SACCO Loans in Kenya
Compare SACCO loans with 10-14% interest rates. Earn dividends up to 20% while borrowing. Join top SACCOs like Stima, Mwalimu, and Winas.
There are 69 sacco loans available in Kenya with interest rates from 10% to 14% per annum. Amounts range from KES 5,000 to KES 30,000,000. PesaMarket updates this data regularly.
Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/04/2026.
Showing 10 of 10 products
Afya SACCO Loan
Afya SACCO
- Exclusive for healthcare professionals
- 12% competitive interest rate
Cosmopolitan SACCO Development Loan
Cosmopolitan SACCO
- 16% dividend on shares (2024)
- 12.4% interest on deposits
Harambee SACCO Loan
Harambee SACCO
- Highest multiplier - up to 4x deposits
- Lowest rate at 12% p.a.
Hazina SACCO Development Loan
Hazina SACCO
- KES 12.7 billion in assets
- Strong government employee base
Imarika SACCO Development Loan
Imarika SACCO
- Mombasa-based SACCO
- Strong coastal presence
Kenya Bankers SACCO Loan
Kenya Bankers SACCO
- Exclusive for banking professionals
- 4x loan multiplier
Kenya Police SACCO Loan
Kenya Police SACCO
- Loans up to 3x your deposits
- Competitive 12% interest rate
Magadi SACCO Development Loan
Magadi SACCO
- 20%+ dividend on shares - top tier
- Mining sector SACCO
Mentor SACCO Development Loan
Mentor SACCO
- 15% dividend on shares (2024)
- Open membership
Mwalimu National SACCO Development Loan
Mwalimu National SACCO
- Kenya's largest SACCO with 100,000+ members
- Borrow up to 4 times your deposits
Expert Advice
“SACCO loans typically offer rates 3-5% lower than commercial banks, but you need to save with the SACCO for 3-6 months first. Start saving early to unlock the best borrowing terms.”