Pata mikopo ya papo hapo bila intaneti. Orodha kamili ya misimbo yote ya USSD kwa mikopo ya simu nchini Kenya.
Misimbo ya USSD (Unstructured Supplementary Service Data) inakuwezesha kupata huduma za benki na mikopo bila intaneti. Piga tu nambari kwenye simu yako ili kuomba mikopo, kuangalia salio, na kusimamia akaunti yako.
Access M-Shwari savings and loans
Overdraft facility for M-Pesa
KCB loans via M-Pesa
Equity Bank mobile loan
ABSA mobile banking and loans
| Mtoa Huduma | Msimbo wa USSD | Mtandao | Mkopo wa Juu | Kasi |
|---|---|---|---|---|
| M-Shwari | *234# | Safaricom | KES 100,000 | Instant |
| Fuliza | *234# | Safaricom | KES 70,000 | Instant |
| KCB M-Pesa | *844# | Safaricom | KES 1,000,000 | Instant |
| M-Coop Cash | *667# | Any | KES 500,000 | Instant |
| Eazzy Loan | *247# | Any | KES 3,000,000 | Instant |
| HF Whizz | *231# | Safaricom | KES 100,000 | Instant |
| Timiza | *848# | Any | KES 150,000 | Instant |
| Stawi | *638# | Safaricom | KES 250,000 | 24 hours |
| Airtel Money | *544# | Airtel | KES 50,000 | Instant |
| KCB | *522# | Any | Varies | Instant |
| Equity | *247# | Any | Varies | Instant |
| Co-op Bank | *667# | Any | Varies | Instant |
| NCBA | *654# | Any | Varies | Instant |
| Stanbic | *276# | Any | Varies | Instant |
| I&M Bank | *458# | Any | Varies | Instant |
| Standard Chartered | *724# | Any | Varies | Instant |
| Family Bank | *325# | Any | Varies | Instant |
Fungua simu yako na uandike msimbo wa USSD (k.m., *234# kwa M-Shwari). Bonyeza kitufe cha kupiga simu.
Fuata maelekezo kwenye skrini. Chagua "Mikopo" au chaguo sawa kutoka kwenye menyu.
Ingiza kiasi cha mkopo unachotaka. Pitia masharti na uthibitishe ombi lako.
Ukikubaliwa, fedha zitatumwa moja kwa moja kwa M-Pesa au akaunti yako ya benki ndani ya sekunde.
✓ Hakikisha una salio la muda wa maongezi (angalau Sh 1) kupiga misimbo ya USSD
✓ Jiandikishe kwanza kwa huduma (M-Pesa, akaunti ya benki) kabla ya kuomba mikopo
✓ Anza na kiasi kidogo cha mkopo ili kujenga kikomo chako cha mkopo
✓ Lipa kwa wakati ili kuepuka adhabu na kudumisha rekodi nzuri ya mkopo
✓ Angalia viwango vya riba kabla ya kukopa - vinatofautiana kwa mtoa huduma
✓ Usishiriki PIN yako na mtu yeyote, hata wafanyakazi wa benki