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Credit Card

I&M Classic Visa Credit Card

I&M Bank

Ilisasishwa mwisho: April 16, 2026

|Ilithibitishwa mwisho: Apr 16, 2026
0/5
Kulingana na 0 Maoni
Kiwango cha Riba
3.25% per month (39% p.a.)
Kikomo cha Mkopo
Ksh 75,000 - Ksh 500,000
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Ksh 3,000/year

Mgawanyo wa Ukadiriaji

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Jumla: 0 Maoni

Faida na Hasara

Faida

  • Lower 3.25% monthly rate than most Tier 3 banks
  • Higher KES 500K credit ceiling
  • Well-regarded My Card My Life rewards
  • Strong East African regional network
  • Purchase protection insurance included

Hasara

  • Higher KES 40K minimum income requirement
  • Annual fee of KES 3,000
  • 5% cash advance fee
  • Minimum age of 23 excludes younger applicants

Maoni ya Wateja

Hakuna maoni bado

Kuwa wa kwanza kushiriki uzoefu wako na I&M Classic Visa Credit Card

Andika Maoni ya Kwanza

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Maelezo ya Bidhaa

Vipengele

  • Worldwide Visa acceptance
  • I&M OnTheGo mobile banking integration
  • Interest-free period up to 50 days
  • Free SMS and email transaction alerts
  • Competitive 3.25% monthly rate
  • Cash advance up to 40% of credit limit
  • I&M Rewards Program (My Card My Life)
  • Emergency card replacement worldwide

Mahitaji ya Kustahili

Umri: 23 - 65 years
Mapato ya Chini: Ksh 40,000/month
Ajira: Salaried, Self-employed, Professional

Nyaraka Zinazohitajika

  • Copy of ID/Passport
  • KRA PIN Certificate
  • 3 months payslips
  • 6 months bank statements

Uko Tayari Kuomba?

Anza na I&M Classic Visa Credit Card leo. Uidhinishaji wa haraka na viwango vya ushindani.

Omba Sasa

Maombi huchukua chini ya dakika 10

Kwa Nini Uamini Maoni Yetu?

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  • Taarifa za bidhaa zinazosasishwa mara kwa mara
  • Mbinu ya uhakiki ya uwazi
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