

Co-operative Bank

3 mashina

Kilifi, Malindi

Tazama Bidhaa za Co-operative Bank→

Linganisha Amana za Muda Maalum Zinazopatikana katika Kilifi

ABC Bank Fixed Deposit Account

ABC Bank Kenya

Kiwango cha Riba:

6% - 8.5%p.a.

  • ✓Premium rates up to 8.5% p.a. — above market average
  • ✓Personalised service with direct banker contact
Tazama Maelezo & Omba

ABSA Fixed Deposit Account

Ilipendekezwa

ABSA Bank Kenya

Kiwango cha Riba:

6.25% - 8.5%p.a.

  • ✓Tiered rates up to 8.5% p.a. on 36-month tenure
  • ✓Flexible tenure: 3, 6, 12, 24 and 36 months
Tazama Maelezo & Omba

Access Bank Fixed Deposit Account

Access Bank Kenya

Kiwango cha Riba:

6% - 8.5%p.a.

  • ✓Tiered rates up to 8.5% p.a. on 36-month tenure
  • ✓Flexible tenure: 3, 6, 12, 24 and 36 months
Tazama Maelezo & Omba

Bank of Baroda Fixed Deposit Account

Bank of Baroda Kenya

Kiwango cha Riba:

5.5% - 8%p.a.

  • ✓Fixed rates up to 8.0% p.a. locked for the full tenure
  • ✓Multi-currency deposits: KES, USD, GBP, EUR
Tazama Maelezo & Omba

Bank of Africa Fixed Deposit Account

Bank of Africa Kenya

Kiwango cha Riba:

6.75% - 9.25%p.a.

  • ✓Tiered rates up to 9.25% p.a. on 36-month tenure
  • ✓Flexible tenure: 3, 6, 12, 24 and 36 months
Tazama Maelezo & Omba

Bank of India Fixed Deposit Account

Bank of India Kenya

Kiwango cha Riba:

5.25% - 7.75%p.a.

  • ✓Fixed rates up to 7.75% p.a. locked for the full tenure
  • ✓Multi-currency deposits: KES, USD, GBP, EUR
Tazama Maelezo & Omba

Citibank Fixed Deposit Account

Citibank Kenya

Kiwango cha Riba:

5% - 7.5%p.a.

  • ✓Fixed rates up to 7.5% p.a. locked for the full tenure
  • ✓Multi-currency deposits: KES, USD, GBP, EUR
Tazama Maelezo & Omba

Consolidated Bank Fixed Deposit Account

Consolidated Bank of Kenya

Kiwango cha Riba:

6% - 8.5%p.a.

  • ✓Competitive tiered rates up to 8.5% p.a.
  • ✓Funds reinvested into Kenyan SME and cooperative lending
Tazama Maelezo & Omba

Co-op Bank Fixed Deposit Account

Ilipendekezwa

Co-operative Bank of Kenya

Kiwango cha Riba:

6.5% - 8.75%p.a.

  • ✓Competitive tiered rates up to 8.75% p.a.
  • ✓Funds reinvested into Kenyan SME and cooperative lending
Tazama Maelezo & Omba

Credit Bank Fixed Deposit Account

Credit Bank Kenya

Kiwango cha Riba:

6.5% - 9%p.a.

  • ✓Premium rates up to 9.0% p.a. — above market average
  • ✓Personalised service with direct banker contact
Tazama Maelezo & Omba

Development Bank of Kenya Fixed Deposit Account

Development Bank of Kenya

Kiwango cha Riba:

5.5% - 8%p.a.

  • ✓Premium rates up to 8.0% p.a. — above market average
  • ✓Personalised service with direct banker contact
Tazama Maelezo & Omba

DIB Bank Wakala Fixed Term Deposit

DIB Bank Kenya

Kiwango cha Riba:

5.5% - 8%p.a.

  • ✓Sharia-compliant Wakala structure — no interest, profit-sharing only
  • ✓Expected profit rate up to 8.0% p.a. on 36-month tenure
Tazama Maelezo & Omba

DTB Fixed Deposit Account

Ilipendekezwa

Diamond Trust Bank

Kiwango cha Riba:

7% - 9.5%p.a.

  • ✓Tiered rates up to 9.5% p.a. on 36-month tenure
  • ✓Flexible tenure: 3, 6, 12, 24 and 36 months
Tazama Maelezo & Omba

Ecobank Fixed Deposit Account

Ecobank Kenya

Kiwango cha Riba:

5.75% - 8.25%p.a.

  • ✓Fixed rates up to 8.25% p.a. locked for the full tenure
  • ✓Multi-currency deposits: KES, USD, GBP, EUR
Tazama Maelezo & Omba

Equity Bank Fixed Deposit Account

Ilipendekezwa

Equity Bank Kenya

Kiwango cha Riba:

7% - 9.5%p.a.

  • ✓Tiered rates up to 9.5% p.a. on 36-month tenure
  • ✓Flexible tenure: 3, 6, 12, 24 and 36 months
Tazama Maelezo & Omba

Family Bank Fixed Deposit Account

Ilipendekezwa

Family Bank

Kiwango cha Riba:

7.5% - 10%p.a.

  • ✓Competitive tiered rates up to 10.0% p.a.
  • ✓Funds reinvested into Kenyan SME and cooperative lending
Tazama Maelezo & Omba

GT Bank Fixed Deposit Account

Guaranty Trust Bank Kenya

Kiwango cha Riba:

5.5% - 8%p.a.

  • ✓Fixed rates up to 8.0% p.a. locked for the full tenure
  • ✓Multi-currency deposits: KES, USD, GBP, EUR
Tazama Maelezo & Omba

Guardian Bank Fixed Deposit Account

Guardian Bank

Kiwango cha Riba:

6% - 8.5%p.a.

  • ✓Premium rates up to 8.5% p.a. — above market average
  • ✓Personalised service with direct banker contact
Tazama Maelezo & Omba

Gulf African Bank Wakala Fixed Term Deposit

Gulf African Bank

Kiwango cha Riba:

5.5% - 8%p.a.

  • ✓Sharia-compliant Wakala structure — no interest, profit-sharing only
  • ✓Expected profit rate up to 8.0% p.a. on 36-month tenure
Tazama Maelezo & Omba

Habib Bank Fixed Deposit Account

Habib Bank AG Zurich

Kiwango cha Riba:

5% - 7.5%p.a.

  • ✓Fixed rates up to 7.5% p.a. locked for the full tenure
  • ✓Multi-currency deposits: KES, USD, GBP, EUR
Tazama Maelezo & Omba

Housing Finance Fixed Deposit Account

HF Group

Kiwango cha Riba:

7% - 9.5%p.a.

  • ✓Tiered rates up to 9.5% p.a. on 36-month tenure
  • ✓Flexible tenure: 3, 6, 12, 24 and 36 months
Tazama Maelezo & Omba

I&M Bank Fixed Deposit Account

Ilipendekezwa

I&M Bank

Kiwango cha Riba:

7.25% - 9.75%p.a.

  • ✓Tiered rates up to 9.75% p.a. on 36-month tenure
  • ✓Flexible tenure: 3, 6, 12, 24 and 36 months
Tazama Maelezo & Omba

KCB Bank Fixed Deposit Account

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

6.75% - 9%p.a.

  • ✓Tiered rates up to 9.0% p.a. on 36-month tenure
  • ✓Flexible tenure: 3, 6, 12, 24 and 36 months
Tazama Maelezo & Omba

Kingdom Bank Fixed Deposit Account

Kingdom Bank

Kiwango cha Riba:

6% - 8.5%p.a.

  • ✓Competitive tiered rates up to 8.5% p.a.
  • ✓Funds reinvested into Kenyan SME and cooperative lending
Tazama Maelezo & Omba

M Oriental Bank Fixed Deposit Account

M Oriental Bank

Kiwango cha Riba:

6% - 8.5%p.a.

  • ✓Premium rates up to 8.5% p.a. — above market average
  • ✓Personalised service with direct banker contact
Tazama Maelezo & Omba

Mayfair CIB Bank Fixed Deposit Account

Mayfair CIB Bank

Kiwango cha Riba:

6% - 8.5%p.a.

  • ✓Premium rates up to 8.5% p.a. — above market average
  • ✓Personalised service with direct banker contact
Tazama Maelezo & Omba

Middle East Bank Fixed Deposit Account

Middle East Bank Kenya

Kiwango cha Riba:

5.5% - 8%p.a.

  • ✓Premium rates up to 8.0% p.a. — above market average
  • ✓Personalised service with direct banker contact
Tazama Maelezo & Omba

NBK Fixed Deposit Account

National Bank of Kenya

Kiwango cha Riba:

6.75% - 9.25%p.a.

  • ✓Tiered rates up to 9.25% p.a. on 36-month tenure
  • ✓Flexible tenure: 3, 6, 12, 24 and 36 months
Tazama Maelezo & Omba

NCBA Fixed Deposit Account

Ilipendekezwa

NCBA Group

Kiwango cha Riba:

6.5% - 9%p.a.

  • ✓Tiered rates up to 9.0% p.a. on 36-month tenure
  • ✓Flexible tenure: 3, 6, 12, 24 and 36 months
Tazama Maelezo & Omba

Paramount Bank Fixed Deposit Account

Paramount Bank Kenya

Kiwango cha Riba:

6% - 8.5%p.a.

  • ✓Premium rates up to 8.5% p.a. — above market average
  • ✓Personalised service with direct banker contact
Tazama Maelezo & Omba

Prime Bank Fixed Deposit Account

Prime Bank Kenya

Kiwango cha Riba:

6.5% - 9%p.a.

  • ✓Premium rates up to 9.0% p.a. — above market average
  • ✓Personalised service with direct banker contact
Tazama Maelezo & Omba

SBM Bank Fixed Deposit Account

SBM Bank Kenya

Kiwango cha Riba:

6.25% - 8.75%p.a.

  • ✓Tiered rates up to 8.75% p.a. on 36-month tenure
  • ✓Flexible tenure: 3, 6, 12, 24 and 36 months
Tazama Maelezo & Omba

Standard Chartered Fixed Deposit Account

Ilipendekezwa

Standard Chartered Bank Kenya

Kiwango cha Riba:

6% - 8%p.a.

  • ✓Fixed rates up to 8.0% p.a. locked for the full tenure
  • ✓Multi-currency deposits: KES, USD, GBP, EUR
Tazama Maelezo & Omba

Sidian Bank Fixed Deposit Account

Sidian Bank

Kiwango cha Riba:

6.5% - 9%p.a.

  • ✓Premium rates up to 9.0% p.a. — above market average
  • ✓Personalised service with direct banker contact
Tazama Maelezo & Omba

Spire Bank Fixed Deposit Account

Spire Bank

Kiwango cha Riba:

5.5% - 8%p.a.

  • ✓Premium rates up to 8.0% p.a. — above market average
  • ✓Personalised service with direct banker contact
Tazama Maelezo & Omba

Stanbic Bank Fixed Deposit Account

Ilipendekezwa

Stanbic Bank Kenya

Kiwango cha Riba:

6.25% - 8.5%p.a.

  • ✓Tiered rates up to 8.5% p.a. on 36-month tenure
  • ✓Flexible tenure: 3, 6, 12, 24 and 36 months
Tazama Maelezo & Omba

UBA Kenya Fixed Deposit Account

UBA Kenya Bank

Kiwango cha Riba:

5.5% - 8%p.a.

  • ✓Fixed rates up to 8.0% p.a. locked for the full tenure
  • ✓Multi-currency deposits: KES, USD, GBP, EUR
Tazama Maelezo & Omba

Victoria Commercial Fixed Deposit Account

Victoria Commercial Bank

Kiwango cha Riba:

6.5% - 9%p.a.

  • ✓Premium rates up to 9.0% p.a. — above market average
  • ✓Personalised service with direct banker contact
Tazama Maelezo & Omba

Vidokezo vya Kupata Amana za Muda Maalum katika Kilifi

  • 💡Tourism businesses should time loan applications before peak season
  • 💡Mobile money is widely used - consider digital lenders for quick access
  • 💡Fishing cooperatives can access group lending products
  • 💡Check for NGO-backed microfinance options with favorable terms

Jinsi ya Kuomba Amana za Muda Maalum katika Kilifi

  1. Linganisha: Tumia PesaMarket kulinganisha amana za muda maalum kutoka benki 3+
  2. Kagua sifa: Kagua mahitaji ya bidhaa unayopendelea - kipato, umri, hali ya CRB
  3. Kusanya nyaraka: Andaa kitambulisho, KRA PIN, payslips au taarifa za M-Pesa
  4. Omba: Tembelea tawi katika Kilifi au omba mtandaoni kupitia tovuti/ programu ya benki
  5. Subiri idhini: Mikopo mingi amana za muda maalum inashughulikiwa ndani ya masaa 24-72

Maswali Yanayoulizwa Mara kwa Mara: Amana za Muda Maalum katika Kilifi

Ni zipi Amana za Muda Maalum bora katika Kaunti ya Kilifi?

Mikopo bora ya amana za muda maalum katika Kaunti ya Kilifi inajumuisha bidhaa kutoka KCB, Equity Bank, Co-operative Bank. Viwango vya riba vinanzia karibu 6.1% p.a. kulingana na bidhaa na wasifu wako wa mkopo. Linganisha chaguzi zote 38+ kwenye PesaMarket ili kupata inayokufaa.

Ninaomba vipi amana za muda maalum katika Kilifi?

Ku-apply amana za muda maalum katika Kilifi: 1) Linganisha products kwenye PesaMarket kupata best rates. 2) Angalia eligibility requirements kwa option yako. 3) Tembelea branch katika Kilifi au Malindi au apply online. 4) Submit documents required ikiwa ni pamoja na ID, KRA PIN, na proof of income. Applications nyingi zinashughulikiwa ndani ya masaa 24-48.

Ni benki zipi zina matawi katika Kaunti ya Kilifi?

Benki kuu zenye matawi katika Kaunti ya Kilifi ni pamoja na: KCB (5 mashina - Kilifi, Malindi, Watamu); Equity Bank (4 mashina - Kilifi, Malindi); Co-operative Bank (3 mashina - Kilifi, Malindi). Pia unaweza kupata huduma za benki za simu na mikopo ya kidijitali kutoka popote katika Kilifi.

Ni mshahara gani wa chini ili kustahiki kwa amana za muda maalum katika Kilifi?

Minimum salary requirements kwa amana za muda maalum katika Kilifi zinatofautiana na provider. Banks nyingi zinahitaji minimum monthly income ya KES 15,000-30,000 kwa mikopo ya kibinafsi. Digital lenders kama Branch, Tala, na M-Shwari wana lower requirements. Self-employed wanaweza qualify na 6+ months M-Pesa statements au business records.

Je, kuna amana za muda maalum bila ukaguzi wa CRB katika Kilifi?

Watoa mikopo wa kidijitali katika Kilifi wanatoa amana za muda maalum zenye mahitaji ya CRB yasiyo na ukakasi. M-Shwari, Fuliza, na baadhi ya watoa mikopo wa programu wanaweza kuidhinisha mikopo kwa wakopaji wa mara ya kwanza au wale wanaojenga tena mkopo. Hata hivyo, benki nyingi zitakagua hali yako ya CRB. Unaweza kuangalia ripoti yako ya CRB bure mara moja kwa mwaka katika ofisi yoyote ya CRB.

Pia katika Kilifi

Amana za Muda Maalum katika Miji Mikuu ya Kilifi

Iwe uko katika Kilifi, Malindi, Watamu, Gede, au sehemu nyingine yoyote ya Kaunti ya Kilifi, unaweza kupata amana za muda maalum kutoka kwa taasisi za kifedha zinazoongoza. Kilifi ina matawi mengi ya benki, lakini huduma za benki za simu na mikopo ya kidijitali zinapatikana katika eneo lote la Coast. Jukwaa letu linakusaidia kulinganisha viwango na kupata amana za muda maalum bora kwa mahitaji yako.

Uko Tayari Ku-Apply?

Linganishia 38+ amana za muda maalum kutoka kwa benki bora katika Kilifi. Pata viwango bora na omba mtandaoni leo.

Need help? Chat with us