Canada hadi Kenya: Njia Nafuu za Kutuma CAD 2025
Canada ina jamii kubwa ya Wakenya, hasa Toronto, Calgary, na Vancouver. Mwongozo huu unalinganisha chaguzi zako za kutuma dola za Canada nyumbani Kenya.
Ulinganisho wa Haraka: Canada hadi Kenya
| Mtoa Huduma | Ada (CAD 500) | Kiwango | Kasi | M-Pesa |
| Wise | CAD 5.50 | Mid-market | Saa 1-24 | ā |
| Remitly | CAD 3.99 | 1.5% markup | Dakika | ā |
| WorldRemit | CAD 4.99 | 2% markup | Dakika | ā |
| Xoom | CAD 5.99 | 2% markup | Siku 1 | ā |
| Western Union | CAD 15+ | 4% markup | Dakika | ā |
Mpokeaji Wako Anapata Nini
Ukituma CAD 1,000 hadi Kenya:
| Mtoa Huduma | Ada | Kiwango (KES/CAD) | Mpokeaji Anapata |
| Wise | CAD 11 | 97.50 | KES 96,428 |
| Remitly | CAD 3.99 | 96.00 | KES 95,570 |
| WorldRemit | CAD 4.99 | 95.50 | KES 95,030 |
| Western Union | CAD 18 | 93.00 | KES 91,314 |
Watoa Huduma Bora kutoka Canada
1. Wise - Kiwango Bora cha Ubadilishaji
Kwa Nini Wise:
- Kiwango halisi cha soko
- FINTRAC regulated
- Interac e-Transfer (bure)
- Multi-currency account
Njia za Malipo za Canada:
- Interac e-Transfer (haraka, bure)
- Uhamishaji wa benki
- Kadi ya debit
- Wire transfer
Kasi: Saa 1-24
Ada: ~1.1%
2. Remitly - Utoaji wa Haraka Zaidi
Kwa Nini Remitly:
- Inafika kwa dakika
- Uzoefu bora wa programu
- Ofa za uhamishaji wa kwanza
- Msaada 24/7
Njia za Malipo:
- Akaunti ya benki
- Kadi ya debit/credit
- Apple Pay
Angalia viwango vya Remitly ā
3. WorldRemit - Chaguo la Kuaminika
Kwa Nini WorldRemit:
- Chaguzi nyingi za kupokea
- Mtoa huduma aliyeanzishwa
- Huduma nzuri ya wateja
- Ofa za mara kwa mara
Angalia viwango vya WorldRemit ā
Usimamizi wa Canada
FINTRAC
Huduma za kutuma pesa lazima ziandikishwe na FINTRAC (Financial Transactions and Reports Analysis Centre of Canada).
Mahitaji ya Kitambulisho
- Canadian driver's license
- Canadian passport
- Provincial ID card
Uhamishaji Mkubwa
- CAD 10,000+: Lazima uripotiwe
- Hakuna kodi, inafuatiliwa tu
Njia za Malipo
Interac e-Transfer (Inashauriwa)
- Papo hapo
- Bure na watoa wengi
- Inafanya kazi 24/7
- Rahisi sana
Uhamishaji wa Benki
- Siku 1-2 kusindika
- Bure au ada ndogo
- Mipaka ya juu
Kadi ya Debit
- Usindikaji wa papo hapo
- Ada za juu (1-2%)
- Rahisi
Ulinganisho kwa Kiasi
| Kiasi (CAD) | Mtoa Bora | Sababu |
| Chini ya 500 | Remitly | Ada ya chini |
| 500-2,000 | Wise | Kiwango bora |
| Zaidi ya 2,000 | Wise | Akiba ya kiwango |