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Equity Bank vs Stanbic Bank - Complete Bank Comparison 2025

Compare Equity Bank and Stanbic Bank side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.

Imethibitishwa mwisho: January 2026
Data kutoka tovuti rasmi za benkiJinsi tunavyothibitisha data →

Kwa Mtazamo

Kiwango Bora
Equity Bank Kenya
Ada ya Chini
Stanbic Bank Kenya
Uidhinishaji wa Haraka
Equity Bank Kenya
Mshindi Mkuu
Equity Bank Kenya
Kipengele
Equity Personal Loan
Equity Bank Kenya
Stanbic Personal Loan
Stanbic Bank Kenya
Kiwango cha Riba
13% - 16% p.a.
13% - 17% p.a.
Kiwango cha Mkopo
KES 50,000 - KES 5,000,000
KES 100,000 - KES 15,000,000
Kipindi cha Kulipa
6 - 60 months
12 - 84 months
Ada
Processing: 2%
Processing: 2%%
Vipengele Muhimu
  • Quick approval within 48 hours
  • Flexible repayment up to 5 years
  • No collateral for loans up to KES 500k
  • Competitive interest rates
  • Top-up facility available
  • Loans up to KES 15 million
  • Long repayment period up to 7 years
  • Competitive rates from 13%
  • Quick approval within 3 days
  • Flexible repayment terms
Tazama Maelezo na OmbaTazama Maelezo na Omba

Equity Personal Loan

Faida

  • +Quick approval within 48 hours
  • +Flexible repayment up to 5 years
  • +No collateral for loans up to KES 500k
  • +Competitive interest rates

Stanbic Personal Loan

Faida

  • +Loans up to KES 15 million
  • +Long repayment period up to 7 years
  • +Competitive rates from 13%
  • +Quick approval within 3 days

Maswali Yanayoulizwa Mara kwa Mara

Which is better: Equity Bank or Stanbic Bank?

Both Equity Bank and Stanbic Bank are reputable CBK-licensed banks in Kenya. Equity Bank has 190 branches while Stanbic Bank has 26 branches. Equity Bank was established in 1984 and Stanbic Bank in 1911. The best choice depends on your specific needs, location, and the type of financial product you're looking for.

What are the main differences between Equity Bank and Stanbic Bank?

Equity Bank is headquartered in Nairobi and offers 190+ branches nationwide, Strong digital banking. Stanbic Bank is headquartered in Nairobi and is known for Part of Africa's largest banking group, 110+ years of banking experience in Kenya. They differ in their product offerings, interest rates, fees, and branch networks.

Which bank has better interest rates: Equity Bank or Stanbic Bank?

Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. Equity Bank may offer lower rates for salary-backed loans, while Stanbic Bank might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.

Can I have accounts at both Equity Bank and Stanbic Bank?

Yes, you can have accounts at both Equity Bank and Stanbic Bank. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.

Which bank has better mobile banking: Equity Bank or Stanbic Bank?

Both banks have robust mobile banking apps. Equity Bank offers Equity Mobile with M-Pesa integration, while Stanbic Bank provides Stanbic Bank Kenya App services. Check app store ratings and features that matter most to you.

Uko Tayari Kuomba?

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