đ°đĒ KWA KIBURI WA KENYA
Ufadhili wa Mali nchini Kenya
Fadhili magari, vifaa na mashine kwa ufadhili wa hadi 100% kutoka KCB, Equity, ABSA, Stanbic na zaidi. Lipa kwa miezi 12-96.
Kuna 14 ufadhili wa mali zinazopatikana nchini Kenya na viwango vya riba kuanzia 13% hadi 24% kwa mwaka. Kiasi cha mkopo kinaanzia KES 30,000 hadi KES 200,000,000. PesaMarket husasisha data hii mara kwa mara.
Inaonyesha 14 kati ya 14 bidhaa
â Corporate fleet expansion
ABSA Asset Finance
ABSA Bank Kenya
Kiwango cha Riba
13% - 15%
kwa mwaka
- 72-month tenure for commercial vehicles
- Up to 90% asset financing
â SACCOs and cooperatives pooling asset purchases
Co-op Asset Finance
Co-operative Bank of Kenya
Kiwango cha Riba
13.5% - 16.5%
kwa mwaka
- Finance up to 90% of asset value
- Wide range of assets covered (vehicles, machinery, equipment)
â SMEs acquiring their first commercial vehicle
Equity Asset Finance
Equity Bank Kenya
Kiwango cha Riba
13% - 16%
kwa mwaka
- SME-friendly minimums (KES 200K)
- Up to 90% asset financing
â Transport and logistics fleet expansion
KCB Asset Based Finance
Kenya Commercial Bank
Kiwango cha Riba
13% - 15%
kwa mwaka
- Loans up to KES 100 million
- Up to 90% asset financing
â Vehicle fleet expansion (trucks, buses, cars)
NCBA Asset Finance
NCBA Bank Kenya
Kiwango cha Riba
13% - 15%
kwa mwaka
- Strong heritage in vehicle finance (from CBA legacy book)
- Up to 85% asset financing
â Logistics companies building long-haul fleets
Stanbic Vehicle & Asset Finance
Stanbic Bank Kenya
Kiwango cha Riba
13% - 14%
kwa mwaka
- Up to 100% financing with partner dealers (Isuzu, CFAO, Simba Corp)
- Tenure up to 96 months (8 years) for heavy assets
â Salaried professionals buying first car
DTB Passenger Car Financing
Diamond Trust Bank Kenya
Kiwango cha Riba
14% - 16%
kwa mwaka
- Focus on passenger car financing for professionals
- Accepts used cars up to 8 years old at financing
â Professional firms buying equipment (legal, medical, audit)
I&M Asset Finance
I&M Bank Kenya
Kiwango cha Riba
13% - 15%
kwa mwaka
- Up to 90% asset financing
- Tenure up to 60 months
â First-time car buyers wanting a digital flow
Autochek Vehicle Financing
Autochek Kenya
Kiwango cha Riba
14% - 18%
kwa mwaka
- Digital-first vehicle finance platform
- Single application, matched to multiple partner banks
â SMEs with ticket sizes KES 500K-5M
Bank of Africa Asset Finance
Bank of Africa Kenya
Kiwango cha Riba
14% - 16%
kwa mwaka
- Up to 85% asset financing
- Tenure up to 48 months
â Micro-entrepreneurs buying first equipment
Faulu Asset Finance
Faulu Microfinance Bank
Kiwango cha Riba
16% - 20%
kwa mwaka
- Designed for SMEs and micro-entrepreneurs
- Lower minimum (KES 100K) than banks
â Boda boda and tuk-tuk operators
Mogo Vehicle Finance
Mogo Kenya
Kiwango cha Riba
15% - 24%
kwa mwaka
- Full vehicle lineup: tuk-tuks, motorbikes, cars, matatus
- Tenure up to 60 months (longer than peer digital lenders)
â SMEs in rural and peri-urban areas (post office reach)
Rafiki Asset Finance
Rafiki Microfinance Bank
Kiwango cha Riba
17% - 22%
kwa mwaka
- Kenya Post Office Savings Bank-linked microfinance
- Covers commercial transport and SME equipment
â First-time entrepreneurs buying a salon chair or sewing machine
SMEP Asset Finance
SMEP Microfinance Bank
Kiwango cha Riba
18% - 22%
kwa mwaka
- Targets small and micro businesses specifically
- Lowest minimum on this list (KES 50K)