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🇰đŸ‡Ē KWA KIBURI WA KENYA

Nunua Sasa Lipa Baadaye nchini Kenya

Linganisha huduma za Nunua Sasa Lipa Baadaye nchini Kenya. Nunua sasa na ulipe kwa awamu na mipango ya malipo rahisi.

|Ilithibitishwa mwisho: Apr 16, 2026

Kuna 15 nunua sasa lipa baadaye zinazopatikana nchini Kenya na viwango vya riba kuanzia 0% hadi 28% kwa mwezi. Kiasi cha mkopo kinaanzia KES 20 hadi KES 5,000,000. PesaMarket husasisha data hii mara kwa mara.

Inaonyesha 15 kati ya 15 bidhaa

⭐ Buying smartphones on installments

Lipa Later Buy Now Pay Later

Lipa Later

Status unverified
Kiwango cha Riba
0% - 20%
kwa mwaka
Kiasi cha Juu
KES 500K
Muda wa Uidhinishaji
Instant - 24 hours
Ada ya Usindikaji
Varies by merchant
  • Buy phones, electronics, furniture now - pay later
  • 0% interest at select merchants
Omba Sasa

M-Kopa Smartphone Financing

M-KOPA

Kiwango cha Riba
N/A
kwa mwaka
Kiasi cha Juu
N/A
Muda wa Uidhinishaji
Ada ya Usindikaji
Hakuna
  • Daily repayment model
  • Minimal deposit required
Omba Sasa
⭐ Shopping at supermarkets

Safaricom Faraja

Safaricom / EDOMx

Kiwango cha Riba
0% - 0%
kwa mwaka
Kiasi cha Juu
KES 100K
Muda wa Uidhinishaji
Instant
Ada ya Usindikaji
Hakuna
  • 0% interest - pay exactly what you buy
  • Credit limit up to KES 100,000
Omba Sasa

Sevi B2B Order-Now-Pay-Later

Sevi

Kiwango cha Riba
N/A
kwa mwaka
Kiasi cha Juu
N/A
Muda wa Uidhinishaji
Ada ya Usindikaji
Hakuna
  • B2B focused (not consumer)
  • Stock financing for retailers
Omba Sasa
⭐ First smartphone buyers

M-Kopa Asset Financing

M-Kopa

Kiwango cha Riba
15% - 25%
kwa mwaka
Kiasi cha Juu
KES 150K
Muda wa Uidhinishaji
Same day
Ada ya Usindikaji
Hakuna
  • Buy smartphones from KES 5,000 with daily payments
  • Solar home systems available
Omba Sasa
⭐ Buying electronics on installments

Aspira Product Financing

Aspira Kenya

Kiwango cha Riba
0% - 15%
kwa mwaka
Kiasi cha Juu
KES 500K
Muda wa Uidhinishaji
Instant - 24 hours
Ada ya Usindikaji
Varies by merchant
  • Product financing for electronics, furniture, and appliances
  • 3-12 month installment plans
Omba Sasa
⭐ Boda-boda riders needing a motorbike

Watu Credit Asset Financing

Watu Credit

Status unverified
Kiwango cha Riba
2% - 5%
kwa mwaka
Kiasi cha Juu
KES 500K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
5-10% deposit required
  • Motorcycle (boda-boda) financing specialist
  • Electric vehicle and tuk-tuk financing
Omba Sasa
⭐ Off-grid households

Sun King Solar Pay-As-You-Go

Sun King

Status unverified
Kiwango cha Riba
0% - 0%
kwa mwaka
Kiasi cha Juu
KES 50K
Muda wa Uidhinishaji
Same day delivery
Ada ya Usindikaji
None
  • Solar home systems (lights, TV, radio, phone charging)
  • Pay-as-you-go model with daily M-Pesa payments
Omba Sasa
⭐ Used car buyers

Autochek Vehicle Financing

Autochek

Kiwango cha Riba
18% - 28%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
3-7 business days
Ada ya Usindikaji
10-30% deposit required
  • Used and new vehicle financing
  • Vehicle inspection and certification included
Omba Sasa
⭐ Quick electronics purchases

FlexPay Lipia Pole Pole

FlexPay (Lipia Pole Pole)

Lender site unavailable
Kiwango cha Riba
0% - 18%
kwa mwaka
Kiasi cha Juu
KES 200K
Muda wa Uidhinishaji
Instant
Ada ya Usindikaji
None at most merchants
  • Electronics and appliance financing
  • Lipia Pole Pole (pay slowly) model
Omba Sasa
⭐ Students needing smartphones

Buy Simu Smartphone Financing

Buy Simu Technologies

Lender site unavailable
Kiwango cha Riba
5% - 15%
kwa mwaka
Kiasi cha Juu
KES 80K
Muda wa Uidhinishaji
Same day - 48 hours
Ada ya Usindikaji
Included in financing
  • Smartphone financing specialist
  • New and refurbished phones available
Omba Sasa
⭐ Rural households

Copia Buy Now Pay Later

Copia Trade

Status unverified
Kiwango cha Riba
0% - 10%
kwa mwaka
Kiasi cha Juu
KES 50K
Muda wa Uidhinishaji
2-5 days
Ada ya Usindikaji
None
  • Rural e-commerce BNPL for everyday goods
  • Household items, electronics, and groceries
Omba Sasa
⭐ Little app regular users

SpotIt In-App BNPL

SpotIt by Little

Lender site unavailable
Kiwango cha Riba
0% - 12%
kwa mwaka
Kiasi cha Juu
KES 100K
Muda wa Uidhinishaji
Instant
Ada ya Usindikaji
None
  • In-app merchant payments via Little platform
  • Ride-hailing and food delivery BNPL
Omba Sasa
⭐ Shoppers at partner merchant stores

Craft Silicon Merchant BNPL

Craft Silicon

Status unverified
Kiwango cha Riba
0% - 12%
kwa mwaka
Kiasi cha Juu
KES 200K
Muda wa Uidhinishaji
Instant
Ada ya Usindikaji
None to consumer
  • White-label BNPL platform for merchants
  • Powers multiple retailer BNPL programs
Omba Sasa
⭐ Fashion-conscious shoppers

Cherry Fashion & Lifestyle BNPL

Cherry Kenya

Lender site unavailable
Kiwango cha Riba
0% - 15%
kwa mwaka
Kiasi cha Juu
KES 50K
Muda wa Uidhinishaji
Instant
Ada ya Usindikaji
None
  • Fashion and lifestyle focused BNPL
  • Clothing, shoes, accessories financing
Omba Sasa

Ushauri wa Mtaalamu

“Buy Now Pay Later feels free, but late payment penalties can add 10-25% to the purchase price. Only use BNPL if you are certain you can make every installment on time.”

P
PesaMarket Research Team

Financial Analysis

Tafuta Bnpl kwa Kaunti

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