Home/Lenders/Stanbic Bank Kenya

9 Products🏢 Business Loans💳 Credit Cards🏠 Mortgages💼 Payroll Loans💰 Personal Loans

Stanbic Bank Kenya

Compare all 9 products from Stanbic Bank Kenya in Kenya. Rates from 9.5%. Borrow up to Ksh 100,000,000.

9.5%

Lowest Rate

Ksh 100,000,000

Max Amount

2-4 working days

Fastest Disbursement

Total Products

Personal Loans

Product	Rate	Amount	Turnaround
Stanbic Personal Loan	13% - 17%	Ksh 100,000 - Ksh 15,000,000	3-5 business days	Apply
Stanbic Personal Unsecured Loan	14% - 17%	Ksh 50,000 - Ksh 4,000,000	2-4 working days	Apply
Stanbic Personal Unsecured Loan	14% - 17%	Ksh 50,000 - Ksh 4,000,000	2-4 working days	Apply

View all Personal Loans →

💳

Credit Cards

Product	Rate	Amount	Turnaround
Stanbic Visa Classic Credit Card	18.5%	N/A	5-7 business days	Apply

View all Credit Cards →

🏢

Business Loans

Product	Rate	Amount	Turnaround
Stanbic SME Financing	13.5% - 19%	Ksh 200,000 - Ksh 100,000,000	5-7 days	Apply

View all Business Loans →

🏠

Mortgages

Product	Rate	Amount	Turnaround
Stanbic KMRC Home Loan	9.5%	Ksh 1,000,000 - Ksh 4,000,000	14-30 days	Apply
Stanbic KMRC Home Loan	9.5%	Ksh 1,000,000 - Ksh 4,000,000	14-30 days	Apply

View all Mortgages →

💼

Payroll Loans

Product	Rate	Amount	Turnaround
Stanbic Salary Backed Loan	12% - 14%	Ksh 50,000 - Ksh 10,000,000	48-72 hours	Apply
Stanbic Salary Backed Loan	12% - 14%	Ksh 50,000 - Ksh 10,000,000	48-72 hours	Apply

View all Payroll Loans →

Stanbic Bank Kenya Pros & Cons

+Pros

✓Part of Africa's largest bank
✓No collateral required
✓Fast approval (48-72 hours)
✓High loan amounts up to KES 4M
✓Digital application available
✓No early repayment penalties

-Cons

✗Higher interest rates (14-17%)
✗Processing fee of 3%
✗Higher minimum income (KES 40,000)
✗Credit score check required
✗12 months employment history needed
✗Property value limit of KES 4M

Eligibility Requirements

Minimum Income (Lowest)

Ksh 40,000

CRB Check Required

Yes (some products)

Employment Types Accepted

Permanent employmentSelf-employedBusiness ownerProfessionalsSalariedSME ownerCorporateBusinessPermanently Employed

Required Documents (across all products)

●National ID or Passport
●KRA PIN Certificate
●Latest 3 months payslips
●Bank statements (6 months)
●Employment letter or business registration
●CRB consent
●Copy of ID/Passport
●Last 3 months payslips (if employed)
●Last 6 months bank statements
●Employment letter/contract

Frequently Asked Questions

What interest rates does Stanbic Bank Kenya offer?

Stanbic Bank Kenya offers interest rates ranging from 9.5% to 19% across their 9 products. The exact rate depends on the product type, loan amount, and your credit profile.

What loan amounts are available from Stanbic Bank Kenya?

Stanbic Bank Kenya offers loan amounts from Ksh 50,000 up to Ksh 100,000,000 depending on the product and your eligibility.

How fast does Stanbic Bank Kenya disburse loans?

The fastest disbursement time from Stanbic Bank Kenya is 2-4 working days. Actual processing time varies by product type and application completeness.

Does Stanbic Bank Kenya require CRB clearance?

Yes, Stanbic Bank Kenya requires CRB clearance for some or all of their products. A clean credit history improves your chances of approval and may qualify you for better rates.

How many products does Stanbic Bank Kenya offer on PesaMarket?

Stanbic Bank Kenya currently has 9 products listed on PesaMarket across 5 categories: Business Loans, Credit Cards, Mortgages, Payroll Loans, Personal Loans.