Mikopo ya Simu Kenya
Pesa ya Papo Hapo kupitia M-Pesa
Linganisha chaguo zote za mikopo ya simu Kenya. Kutoka mikopo iliyojumuishwa na M-Pesa hadi apps maalum - pata pesa ya papo hapo bila kutembelea benki.
Types of Mobile Loans
Mikopo Iliyojumuishwa na M-Pesa
Mikopo iliyojengwa kwenye menyu ya M-Pesa
- Hakuna app inayohitajika kupakuliwa
- Malipo ya papo hapo
- Kiolesura kinachojulikana
Mikopo ya App za Simu
Apps maalum za mikopo
- Vikomo vya juu vya mkopo
- Jenga historia ya mkopo
- Kulipa kwa muda mrefu
Top Mobile Loan Providers
Fuliza
M-Shwari
KCB M-Pesa
Branch
Tala
Zenka
Jinsi ya Kupata Mkopo wa Simu
Chagua Mkopeshaji
Chagua mkopo wa M-Pesa au mkopeshaji wa app
Piga/Pakua
Tumia nambari ya USSD au pakua app
Jisajili
Jiandikishe na ID yako na nambari ya simu
Omba
Chagua kiasi cha mkopo na muda
Pokea
Pata pesa kwa M-Pesa papo hapo
Nambari za Haraka za USSD za Mikopo
Menyu ya Safaricom > M-Pesa > Mikopo
Overdraft ya kiotomatiki ya M-Pesa
Benki ya simu ya KCB
Mikopo ya biashara kupitia M-Pesa
Faida za Mikopo ya Simu
Maswali ya Mikopo ya Simu
What are mobile loans in Kenya?
Mobile loans are instant loans accessed through your mobile phone via M-Pesa, Airtel Money, or dedicated loan apps. They include products like Fuliza, M-Shwari, KCB M-Pesa, Branch, Tala, and Zenka. No bank visit required - everything is done on your phone.
How do I get a mobile loan in Kenya?
To get a mobile loan: 1) Have an active M-Pesa/Airtel Money account, 2) Dial the USSD code or download the loan app, 3) Register with your ID, 4) Request your loan amount, 5) Receive money instantly to your mobile money wallet.
Which mobile loan gives the highest amount in Kenya?
KCB M-Pesa offers up to KES 1 million, Branch offers up to KES 500,000, and Fuliza offers up to KES 70,000. Your limit depends on your mobile money usage history and repayment behavior.
What are the interest rates for mobile loans?
Mobile loan rates vary: Fuliza charges 1.083% daily, M-Shwari 7.5% monthly, KCB M-Pesa 8.64% monthly, Branch 1-21% monthly, and Tala 6-15% monthly. These rates are higher than traditional bank loans.
Are mobile loans safe in Kenya?
Yes, mobile loans from licensed providers are safe. Stick to CBK-licensed lenders like M-Shwari, Fuliza, KCB M-Pesa, Branch, and Tala. Avoid unlicensed apps that may misuse your data or charge excessive fees.
Related Pages
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Compare mobile lending options and get instant cash to your M-Pesa.
Pata Mkopo wa Simu