Linganisha 25+ mikopo ya biashara kutoka kwa benki 3+ katika Kaunti ya Busia. 57% of adults have access to financial services.
Busia County is Kenya's main gateway to Uganda with the Busia border town being one of the busiest border crossings in East Africa. Cross-border trade drives much of the local economy.
Busia, Malaba, Bumala
Busia, Malaba
Busia
4G Capital
0.75% - 0.9%p.a.
KES 5,000 - KES 3,000,000
ABSA Bank Kenya
13.5% - 17%p.a.
KES 200,000 - KES 25,000,000
ABSA Bank Kenya
14% - 17%p.a.
KES 100,000 - KES 15,000,000
Mikopo bora ya mikopo ya biashara katika Kaunti ya Busia inajumuisha bidhaa kutoka KCB, Equity Bank, Co-operative Bank. Viwango vya riba vinanzia karibu 9.7% p.a. kulingana na bidhaa na wasifu wako wa mkopo. Linganisha chaguzi zote 25+ kwenye PesaMarket ili kupata inayokufaa.
Ku-apply mikopo ya biashara katika Busia: 1) Linganisha products kwenye PesaMarket kupata best rates. 2) Angalia eligibility requirements kwa option yako. 3) Tembelea branch katika Busia au Malaba au apply online. 4) Submit documents required ikiwa ni pamoja na ID, KRA PIN, na proof of income. Applications nyingi zinashughulikiwa ndani ya masaa 24-48.
Benki kuu zenye matawi katika Kaunti ya Busia ni pamoja na: KCB (3 mashina - Busia, Malaba, Bumala); Equity Bank (2 mashina - Busia, Malaba); Co-operative Bank (2 mashina - Busia). Pia unaweza kupata huduma za benki za simu na mikopo ya kidijitali kutoka popote katika Busia.
Minimum salary requirements kwa mikopo ya biashara katika Busia zinatofautiana na provider. Banks nyingi zinahitaji minimum monthly income ya KES 15,000-30,000 kwa personal loans. Digital lenders kama Branch, Tala, na M-Shwari wana lower requirements. Self-employed wanaweza qualify na 6+ months M-Pesa statements au business records.
Watoa mikopo wa kidijitali katika Busia wanatoa mikopo ya biashara zenye mahitaji ya CRB yasiyo na ukakasi. M-Shwari, Fuliza, na baadhi ya watoa mikopo wa programu wanaweza kuidhinisha mikopo kwa wakopaji wa mara ya kwanza au wale wanaojenga tena mkopo. Hata hivyo, benki nyingi zitakagua hali yako ya CRB. Unaweza kuangalia ripoti yako ya CRB bure mara moja kwa mwaka katika ofisi yoyote ya CRB.
Iwe uko katika Busia, Malaba, Bumala, au sehemu nyingine yoyote ya Kaunti ya Busia, unaweza kupata mikopo ya biashara kutoka kwa taasisi za kifedha zinazoongoza. Busia ina matawi mengi ya benki, lakini huduma za benki za simu na mikopo ya kidijitali zinapatikana katika eneo lote la Western. Jukwaa letu linakusaidia kulinganisha viwango na kupata mikopo ya biashara bora kwa mahitaji yako.
Linganishia 25+ mikopo ya biashara kutoka kwa benki bora katika Busia. Pata viwango bora na omba mtandaoni leo.
Co-operative Bank of Kenya
13.5% - 16.5%p.a.
KES 500,000 - KES 50,000,000
Co-operative Bank of Kenya
13% - 16%p.a.
KES 100,000 - KES 20,000,000
Equity Bank Kenya
12.5% - 17%p.a.
KES 50,000 - KES 30,000,000
Equity Bank
12% - 15%p.a.
KES 50,000 - KES 10,000,000
Equity Bank
13% - 16%p.a.
KES 100,000 - KES 30,000,000
Jijenge Credit
10% - 15%p.a.
KES 50,000 - KES 2,000,000
Kenya Commercial Bank
13.5% - 16%p.a.
KES 50,000 - KES 5,000,000
Kenya Commercial Bank
13% - 18%p.a.
KES 100,000 - KES 50,000,000
Kenya Commercial Bank
12.5% - 15.5%p.a.
KES 1,000,000 - KES 50,000,000
Kopokopo
5% - 7%p.a.
KES 5,000 - KES 500,000
Kenya Women Microfinance Bank
1.5% - 2%p.a.
KES 5,000 - KES 2,000,000
Lipa Later
3% - 5%p.a.
KES 10,000 - KES 1,000,000
Marble Capital Solutions
3% - 5%p.a.
KES 50,000 - KES 2,000,000
Mogo Kenya
13% - 17%p.a.
KES 30,000 - KES 3,000,000
NCBA Bank
14% - 18%p.a.
KES 500,000 - KES 50,000,000
Pezesha Africa Limited
Stanbic Bank Kenya
13.5% - 19%p.a.
KES 200,000 - KES 100,000,000
Stawi
9% - 9%p.a.
KES 30,000 - KES 250,000
Watu Credit
2.99% - 4.5%p.a.
KES 40,000 - KES 350,000
Watu Credit Limited
14% - 18%p.a.
KES 50,000 - KES 5,000,000
Watu Credit
2.99% - 4.5%p.a.
KES 40,000 - KES 350,000
Zanifu
3.5% - 5%p.a.
KES 5,000 - KES 200,000