🇰🇪 KWA KIBURI WA KENYA
Mikopo ya Mshahara nchini Kenya
Mikopo ya check-off ya mshahara Kenya
Kuna 8 mikopo ya mshahara zinazopatikana nchini Kenya na viwango vya riba kuanzia 12% hadi 16% kwa mwaka. Kiasi cha mkopo kinaanzia KES 10,000 hadi KES 10,000,000. PesaMarket husasisha data hii mara kwa mara.
Orodha ya watoa-mikopo imethibitishwa dhidi ya CBK Directory of Licensed Digital Credit Providers tarehe 16/12/2025.
Inaonyesha 8 kati ya 8 bidhaa
⭐ Government employees
ABSA Check-Off Loan
ABSA Bank Kenya
Status unverified
Kiwango cha Riba
13-15%
kwa mwaka
- Borrow up to 5x your net salary
- Salary check-off arrangement
⭐ SACCO members
Co-op Bank Salary Loan
Co-operative Bank of Kenya
Status unverified
Kiwango cha Riba
13-14%
kwa mwaka
- Borrow up to 4x your net salary
- Check-off arrangement with employer
⭐ East African regional employees
DTB Payroll Loan
Diamond Trust Bank
Status unverified
Kiwango cha Riba
14-16%
kwa mwaka
- Salary backed loans up to KES 5 million
- Salary check-off arrangement
⭐ Government employees
Equity Check-Off Loan
Equity Bank
Status unverified
Kiwango cha Riba
13-14%
kwa mwaka
- Borrow up to 4x your net salary
- Automatic salary deduction
⭐ High-income professionals
I&M Bank Salary Loan
I&M Bank
Status unverified
Kiwango cha Riba
14-16%
kwa mwaka
- Premium salary loans up to KES 8 million
- Competitive rates for high earners
⭐ Government employees
KCB Salary Advance Loan
KCB Bank
Status unverified
Kiwango cha Riba
13-15%
kwa mwaka
- Borrow up to 5x your net salary
- Check-off from salary (automatic deduction)
⭐ High-income professionals
NCBA Payroll Loan
NCBA Bank
Status unverified
Kiwango cha Riba
14-16%
kwa mwaka
- Premium loan amounts up to KES 7 million
- Digital application via NCBA Mobile
⭐ High-income earners
Stanbic Salary Backed Loan
Stanbic Bank Kenya
Status unverified
Kiwango cha Riba
12-14%
kwa mwaka
- One of the lowest rates from 12% p.a.
- High loan limits up to KES 10 million
Ushauri wa Mtaalamu
“Check-off loans offer some of the lowest rates in Kenya because your employer guarantees repayment. But read the fine print - some lock you in for the full term even if you change jobs.”