County government workers across all 47 counties can access check-off loans with competitive terms.
Wafanyakazi
200,000+
Sekta
Government (County)
Kuzidisha Mkopo
4x
Muda wa Juu
60 months
Kiwango cha Msingi
From 13%
Linganisha chaguzi za mikopo ya check-off zinazopatikana kwa County Government Employees
| Benki | Kuzidisha | Kiwango cha Riba | Muda wa Juu | Vipengele Muhimu | Actions |
|---|---|---|---|---|---|
| KCB Bank | 4x | 13% | 60 months |
| Angalia Benki â |
| Equity Bank | 3.5x | 14% | 48 months |
| Angalia Benki â |
| Co-operative Bank | 4x | 13% | 60 months |
| Angalia Benki â |
| NCBA Bank | 3.5x | 14% | 48 months |
| Angalia Benki â |
Unachohitaji kuomba mkopo wa mfanyakazi wa County Government
Kwa nini wafanyakazi wa County Government wanapata masharti bora ya mkopo
Hatua za kupata mkopo wako wa check-off
Thibitisha unakidhi kipindi cha chini cha ajira na una nyaraka zote zinazohitajika kwa County Government.
Tumia jedwali la kulinganisha hapo juu kupata viwango na masharti bora kwa mahitaji yako.
Andaa kitambulisho chako cha wafanyakazi, slips za malipo, na barua ya uthibitisho ya HR.
Tembelea tawi la benki ulilochagua au omba mtandaoni. Benki nyingi zinachakata ndani ya masaa 24-48.
Tumia kikokotoo chetu cha mkopo wa mshahara kukadiria unaweza kukopa kiasi gani.
County Government employees can typically borrow up to 4x their monthly salary. For example, if you earn KES 100,000 per month, you could qualify for up to KES 400000 depending on the bank.
Interest rates for County Government employees start from 13% per annum, which is lower than standard personal loans due to the check-off arrangement that reduces default risk for banks.
Most banks process County Government check-off loans within 24-48 hours once all documents are submitted. Some banks offer same-day disbursement for existing customers.
No, County Government check-off loans are unsecured. The check-off arrangement where repayments are deducted directly from your salary serves as security for the bank.