State Corporations & Government Agencies
Employees of parastatals and semi-autonomous government agencies enjoy excellent check-off loan terms.
Wafanyakazi
50,000+
Sekta
Government Agencies
Kuzidisha Mkopo
5x
Muda wa Juu
72 months
Kiwango cha Msingi
From 12%
Kulinganisha Mikopo ya Benki
Linganisha chaguzi za mikopo ya check-off zinazopatikana kwa State Corporations & Government Agencies
| Benki | Kuzidisha | Kiwango cha Riba | Muda wa Juu | Vipengele Muhimu | Actions |
|---|---|---|---|---|---|
| KCB Bank | 5x | 12% | 72 months |
| Angalia Benki → |
| Co-operative Bank | 4.5x | 12% | 72 months |
| Angalia Benki → |
| Stanbic Bank | 4x | 13% | 60 months |
| Angalia Benki → |
| NCBA Bank | 4x | 13% | 60 months |
| Angalia Benki → |
Mahitaji
Unachohitaji kuomba mkopo wa mfanyakazi wa Parastatals & SAGAs
- Permanent parastatal employee
- Minimum 1 year employment
- Staff ID and payslips
- HR confirmation letter
- Organization must have check-off agreement
Faida
Kwa nini wafanyakazi wa Parastatals & SAGAs wanapata masharti bora ya mkopo
- Premium employer rating
- High loan multipliers up to 5x
- Low rates from 12%
- Extended 72-month tenure
- No collateral required
- Multiple bank options
Jinsi ya Kuomba
Hatua za kupata mkopo wako wa check-off
1. Angalia Ustahiki
Thibitisha unakidhi kipindi cha chini cha ajira na una nyaraka zote zinazohitajika kwa Parastatals & SAGAs.
2. Linganisha Benki
Tumia jedwali la kulinganisha hapo juu kupata viwango na masharti bora kwa mahitaji yako.
3. Kusanya Nyaraka
Andaa kitambulisho chako cha wafanyakazi, slips za malipo, na barua ya uthibitisho ya HR.
4. Omba
Tembelea tawi la benki ulilochagua au omba mtandaoni. Benki nyingi zinachakata ndani ya masaa 24-48.
Hesabu Mkopo Wako
Tumia kikokotoo chetu cha mkopo wa mshahara kukadiria unaweza kukopa kiasi gani.
Maswali Yanayoulizwa Mara kwa Mara
What is the maximum loan amount for Parastatals & SAGAs employees?
Parastatals & SAGAs employees can typically borrow up to 5x their monthly salary. For example, if you earn KES 100,000 per month, you could qualify for up to KES 500000 depending on the bank.
What interest rate will I get as a Parastatals & SAGAs employee?
Interest rates for Parastatals & SAGAs employees start from 12% per annum, which is lower than standard personal loans due to the check-off arrangement that reduces default risk for banks.
How long does it take to get a Parastatals & SAGAs check-off loan?
Most banks process Parastatals & SAGAs check-off loans within 24-48 hours once all documents are submitted. Some banks offer same-day disbursement for existing customers.
Do I need collateral for a Parastatals & SAGAs employee loan?
No, Parastatals & SAGAs check-off loans are unsecured. The check-off arrangement where repayments are deducted directly from your salary serves as security for the bank.