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Co-op Bank vs Standard Chartered - Complete Bank Comparison 2025

Compare Co-op Bank and Standard Chartered side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.

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Kwa Mtazamo

Kiwango Bora
Co-operative Bank of Kenya
Ada ya Chini
Co-operative Bank of Kenya
Uidhinishaji wa Haraka
Co-operative Bank of Kenya
Mshindi Mkuu
Co-operative Bank of Kenya
Kipengele
Co-op Bank Personal Loan
Co-operative Bank of Kenya
Co-op Visa Classic Credit Card
Co-operative Bank of Kenya
Kiwango cha Riba
13.5% - 15.5% p.a.
3.5% p.a.
Kiwango cha Mkopo
KES 50,000 - KES 5,000,000
N/A
Kipindi cha Kulipa
12 - 60 months
N/A
Ada
Processing: 2%%
Annual: KES 3500
Vipengele Muhimu
  • Up to KES 5 million loan amount
  • Flexible repayment up to 5 years
  • Competitive interest rates from 13.5%
  • No collateral required for amounts up to KES 1 million
  • Quick approval within 48 hours
  • Visa Classic acceptance worldwide
  • Interest-free period up to 50 days
  • Credit limit up to KES 1 million
  • Cash advance facility available
  • Online shopping and payments
Tazama Maelezo na OmbaTazama Maelezo na Omba

Co-op Bank Personal Loan

Faida

  • +Up to KES 5 million loan amount
  • +Flexible repayment up to 5 years
  • +Competitive interest rates from 13.5%
  • +No collateral required for amounts up to KES 1 million

Co-op Visa Classic Credit Card

Faida

  • +Visa Classic acceptance worldwide
  • +Interest-free period up to 50 days
  • +Credit limit up to KES 1 million
  • +Cash advance facility available

Maswali Yanayoulizwa Mara kwa Mara

Which is better: Co-op Bank or Standard Chartered?

Both Co-op Bank and Standard Chartered are reputable CBK-licensed banks in Kenya. Co-op Bank has 170 branches while Standard Chartered has undefined branches. Co-op Bank was established in 1968 and Standard Chartered in 1911. The best choice depends on your specific needs, location, and the type of financial product you're looking for.

What are the main differences between Co-op Bank and Standard Chartered?

Co-op Bank is headquartered in Nairobi and offers 170+ branches nationwide, Strong cooperative banking heritage. Standard Chartered is headquartered in Nairobi and is known for competitive rates. They differ in their product offerings, interest rates, fees, and branch networks.

Which bank has better interest rates: Co-op Bank or Standard Chartered?

Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. Co-op Bank may offer lower rates for salary-backed loans, while Standard Chartered might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.

Can I have accounts at both Co-op Bank and Standard Chartered?

Yes, you can have accounts at both Co-op Bank and Standard Chartered. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.

Which bank has better mobile banking: Co-op Bank or Standard Chartered?

Both banks have robust mobile banking apps. Co-op Bank offers MCo-op Cash App with M-Pesa integration, while Standard Chartered provides SC Mobile services. Check app store ratings and features that matter most to you.

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