National Police Service
Police officers under NPS have access to special check-off loan facilities with competitive terms.
Wafanyakazi
100,000+
Sekta
Law Enforcement
Kuzidisha Mkopo
4x
Muda wa Juu
60 months
Kiwango cha Msingi
From 13%
Kulinganisha Mikopo ya Benki
Linganisha chaguzi za mikopo ya check-off zinazopatikana kwa National Police Service
| Benki | Kuzidisha | Kiwango cha Riba | Muda wa Juu | Vipengele Muhimu | Actions |
|---|---|---|---|---|---|
| KCB Bank | 4x | 13% | 60 months |
| Angalia Benki → |
| Co-operative Bank | 4x | 13% | 60 months |
| Angalia Benki → |
| Equity Bank | 3.5x | 14% | 48 months |
| Angalia Benki → |
| Family Bank | 3x | 15% | 48 months |
| Angalia Benki → |
Mahitaji
Unachohitaji kuomba mkopo wa mfanyakazi wa Police (NPS)
- Serving NPS officer
- Minimum 1 year service
- Valid police ID/service number
- Latest pay slips
- Good disciplinary record
Faida
Kwa nini wafanyakazi wa Police (NPS) wanapata masharti bora ya mkopo
- Government job security
- Rates from 13% p.a.
- Up to 4x salary
- No collateral needed
- Automatic deduction
- Emergency loan facilities
Jinsi ya Kuomba
Hatua za kupata mkopo wako wa check-off
1. Angalia Ustahiki
Thibitisha unakidhi kipindi cha chini cha ajira na una nyaraka zote zinazohitajika kwa Police (NPS).
2. Linganisha Benki
Tumia jedwali la kulinganisha hapo juu kupata viwango na masharti bora kwa mahitaji yako.
3. Kusanya Nyaraka
Andaa kitambulisho chako cha wafanyakazi, slips za malipo, na barua ya uthibitisho ya HR.
4. Omba
Tembelea tawi la benki ulilochagua au omba mtandaoni. Benki nyingi zinachakata ndani ya masaa 24-48.
Hesabu Mkopo Wako
Tumia kikokotoo chetu cha mkopo wa mshahara kukadiria unaweza kukopa kiasi gani.
Maswali Yanayoulizwa Mara kwa Mara
What is the maximum loan amount for Police (NPS) employees?
Police (NPS) employees can typically borrow up to 4x their monthly salary. For example, if you earn KES 100,000 per month, you could qualify for up to KES 400000 depending on the bank.
What interest rate will I get as a Police (NPS) employee?
Interest rates for Police (NPS) employees start from 13% per annum, which is lower than standard personal loans due to the check-off arrangement that reduces default risk for banks.
How long does it take to get a Police (NPS) check-off loan?
Most banks process Police (NPS) check-off loans within 24-48 hours once all documents are submitted. Some banks offer same-day disbursement for existing customers.
Do I need collateral for a Police (NPS) employee loan?
No, Police (NPS) check-off loans are unsecured. The check-off arrangement where repayments are deducted directly from your salary serves as security for the bank.