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Stanbic Bank vs Standard Chartered - Complete Bank Comparison 2025

Compare Stanbic Bank and Standard Chartered side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.

Imethibitishwa mwisho: January 2026
Data kutoka tovuti rasmi za benkiJinsi tunavyothibitisha data →

Kwa Mtazamo

Kiwango Bora
Stanbic Bank Kenya
Ada ya Chini
Stanbic Bank Kenya
Uidhinishaji wa Haraka
Stanbic Bank Kenya
Mshindi Mkuu
Stanbic Bank Kenya
Kipengele
Stanbic Personal Loan
Stanbic Bank Kenya
Stanbic Visa Classic Credit Card
Stanbic Bank Kenya
Kiwango cha Riba
13% - 17% p.a.
18.5% p.a.
Kiwango Bora
Kiwango cha Mkopo
KES 100,000 - KES 15,000,000
N/A
Kipindi cha Kulipa
12 - 84 months
N/A
Ada
Processing: 2%%
Annual: KES 2500
Vipengele Muhimu
  • Loans up to KES 15 million
  • Long repayment period up to 7 years
  • Competitive rates from 13%
  • Quick approval within 3 days
  • Flexible repayment terms
  • Visa Classic worldwide acceptance
  • Credit limit up to KES 1 million
  • 50-day interest-free period
  • Online and mobile shopping
  • Contactless payment technology
Tazama Maelezo na OmbaTazama Maelezo na Omba

Stanbic Personal Loan

Faida

  • +Loans up to KES 15 million
  • +Long repayment period up to 7 years
  • +Competitive rates from 13%
  • +Quick approval within 3 days

Stanbic Visa Classic Credit Card

Faida

  • +Visa Classic worldwide acceptance
  • +Credit limit up to KES 1 million
  • +50-day interest-free period
  • +Online and mobile shopping

Maswali Yanayoulizwa Mara kwa Mara

Which is better: Stanbic Bank or Standard Chartered?

Both Stanbic Bank and Standard Chartered are reputable CBK-licensed banks in Kenya. Stanbic Bank has 26 branches while Standard Chartered has undefined branches. Stanbic Bank was established in 1911 and Standard Chartered in 1911. The best choice depends on your specific needs, location, and the type of financial product you're looking for.

What are the main differences between Stanbic Bank and Standard Chartered?

Stanbic Bank is headquartered in Nairobi and offers Part of Africa's largest banking group, 110+ years of banking experience in Kenya. Standard Chartered is headquartered in Nairobi and is known for competitive rates. They differ in their product offerings, interest rates, fees, and branch networks.

Which bank has better interest rates: Stanbic Bank or Standard Chartered?

Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. Stanbic Bank may offer lower rates for salary-backed loans, while Standard Chartered might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.

Can I have accounts at both Stanbic Bank and Standard Chartered?

Yes, you can have accounts at both Stanbic Bank and Standard Chartered. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.

Which bank has better mobile banking: Stanbic Bank or Standard Chartered?

Both banks have robust mobile banking apps. Stanbic Bank offers Stanbic Bank Kenya App with M-Pesa integration, while Standard Chartered provides SC Mobile services. Check app store ratings and features that matter most to you.

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