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🇰🇪 KWA KIBURI WA KENYA

Mikopo ya Haraka nchini Kenya

Linganisha digital lending apps kama Branch, Tala, Zenka. Pata instant approval na pesa haraka.

|Ilithibitishwa mwisho: Apr 23, 2026

Kuna 218 mikopo ya haraka zinazopatikana nchini Kenya na viwango vya riba kuanzia 0.03% hadi 25% kwa mwaka. Kiasi cha mkopo kinaanzia KES 50 hadi KES 500,000. PesaMarket husasisha data hii mara kwa mara.

Orodha ya watoa-mikopo imethibitishwa dhidi ya CBK Directory of Licensed Digital Credit Providers tarehe 23/04/2026.

Inaonyesha 10 kati ya 10 bidhaa

First-time borrowers testing digital credit

Abepot Credit Mobile Loan

Abepot Credit

Lender site unavailable
Kiwango cha Riba
Inatofautiana
kwa mwaka
Kiasi cha Juu
KES 150K
Muda wa Uidhinishaji
Instant for repeat borrowers, minutes for new ones
Ada ya Usindikaji
Varies by loan size and tier
  • CBK-licensed Digital Credit Provider since 2026
  • 24/7 application availability via app and USSD
Omba Sasa
Covering utility bills before payday

Abito Credit Line

Abito

Lender site unavailable
Kiwango cha Riba
Inatofautiana
kwa mwaka
Kiasi cha Juu
KES 75K
Muda wa Uidhinishaji
Instant for repeat borrowers, minutes for new ones
Ada ya Usindikaji
Varies by loan size and tier
  • CBK-licensed Digital Credit Provider since 2025
  • CRB credit-score-based pricing tiers
Omba Sasa
Building CRB credit history from scratch

Absolute Credit Kenya Mobile Loan

Absolute Credit Kenya

Kiwango cha Riba
Inatofautiana
kwa mwaka
Kiasi cha Juu
KES 50K
Muda wa Uidhinishaji
Same day for most applications
Ada ya Usindikaji
Varies by loan size and tier
  • CBK-licensed Digital Credit Provider since 2025
  • Integrated with M-Pesa for instant disbursement
Omba Sasa
Emergency cash needs between paycheques

Acquire Credit Quick Loan

Acquire Credit

Lender site unavailable
Kiwango cha Riba
Inatofautiana
kwa mwaka
Kiasi cha Juu
KES 30K
Muda wa Uidhinishaji
Same day for most applications
Ada ya Usindikaji
Varies by loan size and tier
  • CBK-licensed Digital Credit Provider since 2025
  • Digital loan agreement signed via OTP
Omba Sasa
Teachers and civil servants with payslips

Adjacent Possible Finance Quick Loan

Adjacent Possible Finance

Kiwango cha Riba
Inatofautiana
kwa mwaka
Kiasi cha Juu
KES 150K
Muda wa Uidhinishaji
Same day for most applications
Ada ya Usindikaji
Varies by loan size and tier
  • CBK-licensed Digital Credit Provider since 2025
  • Operates a professional website and digital presence
Omba Sasa
Emergency cash needs between paycheques

Adroit Credit Instant Loan

Adroit Credit

Kiwango cha Riba
Inatofautiana
kwa mwaka
Kiasi cha Juu
KES 30K
Muda wa Uidhinishaji
Within minutes to 24 hours
Ada ya Usindikaji
Varies by loan size and tier
  • CBK-licensed Digital Credit Provider since 2025
  • Operates a professional website and digital presence
Omba Sasa
Urban professionals with regional business

African Capital Business Loan

African Capital

Kiwango cha Riba
Inatofautiana
kwa mwaka
Kiasi cha Juu
KES 50K
Muda wa Uidhinishaji
Within 10 minutes for approved applications
Ada ya Usindikaji
Varies by loan size and tier
  • CBK-licensed Digital Credit Provider since 2026
  • Operates a professional website and digital presence
Omba Sasa
Building CRB credit history from scratch

Afrimoney Credit Instant Loan

Afrimoney Credit

Lender site unavailable
Kiwango cha Riba
Inatofautiana
kwa mwaka
Kiasi cha Juu
KES 30K
Muda wa Uidhinishaji
Within minutes to 24 hours
Ada ya Usindikaji
Varies by loan size and tier
  • CBK-licensed Digital Credit Provider since 2026
  • Operates a professional website and digital presence
Omba Sasa
Building CRB credit history from scratch

Ajax Credit Kenya Digital Loan

Ajax Credit Kenya

Kiwango cha Riba
Inatofautiana
kwa mwaka
Kiasi cha Juu
KES 30K
Muda wa Uidhinishaji
Within 10 minutes for approved applications
Ada ya Usindikaji
Varies by loan size and tier
  • CBK-licensed Digital Credit Provider since 2025
  • Application tracked via SMS status updates
Omba Sasa
Borrowers preferring a provider with a local office

Aleza Credit Line

Aleza

Status unverified
Kiwango cha Riba
Inatofautiana
kwa mwaka
Kiasi cha Juu
KES 100K
Muda wa Uidhinishaji
Within minutes to 24 hours
Ada ya Usindikaji
Varies by loan size and tier
  • CBK-licensed Digital Credit Provider since 2025
  • Physical office in Western Kenya via Kisumu
Omba Sasa
Showing top 10 of 218 products. Use filters above to narrow your match.

Ushauri wa Mtaalamu

Speed comes at a cost. The fastest-disbursing loans in Kenya charge 2-5x higher effective rates than bank loans. Always check the total repayment amount, not just the processing time.

P
PesaMarket Research Team

Financial Analysis

Una wasiwasi kuhusu CRB?

Wakopeshaji wengi wa simu wana mahitaji nafuu ya CRB. Angalia chaguo zako.

Angalia Chaguo

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