Home/Lenders/Stanbic Bank Kenya

10 Products🚚 Asset Finance🏢 Business Loans💼 Current Accounts🏦 Fixed Deposits📈 Money Market Funds🏠 Mortgages💼 Payroll Loans💰 Personal Loans🏦 Savings Accounts

Stanbic Bank Kenya

Compare all 10 products from Stanbic Bank Kenya in Kenya. Rates from 0%. Borrow up to Ksh 200,000,000.

Lowest Rate

Ksh 200,000,000

Max Amount

2-4 working days

Fastest Disbursement

Total Products

Personal Loans

Product	Rate	Amount	Turnaround
Stanbic Personal Loan	13% - 17%	Ksh 100,000 - Ksh 15,000,000	3-5 business days	Apply
Stanbic Personal Unsecured Loan	14% - 17%	Ksh 50,000 - Ksh 4,000,000	2-4 working days	Apply

View all Personal Loans→

🏢

Business Loans

Product	Rate	Amount	Turnaround
Stanbic SME Financing	13.5% - 19%	Ksh 200,000 - Ksh 100,000,000	5-7 days	Apply

View all Business Loans→

🏠

Mortgages

Product	Rate	Amount	Turnaround
Stanbic KMRC Home Loan	9.5%	Ksh 1,000,000 - Ksh 4,000,000	14-30 days	Apply

View all Mortgages→

🏦

Savings Accounts

Product	Rate	Amount	Turnaround
Stanbic Bank Savings Account	3%	N/A	N/A	Apply

View all Savings Accounts→

💼

Current Accounts

Product	Rate	Amount	Turnaround
Stanbic Bank Current Account	0%	N/A	N/A	Apply

View all Current Accounts→

📈

Money Market Funds

Product	Rate	Amount	Turnaround
Stanbic Money Market Fund	N/A	N/A	N/A	Apply

View all Money Market Funds→

💼

Payroll Loans

Product	Rate	Amount	Turnaround
Stanbic Salary Backed Loan	12% - 14%	Ksh 50,000 - Ksh 10,000,000	48-72 hours	Apply

View all Payroll Loans→

🏦

Fixed Deposits

Product	Rate	Amount	Turnaround
Stanbic Bank Fixed Deposit Account	6.25% - 8.5%	N/A	N/A	Apply

View all Fixed Deposits→

🚚

Asset Finance

Product	Rate	Amount	Turnaround
Stanbic Vehicle & Asset Finance	13% - 14%	Ksh 500,000 - Ksh 200,000,000	5-10 working days	Apply

View all Asset Finance→

Stanbic Bank Kenya Pros & Cons

+Pros

✓Competitive rates from 13%
✓Part of Africa's largest bank
✓Very high loan amounts (up to KES 15M)
✓Longest repayment period (up to 7 years)
✓No collateral up to KES 2M
✓Excellent for high-value financing

-Cons

✗Higher minimum loan amount (KES 100k)
✗3-5 day processing time
✗Strict documentation requirements
✗2% processing fee
✗Higher interest rates (14-17%)
✗Processing fee of 3%

Eligibility Requirements

Minimum Income (Lowest)

Ksh 40,000

CRB Check Required

Yes (some products)

Employment Types Accepted

Permanent employmentSelf-employedBusiness ownerProfessionalsSalariedSME ownerCorporateBusinessPermanently EmployedRegistered businessLimited companyPartnershipMultinational

Required Documents (across all products)

●National ID or Passport
●KRA PIN Certificate
●Latest 3 months payslips
●Bank statements (6 months)
●Employment letter or business registration
●CRB consent
●Copy of ID/Passport
●Last 3 months payslips (if employed)
●Last 6 months bank statements
●Employment letter/contract

Frequently Asked Questions

What interest rates does Stanbic Bank Kenya offer?

Stanbic Bank Kenya offers interest rates ranging from 0% to 19% across their 10 products. The exact rate depends on the product type, loan amount, and your credit profile.

What loan amounts are available from Stanbic Bank Kenya?

Stanbic Bank Kenya offers loan amounts from Ksh 50,000 up to Ksh 200,000,000 depending on the product and your eligibility.

How fast does Stanbic Bank Kenya disburse loans?

The fastest disbursement time from Stanbic Bank Kenya is 2-4 working days. Actual processing time varies by product type and application completeness.

Does Stanbic Bank Kenya require CRB clearance?

Yes, Stanbic Bank Kenya requires CRB clearance for some or all of their products. A clean credit history improves your chances of approval and may qualify you for better rates.

How many products does Stanbic Bank Kenya offer on PesaMarket?

Stanbic Bank Kenya currently has 10 products listed on PesaMarket across 9 categories: Asset Finance, Business Loans, Current Accounts, Fixed Deposits, Money Market Funds, Mortgages, Payroll Loans, Personal Loans, Savings Accounts.