Skip to main content

Standard Chartered vs NBK - Complete Bank Comparison 2025

Compare Standard Chartered and NBK side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.

Imethibitishwa mwisho: January 2026
Data kutoka tovuti rasmi za benkiJinsi tunavyothibitisha data →

Kwa Mtazamo

Kiwango Bora
National Bank of Kenya
Ada ya Chini
National Bank of Kenya
Uidhinishaji wa Haraka
Standard Chartered Bank Kenya
Mshindi Mkuu
National Bank of Kenya
Kipengele
Standard Chartered Visa Infinite Credit Card
Standard Chartered Bank Kenya
NBK Visa Platinum Credit Card
National Bank of Kenya
Kiwango cha Riba
19.5% p.a.
18% p.a.
Kiwango Bora
Kiwango cha Mkopo
N/A
N/A
Kipindi cha Kulipa
N/A
N/A
Ada
Annual: KES 8000
Annual: KES 4500
Vipengele Muhimu
  • Access to 900+ airport lounges worldwide
  • Up to USD 15,000 travel accident insurance
  • Extended warranty on purchases (up to 24 months)
  • Purchase protection up to KES 250,000
  • Complimentary concierge services
  • Access to exclusive lounges in key airports
  • Premium travel insurance (up to USD 10,000)
  • Extended warranty on purchases
  • Concierge service 24/7
  • High credit limit
Tazama Maelezo na OmbaTazama Maelezo na Omba

Standard Chartered Visa Infinite Credit Card

Faida

  • +Access to 900+ airport lounges worldwide
  • +Up to USD 15,000 travel accident insurance
  • +Extended warranty on purchases (up to 24 months)
  • +Purchase protection up to KES 250,000

NBK Visa Platinum Credit Card

Faida

  • +Access to exclusive lounges in key airports
  • +Premium travel insurance (up to USD 10,000)
  • +Extended warranty on purchases
  • +Concierge service 24/7

Maswali Yanayoulizwa Mara kwa Mara

Which is better: Standard Chartered or NBK?

Both Standard Chartered and NBK are reputable CBK-licensed banks in Kenya. Standard Chartered has undefined branches while NBK has undefined branches. Standard Chartered was established in 1911 and NBK in 1904. The best choice depends on your specific needs, location, and the type of financial product you're looking for.

What are the main differences between Standard Chartered and NBK?

Standard Chartered is headquartered in Nairobi and offers various financial products. NBK is headquartered in Nairobi and is known for competitive rates. They differ in their product offerings, interest rates, fees, and branch networks.

Which bank has better interest rates: Standard Chartered or NBK?

Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. Standard Chartered may offer lower rates for salary-backed loans, while NBK might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.

Can I have accounts at both Standard Chartered and NBK?

Yes, you can have accounts at both Standard Chartered and NBK. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.

Which bank has better mobile banking: Standard Chartered or NBK?

Both banks have robust mobile banking apps. Standard Chartered offers SC Mobile with M-Pesa integration, while NBK provides NBK Mobile services. Check app store ratings and features that matter most to you.

Uko Tayari Kuomba?

Linganisha bidhaa zaidi za kifedha na upate viwango bora kwa mahitaji yako. PesaMarket inasaidia maelfu ya Wakenya kupata bidhaa sahihi za kifedha kila mwezi.

Need help? Chat with us