Free Financial Calculators
14 free tools to help you make smarter financial decisions. No signup required.
EMI Calculator
Calculate monthly loan payments and view amortization schedule
Use tool →Affordability Calculator
Find out how much you can borrow based on your income
Use tool →Loan Comparison
Compare multiple loan offers side by side
Use tool →Eligibility Checker
Check if you qualify for a loan before applying
Use tool →PAYE Calculator
Calculate your income tax and net salary in Kenya
Use tool →Mortgage Calculator
Calculate mortgage payments and total cost of home ownership
Use tool →HELB Calculator
Calculate HELB loan repayments and remaining balance
Use tool →Overpayment Checker
Find out if you are overpaying on your current loan
Use tool →Payslip Analyzer
Analyze your payslip deductions including PAYE, NHIF, and NSSF
Use tool →M-PESA vs Bank Loans
Compare M-PESA mobile loan costs with traditional bank loans
Use tool →Remittance Calculator
Compare fees for sending money to Kenya from abroad
Use tool →Debt Consolidation
Calculate savings from combining multiple loans into one
Use tool →Dowry Calculator
Estimate traditional dowry amounts by tribe and region in Kenya
Use tool →CRB Score Checker
Understand your CRB credit score and what it means
Use tool →Frequently Asked Questions
Are these financial tools free to use?
Yes, all PesaMarket financial calculators and tools are 100% free. No signup, no hidden fees, no credit card required.
How accurate are the calculators?
Our calculators use the same formulas used by Kenyan banks and lenders. Results are estimates based on the information you provide. Always confirm final terms with your lender.
Can I use these tools on my phone?
Yes, all tools are fully responsive and work on any device — phone, tablet, or desktop. No app download needed.