Bora Kadi za Mkopo katika Murang'a 2026

Linganisha 28+ kadi za mkopo kutoka kwa benki 3+ katika Kaunti ya Murang'a. 73% of adults have access to financial services.

28+

Bidhaa Zilizopo

Mashina ya Benki

1,056,640

Idadi ya Watu

16+

mashina

Muonekano wa Kifedha wa Kaunti ya Murang'a

Murang'a County is one of Kenya's most productive agricultural counties, known for coffee, tea, bananas, and avocados. The county has strong cooperatives and agro-processing industries.

Sekta Kuu

AgricultureManufacturingTradeServicesEducation

Bidhaa Maarufu za Kifedha

Agricultural LoansSACCO LoansPersonal LoansBusiness Loans

Mchango wa Pato la Taifa: 2% of Kenya's GDP

Eneo: Central

Benki Zinazotoa Kadi za Mkopo katika Murang'a

KCB

6 mashina

Murang'a, Kenol, Makuyu, Kandara

Tazama Bidhaa za KCB →

Equity Bank

5 mashina

Murang'a, Kenol, Maragua

Tazama Bidhaa za Equity Bank →

Co-operative Bank

5 mashina

Murang'a, Kandara, Kangema

Tazama Bidhaa za Co-operative Bank →

Linganisha Kadi za Mkopo Zinazopatikana katika Murang'a

ABSA Business Credit Card

ABSA Bank Kenya

Kiwango cha Riba:

2.17% - 2.17%p.a.

Ada ya Mwaka:

KES 3,500

✓Separate business and personal expenses
✓Interest-free period up to 45 days

Tazama Maelezo & Omba

ABSA Visa Platinum Credit Card

Ilipendekezwa

ABSA Bank Kenya

Kiwango cha Riba:

16.5% p.a.

Ada ya Mwaka:

KES 6,000

✓Visa Platinum elite status
✓Exceptional credit limit up to KES 5 million

Tazama Maelezo & Omba

ABSA Visa Gold Credit Card

Ilipendekezwa

ABSA Bank Kenya

Kiwango cha Riba:

17.5% p.a.

Ada ya Mwaka:

KES 3,500

✓Visa Gold global acceptance
✓Credit limit up to KES 2 million

Tazama Maelezo & Omba

Co-op Visa Classic Credit Card

Ilipendekezwa

Co-operative Bank of Kenya

Kiwango cha Riba:

3.5% p.a.

Ada ya Mwaka:

KES 3,500

✓Visa Classic acceptance worldwide
✓Interest-free period up to 50 days

Tazama Maelezo & Omba

Co-op Visa Gold Credit Card

Ilipendekezwa

Co-operative Bank of Kenya

Kiwango cha Riba:

3.5% p.a.

Ada ya Mwaka:

KES 6,000

✓Visa Gold worldwide acceptance
✓Credit limit up to KES 1.5 million

Tazama Maelezo & Omba

Co-op Platinum Visa Credit Card

Ilipendekezwa

Co-operative Bank of Kenya

Kiwango cha Riba:

3.5% p.a.

Ada ya Mwaka:

KES 7,000

✓Platinum Visa benefits worldwide
✓Complimentary travel insurance up to USD 75,000

Tazama Maelezo & Omba

Equity Gold Visa Credit Card

Ilipendekezwa

Equity Bank

Kiwango cha Riba:

1.5% p.a.

Ada ya Mwaka:

KES 4,500

✓Worldwide acceptance on Visa network
✓Free travel insurance up to USD 50,000

Tazama Maelezo & Omba

Equity Platinum Visa Credit Card

Ilipendekezwa

Equity Bank

Kiwango cha Riba:

1.5% p.a.

Ada ya Mwaka:

KES 5,000

✓Premium Visa Platinum benefits worldwide
✓Complimentary travel insurance up to USD 100,000

Tazama Maelezo & Omba

Equity Visa Classic Credit Card

Ilipendekezwa

Equity Bank Kenya

Kiwango cha Riba:

18% p.a.

Ada ya Mwaka:

KES 2,500

✓Visa Classic worldwide acceptance
✓Credit limit up to KES 500,000

Tazama Maelezo & Omba

KCB Classic Visa Credit Card

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

3.5% p.a.

Ada ya Mwaka:

KES 3,000

✓Worldwide acceptance on Visa network
✓Free SMS alerts for all transactions

Tazama Maelezo & Omba

KCB Gold Credit Card

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

3.5% p.a.

Ada ya Mwaka:

KES 4,000

✓Free airport lounge access (4 visits per year)
✓Purchase protection up to KES 100,000

Tazama Maelezo & Omba

KCB Infinite Credit Card

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

18.5% p.a.

Ada ya Mwaka:

KES 12,000

✓Unlimited access to premium airport lounges worldwide
✓Comprehensive travel insurance (up to USD 50,000)

Tazama Maelezo & Omba

KCB Gold MasterCard

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

23% p.a.

Ada ya Mwaka:

KES 2,500

✓MasterCard network acceptance
✓Reward points on all purchases

Tazama Maelezo & Omba

KCB Platinum Credit Card

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

3.5% p.a.

Ada ya Mwaka:

KES 4,260

✓Visa Platinum global acceptance
✓High credit limit up to KES 3 million

Tazama Maelezo & Omba

KCB Visa Signature Credit Card

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

22% p.a.

Ada ya Mwaka:

KES 4,000

✓Signature-level benefits and privileges
✓Priority customer service

Tazama Maelezo & Omba

KCB World Elite Credit Card

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

20.5% p.a.

Ada ya Mwaka:

KES 10,000

✓Airport lounge access for cardholder plus one guest
✓Golf program with exclusive privileges

Tazama Maelezo & Omba

NBK Visa Classic Credit Card

National Bank of Kenya

Kiwango cha Riba:

24% p.a.

Ada ya Mwaka:

KES 1,200

✓Easy to use for everyday shopping
✓Secure online and point of sale payments

Tazama Maelezo & Omba

NBK Visa Gold Credit Card

Ilipendekezwa

National Bank of Kenya

Kiwango cha Riba:

20.5% p.a.

Ada ya Mwaka:

KES 2,500

✓Travel rewards and benefits
✓Purchase protection on selected items

Tazama Maelezo & Omba

NBK Visa Platinum Credit Card

Ilipendekezwa

National Bank of Kenya

Kiwango cha Riba:

18% p.a.

Ada ya Mwaka:

KES 4,500

✓Access to exclusive lounges in key airports
✓Premium travel insurance (up to USD 10,000)

Tazama Maelezo & Omba

NCBA Classic Credit Card

NCBA Group

Kiwango cha Riba:

23.5% p.a.

Ada ya Mwaka:

KES 1,000

✓Exclusive discounts at selected outlets
✓PIN and Chip enabled

Tazama Maelezo & Omba

NCBA Gold Credit Card

Ilipendekezwa

NCBA Group

Kiwango cha Riba:

21% p.a.

Ada ya Mwaka:

KES 2,000

✓Higher credit limit
✓Reward points on all purchases

Tazama Maelezo & Omba

NCBA Infinite Credit Card

Ilipendekezwa

NCBA Group

Kiwango cha Riba:

16% p.a.

Ada ya Mwaka:

KES 7,500

✓Unlimited access to 1000+ airport lounges worldwide
✓Premium travel insurance (up to USD 20,000)

Tazama Maelezo & Omba

NCBA Platinum Credit Card

Ilipendekezwa

NCBA Group

Kiwango cha Riba:

19.5% p.a.

Ada ya Mwaka:

KES 3,500

✓Premium credit limit up to 1.5M KES
✓Enhanced reward points

Tazama Maelezo & Omba

NCBA Signature Credit Card

Ilipendekezwa

NCBA Group

Kiwango cha Riba:

17.5% p.a.

Ada ya Mwaka:

KES 5,000

✓Access to 500+ airport lounges worldwide
✓Premium travel insurance (up to USD 12,000)

Tazama Maelezo & Omba

Standard Chartered Visa Gold Credit Card

Ilipendekezwa

Standard Chartered Bank Kenya

Kiwango cha Riba:

22.5% p.a.

Ada ya Mwaka:

KES 3,000

✓5% cashback on fuel and dining
✓Up to USD 4,000 travel accident insurance

Tazama Maelezo & Omba

Standard Chartered Visa Infinite Credit Card

Ilipendekezwa

Standard Chartered Bank Kenya

Kiwango cha Riba:

19.5% p.a.

Ada ya Mwaka:

KES 8,000

✓Access to 900+ airport lounges worldwide
✓Up to USD 15,000 travel accident insurance

Tazama Maelezo & Omba

Standard Chartered Visa Platinum Credit Card

Ilipendekezwa

Standard Chartered Bank Kenya

Kiwango cha Riba:

21% p.a.

Ada ya Mwaka:

KES 5,000

✓5% cashback on dining and fuel bills
✓Up to 15% discounts at featured merchants

Tazama Maelezo & Omba

Stanbic Visa Classic Credit Card

Ilipendekezwa

Stanbic Bank Kenya

Kiwango cha Riba:

18.5% p.a.

Ada ya Mwaka:

KES 2,500

✓Visa Classic worldwide acceptance
✓Credit limit up to KES 1 million

Tazama Maelezo & Omba

Vidokezo vya Kupata Kadi za Mkopo katika Murang'a

💡Coffee and tea farmers have access to crop advance financing
💡Avocado farmers can find value-chain financing for exports
💡Strong SACCO movement offers competitive member rates
💡Agro-processing businesses can access equipment financing

Jinsi ya Kuomba Kadi za Mkopo katika Murang'a

Linganisha: Tumia PesaMarket kulinganisha kadi za mkopo kutoka benki 3+
Kagua sifa: Kagua mahitaji ya bidhaa unayopendelea - kipato, umri, hali ya CRB
Kusanya nyaraka: Andaa kitambulisho, KRA PIN, payslips au taarifa za M-Pesa
Omba: Tembelea tawi katika Murang'a au omba mtandaoni kupitia tovuti/ programu ya benki
Subiri idhini: Mikopo mingi kadi za mkopo inashughulikiwa ndani ya masaa 24-72

Maswali Yanayoulizwa Mara kwa Mara: Kadi za Mkopo katika Murang'a

Ni zipi Kadi za Mkopo bora katika Kaunti ya Murang'a?

Mikopo bora ya kadi za mkopo katika Kaunti ya Murang'a inajumuisha bidhaa kutoka KCB, Equity Bank, Co-operative Bank. Viwango vya riba vinanzia karibu 14.5% p.a. kulingana na bidhaa na wasifu wako wa mkopo. Linganisha chaguzi zote 28+ kwenye PesaMarket ili kupata inayokufaa.

Ninaomba vipi kadi za mkopo katika Murang'a?

Ku-apply kadi za mkopo katika Murang'a: 1) Linganisha products kwenye PesaMarket kupata best rates. 2) Angalia eligibility requirements kwa option yako. 3) Tembelea branch katika Murang'a au Kenol au apply online. 4) Submit documents required ikiwa ni pamoja na ID, KRA PIN, na proof of income. Applications nyingi zinashughulikiwa ndani ya masaa 24-48.

Ni benki zipi zina matawi katika Kaunti ya Murang'a?

Benki kuu zenye matawi katika Kaunti ya Murang'a ni pamoja na: KCB (6 mashina - Murang'a, Kenol, Makuyu); Equity Bank (5 mashina - Murang'a, Kenol, Maragua); Co-operative Bank (5 mashina - Murang'a, Kandara, Kangema). Pia unaweza kupata huduma za benki za simu na mikopo ya kidijitali kutoka popote katika Murang'a.

Ni mshahara gani wa chini ili kustahiki kwa kadi za mkopo katika Murang'a?

Minimum salary requirements kwa kadi za mkopo katika Murang'a zinatofautiana na provider. Banks nyingi zinahitaji minimum monthly income ya KES 15,000-30,000 kwa personal loans. Digital lenders kama Branch, Tala, na M-Shwari wana lower requirements. Self-employed wanaweza qualify na 6+ months M-Pesa statements au business records.

Je, kuna kadi za mkopo bila ukaguzi wa CRB katika Murang'a?

Watoa mikopo wa kidijitali katika Murang'a wanatoa kadi za mkopo zenye mahitaji ya CRB yasiyo na ukakasi. M-Shwari, Fuliza, na baadhi ya watoa mikopo wa programu wanaweza kuidhinisha mikopo kwa wakopaji wa mara ya kwanza au wale wanaojenga tena mkopo. Hata hivyo, benki nyingi zitakagua hali yako ya CRB. Unaweza kuangalia ripoti yako ya CRB bure mara moja kwa mwaka katika ofisi yoyote ya CRB.

Kadi za Mkopo katika Kaunti za Central za Karibu

Kadi za Mkopo - Kiambu Kadi za Mkopo - Nyeri Kadi za Mkopo - Kirinyaga Kadi za Mkopo - Nyandarua

Bidhaa Nyingine za Kifedha katika Murang'a

💰Mikopo ya Kibinafsi 🏢Mikopo ya Biashara 📱Mikopo ya Simu 🏠Mikopo ya Nyumba

Kadi za Mkopo katika Miji Mikuu ya Murang'a

Iwe uko katika Murang'a, Kenol, Makuyu, Kandara, au sehemu nyingine yoyote ya Kaunti ya Murang'a, unaweza kupata kadi za mkopo kutoka kwa taasisi za kifedha zinazoongoza. Murang'a ina matawi mengi ya benki, lakini huduma za benki za simu na mikopo ya kidijitali zinapatikana katika eneo lote la Central. Jukwaa letu linakusaidia kulinganisha viwango na kupata kadi za mkopo bora kwa mahitaji yako.

Uko Tayari Ku-Apply?

Linganishia 28+ kadi za mkopo kutoka kwa benki bora katika Murang'a. Pata viwango bora na omba mtandaoni leo.

Linganisha Zote Kadi za Mkopo Hesabu Malipo ya Kila Mwezi