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ABSA Bank vs Stanbic Bank - Complete Bank Comparison 2025

Compare ABSA Bank and Stanbic Bank side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.

Imethibitishwa mwisho: January 2026
Data kutoka tovuti rasmi za benkiJinsi tunavyothibitisha data →

Kwa Mtazamo

Kiwango Bora
ABSA Bank Kenya
Ada ya Chini
Stanbic Bank Kenya
Uidhinishaji wa Haraka
ABSA Bank Kenya
Mshindi Mkuu
ABSA Bank Kenya
Kipengele
ABSA Personal Loan
ABSA Bank Kenya
Stanbic Personal Loan
Stanbic Bank Kenya
Kiwango cha Riba
14% - 16.5% p.a.
13% - 17% p.a.
Kiwango cha Mkopo
KES 50,000 - KES 10,000,000
KES 100,000 - KES 15,000,000
Kipindi cha Kulipa
12 - 72 months
12 - 84 months
Ada
Processing: 2.5%%
Processing: 2%%
Vipengele Muhimu
  • Loan amounts up to KES 10 million
  • Flexible repayment up to 6 years
  • Competitive interest rates from 14%
  • Quick approval within 48 hours
  • Salary advance up to 3x net salary
  • Loans up to KES 15 million
  • Long repayment period up to 7 years
  • Competitive rates from 13%
  • Quick approval within 3 days
  • Flexible repayment terms
Tazama Maelezo na OmbaTazama Maelezo na Omba

ABSA Personal Loan

Faida

  • +Loan amounts up to KES 10 million
  • +Flexible repayment up to 6 years
  • +Competitive interest rates from 14%
  • +Quick approval within 48 hours

Stanbic Personal Loan

Faida

  • +Loans up to KES 15 million
  • +Long repayment period up to 7 years
  • +Competitive rates from 13%
  • +Quick approval within 3 days

Maswali Yanayoulizwa Mara kwa Mara

Which is better: ABSA Bank or Stanbic Bank?

Both ABSA Bank and Stanbic Bank are reputable CBK-licensed banks in Kenya. ABSA Bank has 80 branches while Stanbic Bank has 26 branches. ABSA Bank was established in 1916 and Stanbic Bank in 1911. The best choice depends on your specific needs, location, and the type of financial product you're looking for.

What are the main differences between ABSA Bank and Stanbic Bank?

ABSA Bank is headquartered in Nairobi and offers Over 100 years of banking experience, Strong international banking network. Stanbic Bank is headquartered in Nairobi and is known for Part of Africa's largest banking group, 110+ years of banking experience in Kenya. They differ in their product offerings, interest rates, fees, and branch networks.

Which bank has better interest rates: ABSA Bank or Stanbic Bank?

Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. ABSA Bank may offer lower rates for salary-backed loans, while Stanbic Bank might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.

Can I have accounts at both ABSA Bank and Stanbic Bank?

Yes, you can have accounts at both ABSA Bank and Stanbic Bank. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.

Which bank has better mobile banking: ABSA Bank or Stanbic Bank?

Both banks have robust mobile banking apps. ABSA Bank offers Absa Banking App with M-Pesa integration, while Stanbic Bank provides Stanbic Bank Kenya App services. Check app store ratings and features that matter most to you.

Uko Tayari Kuomba?

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