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Bora Kadi za Mkopo katika Siaya 2026

Linganisha 28+ kadi za mkopo kutoka kwa benki 3+ katika Kaunti ya Siaya. 58% of adults have access to financial services.

28+
Bidhaa Zilizopo
3+
Mashina ya Benki
993,183
Idadi ya Watu
10+
mashina

Muonekano wa Kifedha wa Kaunti ya Siaya

Siaya County borders Lake Victoria and has significant fishing and rice farming activities. The county is known for strong educational institutions and serves as a commercial center for Luo Nyanza.

Sekta Kuu

AgricultureFishingTradeServicesEducation

Bidhaa Maarufu za Kifedha

Agricultural LoansPersonal LoansMobile Money LoansBusiness Loans
Mchango wa Pato la Taifa: 1.1% of Kenya's GDP
Eneo: Nyanza

Benki Zinazotoa Kadi za Mkopo katika Siaya

KCB

4 mashina

Siaya, Bondo, Ugunja, Yala

Tazama Bidhaa za KCB →

Equity Bank

3 mashina

Siaya, Bondo

Tazama Bidhaa za Equity Bank →

Co-operative Bank

3 mashina

Siaya, Ugunja

Tazama Bidhaa za Co-operative Bank →

Linganisha Kadi za Mkopo Zinazopatikana katika Siaya

ABSA Business Credit Card

ABSA Bank Kenya

Kiwango cha Riba:

2.17% - 2.17%p.a.

Ada ya Mwaka:

KES 3,500

  • ✓Separate business and personal expenses
  • ✓Interest-free period up to 45 days
Tazama Maelezo & Omba

ABSA Visa Platinum Credit Card

Ilipendekezwa

ABSA Bank Kenya

Kiwango cha Riba:

16.5% p.a.

Ada ya Mwaka:

KES 6,000

  • ✓Visa Platinum elite status
  • ✓Exceptional credit limit up to KES 5 million
Tazama Maelezo & Omba

ABSA Visa Gold Credit Card

Ilipendekezwa

ABSA Bank Kenya

Kiwango cha Riba:

17.5% p.a.

Ada ya Mwaka:

KES 3,500

  • ✓Visa Gold global acceptance
  • ✓Credit limit up to KES 2 million
Tazama Maelezo & Omba

Co-op Visa Classic Credit Card

Ilipendekezwa

Co-operative Bank of Kenya

Kiwango cha Riba:

3.5% p.a.

Ada ya Mwaka:

KES 3,500

  • ✓Visa Classic acceptance worldwide
  • ✓Interest-free period up to 50 days
Tazama Maelezo & Omba

Co-op Visa Gold Credit Card

Ilipendekezwa

Co-operative Bank of Kenya

Kiwango cha Riba:

3.5% p.a.

Ada ya Mwaka:

KES 6,000

  • ✓Visa Gold worldwide acceptance
  • ✓Credit limit up to KES 1.5 million
Tazama Maelezo & Omba

Co-op Platinum Visa Credit Card

Ilipendekezwa

Co-operative Bank of Kenya

Kiwango cha Riba:

3.5% p.a.

Ada ya Mwaka:

KES 7,000

  • ✓Platinum Visa benefits worldwide
  • ✓Complimentary travel insurance up to USD 75,000
Tazama Maelezo & Omba

Equity Gold Visa Credit Card

Ilipendekezwa

Equity Bank

Kiwango cha Riba:

1.5% p.a.

Ada ya Mwaka:

KES 4,500

  • ✓Worldwide acceptance on Visa network
  • ✓Free travel insurance up to USD 50,000
Tazama Maelezo & Omba

Equity Platinum Visa Credit Card

Ilipendekezwa

Equity Bank

Kiwango cha Riba:

1.5% p.a.

Ada ya Mwaka:

KES 5,000

  • ✓Premium Visa Platinum benefits worldwide
  • ✓Complimentary travel insurance up to USD 100,000
Tazama Maelezo & Omba

Equity Visa Classic Credit Card

Ilipendekezwa

Equity Bank Kenya

Kiwango cha Riba:

18% p.a.

Ada ya Mwaka:

KES 2,500

  • ✓Visa Classic worldwide acceptance
  • ✓Credit limit up to KES 500,000
Tazama Maelezo & Omba

KCB Classic Visa Credit Card

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

3.5% p.a.

Ada ya Mwaka:

KES 3,000

  • ✓Worldwide acceptance on Visa network
  • ✓Free SMS alerts for all transactions
Tazama Maelezo & Omba

KCB Gold Credit Card

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

3.5% p.a.

Ada ya Mwaka:

KES 4,000

  • ✓Free airport lounge access (4 visits per year)
  • ✓Purchase protection up to KES 100,000
Tazama Maelezo & Omba

KCB Infinite Credit Card

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

18.5% p.a.

Ada ya Mwaka:

KES 12,000

  • ✓Unlimited access to premium airport lounges worldwide
  • ✓Comprehensive travel insurance (up to USD 50,000)
Tazama Maelezo & Omba

KCB Gold MasterCard

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

23% p.a.

Ada ya Mwaka:

KES 2,500

  • ✓MasterCard network acceptance
  • ✓Reward points on all purchases
Tazama Maelezo & Omba

KCB Platinum Credit Card

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

3.5% p.a.

Ada ya Mwaka:

KES 4,260

  • ✓Visa Platinum global acceptance
  • ✓High credit limit up to KES 3 million
Tazama Maelezo & Omba

KCB Visa Signature Credit Card

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

22% p.a.

Ada ya Mwaka:

KES 4,000

  • ✓Signature-level benefits and privileges
  • ✓Priority customer service
Tazama Maelezo & Omba

KCB World Elite Credit Card

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

20.5% p.a.

Ada ya Mwaka:

KES 10,000

  • ✓Airport lounge access for cardholder plus one guest
  • ✓Golf program with exclusive privileges
Tazama Maelezo & Omba

NBK Visa Classic Credit Card

National Bank of Kenya

Kiwango cha Riba:

24% p.a.

Ada ya Mwaka:

KES 1,200

  • ✓Easy to use for everyday shopping
  • ✓Secure online and point of sale payments
Tazama Maelezo & Omba

NBK Visa Gold Credit Card

Ilipendekezwa

National Bank of Kenya

Kiwango cha Riba:

20.5% p.a.

Ada ya Mwaka:

KES 2,500

  • ✓Travel rewards and benefits
  • ✓Purchase protection on selected items
Tazama Maelezo & Omba

NBK Visa Platinum Credit Card

Ilipendekezwa

National Bank of Kenya

Kiwango cha Riba:

18% p.a.

Ada ya Mwaka:

KES 4,500

  • ✓Access to exclusive lounges in key airports
  • ✓Premium travel insurance (up to USD 10,000)
Tazama Maelezo & Omba

NCBA Classic Credit Card

NCBA Group

Kiwango cha Riba:

23.5% p.a.

Ada ya Mwaka:

KES 1,000

  • ✓Exclusive discounts at selected outlets
  • ✓PIN and Chip enabled
Tazama Maelezo & Omba

NCBA Gold Credit Card

Ilipendekezwa

NCBA Group

Kiwango cha Riba:

21% p.a.

Ada ya Mwaka:

KES 2,000

  • ✓Higher credit limit
  • ✓Reward points on all purchases
Tazama Maelezo & Omba

NCBA Infinite Credit Card

Ilipendekezwa

NCBA Group

Kiwango cha Riba:

16% p.a.

Ada ya Mwaka:

KES 7,500

  • ✓Unlimited access to 1000+ airport lounges worldwide
  • ✓Premium travel insurance (up to USD 20,000)
Tazama Maelezo & Omba

NCBA Platinum Credit Card

Ilipendekezwa

NCBA Group

Kiwango cha Riba:

19.5% p.a.

Ada ya Mwaka:

KES 3,500

  • ✓Premium credit limit up to 1.5M KES
  • ✓Enhanced reward points
Tazama Maelezo & Omba

NCBA Signature Credit Card

Ilipendekezwa

NCBA Group

Kiwango cha Riba:

17.5% p.a.

Ada ya Mwaka:

KES 5,000

  • ✓Access to 500+ airport lounges worldwide
  • ✓Premium travel insurance (up to USD 12,000)
Tazama Maelezo & Omba

Standard Chartered Visa Gold Credit Card

Ilipendekezwa

Standard Chartered Bank Kenya

Kiwango cha Riba:

22.5% p.a.

Ada ya Mwaka:

KES 3,000

  • ✓5% cashback on fuel and dining
  • ✓Up to USD 4,000 travel accident insurance
Tazama Maelezo & Omba

Standard Chartered Visa Infinite Credit Card

Ilipendekezwa

Standard Chartered Bank Kenya

Kiwango cha Riba:

19.5% p.a.

Ada ya Mwaka:

KES 8,000

  • ✓Access to 900+ airport lounges worldwide
  • ✓Up to USD 15,000 travel accident insurance
Tazama Maelezo & Omba

Standard Chartered Visa Platinum Credit Card

Ilipendekezwa

Standard Chartered Bank Kenya

Kiwango cha Riba:

21% p.a.

Ada ya Mwaka:

KES 5,000

  • ✓5% cashback on dining and fuel bills
  • ✓Up to 15% discounts at featured merchants
Tazama Maelezo & Omba

Stanbic Visa Classic Credit Card

Ilipendekezwa

Stanbic Bank Kenya

Kiwango cha Riba:

18.5% p.a.

Ada ya Mwaka:

KES 2,500

  • ✓Visa Classic worldwide acceptance
  • ✓Credit limit up to KES 1 million
Tazama Maelezo & Omba

Vidokezo vya Kupata Kadi za Mkopo katika Siaya

  • 💡Fishing cooperatives can access group lending products
  • 💡Rice farmers should explore irrigation scheme financing
  • 💡Mobile money is widely used for quick access to funds
  • 💡Teacher SACCOs offer competitive rates for educators

Jinsi ya Kuomba Kadi za Mkopo katika Siaya

  1. Linganisha: Tumia PesaMarket kulinganisha kadi za mkopo kutoka benki 3+
  2. Kagua sifa: Kagua mahitaji ya bidhaa unayopendelea - kipato, umri, hali ya CRB
  3. Kusanya nyaraka: Andaa kitambulisho, KRA PIN, payslips au taarifa za M-Pesa
  4. Omba: Tembelea tawi katika Siaya au omba mtandaoni kupitia tovuti/ programu ya benki
  5. Subiri idhini: Mikopo mingi kadi za mkopo inashughulikiwa ndani ya masaa 24-72

Maswali Yanayoulizwa Mara kwa Mara: Kadi za Mkopo katika Siaya

Ni zipi Kadi za Mkopo bora katika Kaunti ya Siaya?

Mikopo bora ya kadi za mkopo katika Kaunti ya Siaya inajumuisha bidhaa kutoka KCB, Equity Bank, Co-operative Bank. Viwango vya riba vinanzia karibu 14.5% p.a. kulingana na bidhaa na wasifu wako wa mkopo. Linganisha chaguzi zote 28+ kwenye PesaMarket ili kupata inayokufaa.

Ninaomba vipi kadi za mkopo katika Siaya?

Ku-apply kadi za mkopo katika Siaya: 1) Linganisha products kwenye PesaMarket kupata best rates. 2) Angalia eligibility requirements kwa option yako. 3) Tembelea branch katika Siaya au Bondo au apply online. 4) Submit documents required ikiwa ni pamoja na ID, KRA PIN, na proof of income. Applications nyingi zinashughulikiwa ndani ya masaa 24-48.

Ni benki zipi zina matawi katika Kaunti ya Siaya?

Benki kuu zenye matawi katika Kaunti ya Siaya ni pamoja na: KCB (4 mashina - Siaya, Bondo, Ugunja); Equity Bank (3 mashina - Siaya, Bondo); Co-operative Bank (3 mashina - Siaya, Ugunja). Pia unaweza kupata huduma za benki za simu na mikopo ya kidijitali kutoka popote katika Siaya.

Ni mshahara gani wa chini ili kustahiki kwa kadi za mkopo katika Siaya?

Minimum salary requirements kwa kadi za mkopo katika Siaya zinatofautiana na provider. Banks nyingi zinahitaji minimum monthly income ya KES 15,000-30,000 kwa personal loans. Digital lenders kama Branch, Tala, na M-Shwari wana lower requirements. Self-employed wanaweza qualify na 6+ months M-Pesa statements au business records.

Je, kuna kadi za mkopo bila ukaguzi wa CRB katika Siaya?

Watoa mikopo wa kidijitali katika Siaya wanatoa kadi za mkopo zenye mahitaji ya CRB yasiyo na ukakasi. M-Shwari, Fuliza, na baadhi ya watoa mikopo wa programu wanaweza kuidhinisha mikopo kwa wakopaji wa mara ya kwanza au wale wanaojenga tena mkopo. Hata hivyo, benki nyingi zitakagua hali yako ya CRB. Unaweza kuangalia ripoti yako ya CRB bure mara moja kwa mwaka katika ofisi yoyote ya CRB.

Kadi za Mkopo katika Kaunti za Nyanza za Karibu

Kadi za Mkopo - KisumuKadi za Mkopo - Homa BayKadi za Mkopo - MigoriKadi za Mkopo - KisiiKadi za Mkopo - Nyamira

Bidhaa Nyingine za Kifedha katika Siaya

💰Mikopo ya KibinafsiđŸĸMikopo ya Biashara📱Mikopo ya Simu🏠Mikopo ya Nyumba

Kadi za Mkopo katika Miji Mikuu ya Siaya

Iwe uko katika Siaya, Bondo, Ugunja, Yala, au sehemu nyingine yoyote ya Kaunti ya Siaya, unaweza kupata kadi za mkopo kutoka kwa taasisi za kifedha zinazoongoza. Siaya ina matawi mengi ya benki, lakini huduma za benki za simu na mikopo ya kidijitali zinapatikana katika eneo lote la Nyanza. Jukwaa letu linakusaidia kulinganisha viwango na kupata kadi za mkopo bora kwa mahitaji yako.

Uko Tayari Ku-Apply?

Linganishia 28+ kadi za mkopo kutoka kwa benki bora katika Siaya. Pata viwango bora na omba mtandaoni leo.

Linganisha Zote Kadi za MkopoHesabu Malipo ya Kila Mwezi
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