Best Fixed Deposits in Mombasa 2026
Compare 38+ fixed deposits from 4+ banks in Mombasa County. 72% of adults have access to financial services.
There are 38 fixed deposits available in Mombasa County, Kenya, with 4 banks serving the area. Interest rates range from 3.1% to 11.1% monthly. Population: 1,208,333.
Mombasa County Financial Overview
Mombasa is Kenya's second-largest city and principal seaport. The coastal economy relies heavily on tourism, port activities, and cross-border trade, creating unique financing needs for businesses.
Main Industries
Popular Financial Products
Banks Offering Fixed Deposits in Mombasa
Compare Fixed Deposits Available in Mombasa
ABC Bank Fixed Deposit Account
ABC Bank Kenya
6% - 8.5%p.a.
- âPremium rates up to 8.5% p.a. â above market average
- âPersonalised service with direct banker contact
ABSA Fixed Deposit Account
FeaturedABSA Bank Kenya
6.25% - 8.5%p.a.
- âTiered rates up to 8.5% p.a. on 36-month tenure
- âFlexible tenure: 3, 6, 12, 24 and 36 months
Access Bank Fixed Deposit Account
Access Bank Kenya
6% - 8.5%p.a.
- âTiered rates up to 8.5% p.a. on 36-month tenure
- âFlexible tenure: 3, 6, 12, 24 and 36 months
Bank of Baroda Fixed Deposit Account
Bank of Baroda Kenya
5.5% - 8%p.a.
- âFixed rates up to 8.0% p.a. locked for the full tenure
- âMulti-currency deposits: KES, USD, GBP, EUR
Bank of Africa Fixed Deposit Account
Bank of Africa Kenya
6.75% - 9.25%p.a.
- âTiered rates up to 9.25% p.a. on 36-month tenure
- âFlexible tenure: 3, 6, 12, 24 and 36 months
Bank of India Fixed Deposit Account
Bank of India Kenya
5.25% - 7.75%p.a.
- âFixed rates up to 7.75% p.a. locked for the full tenure
- âMulti-currency deposits: KES, USD, GBP, EUR
Citibank Fixed Deposit Account
Citibank Kenya
5% - 7.5%p.a.
- âFixed rates up to 7.5% p.a. locked for the full tenure
- âMulti-currency deposits: KES, USD, GBP, EUR
Consolidated Bank Fixed Deposit Account
Consolidated Bank of Kenya
6% - 8.5%p.a.
- âCompetitive tiered rates up to 8.5% p.a.
- âFunds reinvested into Kenyan SME and cooperative lending
Co-op Bank Fixed Deposit Account
FeaturedCo-operative Bank of Kenya
6.5% - 8.75%p.a.
- âCompetitive tiered rates up to 8.75% p.a.
- âFunds reinvested into Kenyan SME and cooperative lending
Credit Bank Fixed Deposit Account
Credit Bank Kenya
6.5% - 9%p.a.
- âPremium rates up to 9.0% p.a. â above market average
- âPersonalised service with direct banker contact
Development Bank of Kenya Fixed Deposit Account
Development Bank of Kenya
5.5% - 8%p.a.
- âPremium rates up to 8.0% p.a. â above market average
- âPersonalised service with direct banker contact
DIB Bank Wakala Fixed Term Deposit
DIB Bank Kenya
5.5% - 8%p.a.
- âSharia-compliant Wakala structure â no interest, profit-sharing only
- âExpected profit rate up to 8.0% p.a. on 36-month tenure
DTB Fixed Deposit Account
FeaturedDiamond Trust Bank
7% - 9.5%p.a.
- âTiered rates up to 9.5% p.a. on 36-month tenure
- âFlexible tenure: 3, 6, 12, 24 and 36 months
Ecobank Fixed Deposit Account
Ecobank Kenya
5.75% - 8.25%p.a.
- âFixed rates up to 8.25% p.a. locked for the full tenure
- âMulti-currency deposits: KES, USD, GBP, EUR
Equity Bank Fixed Deposit Account
FeaturedEquity Bank Kenya
7% - 9.5%p.a.
- âTiered rates up to 9.5% p.a. on 36-month tenure
- âFlexible tenure: 3, 6, 12, 24 and 36 months
Family Bank Fixed Deposit Account
FeaturedFamily Bank
7.5% - 10%p.a.
- âCompetitive tiered rates up to 10.0% p.a.
- âFunds reinvested into Kenyan SME and cooperative lending
GT Bank Fixed Deposit Account
Guaranty Trust Bank Kenya
5.5% - 8%p.a.
- âFixed rates up to 8.0% p.a. locked for the full tenure
- âMulti-currency deposits: KES, USD, GBP, EUR
Guardian Bank Fixed Deposit Account
Guardian Bank
6% - 8.5%p.a.
- âPremium rates up to 8.5% p.a. â above market average
- âPersonalised service with direct banker contact
Gulf African Bank Wakala Fixed Term Deposit
Gulf African Bank
5.5% - 8%p.a.
- âSharia-compliant Wakala structure â no interest, profit-sharing only
- âExpected profit rate up to 8.0% p.a. on 36-month tenure
Habib Bank Fixed Deposit Account
Habib Bank AG Zurich
5% - 7.5%p.a.
- âFixed rates up to 7.5% p.a. locked for the full tenure
- âMulti-currency deposits: KES, USD, GBP, EUR
Housing Finance Fixed Deposit Account
HF Group
7% - 9.5%p.a.
- âTiered rates up to 9.5% p.a. on 36-month tenure
- âFlexible tenure: 3, 6, 12, 24 and 36 months
I&M Bank Fixed Deposit Account
FeaturedI&M Bank
7.25% - 9.75%p.a.
- âTiered rates up to 9.75% p.a. on 36-month tenure
- âFlexible tenure: 3, 6, 12, 24 and 36 months
KCB Bank Fixed Deposit Account
FeaturedKenya Commercial Bank
6.75% - 9%p.a.
- âTiered rates up to 9.0% p.a. on 36-month tenure
- âFlexible tenure: 3, 6, 12, 24 and 36 months
Kingdom Bank Fixed Deposit Account
Kingdom Bank
6% - 8.5%p.a.
- âCompetitive tiered rates up to 8.5% p.a.
- âFunds reinvested into Kenyan SME and cooperative lending
M Oriental Bank Fixed Deposit Account
M Oriental Bank
6% - 8.5%p.a.
- âPremium rates up to 8.5% p.a. â above market average
- âPersonalised service with direct banker contact
Mayfair CIB Bank Fixed Deposit Account
Mayfair CIB Bank
6% - 8.5%p.a.
- âPremium rates up to 8.5% p.a. â above market average
- âPersonalised service with direct banker contact
Middle East Bank Fixed Deposit Account
Middle East Bank Kenya
5.5% - 8%p.a.
- âPremium rates up to 8.0% p.a. â above market average
- âPersonalised service with direct banker contact
NBK Fixed Deposit Account
National Bank of Kenya
6.75% - 9.25%p.a.
- âTiered rates up to 9.25% p.a. on 36-month tenure
- âFlexible tenure: 3, 6, 12, 24 and 36 months
NCBA Fixed Deposit Account
FeaturedNCBA Group
6.5% - 9%p.a.
- âTiered rates up to 9.0% p.a. on 36-month tenure
- âFlexible tenure: 3, 6, 12, 24 and 36 months
Paramount Bank Fixed Deposit Account
Paramount Bank Kenya
6% - 8.5%p.a.
- âPremium rates up to 8.5% p.a. â above market average
- âPersonalised service with direct banker contact
Prime Bank Fixed Deposit Account
Prime Bank Kenya
6.5% - 9%p.a.
- âPremium rates up to 9.0% p.a. â above market average
- âPersonalised service with direct banker contact
SBM Bank Fixed Deposit Account
SBM Bank Kenya
6.25% - 8.75%p.a.
- âTiered rates up to 8.75% p.a. on 36-month tenure
- âFlexible tenure: 3, 6, 12, 24 and 36 months
Standard Chartered Fixed Deposit Account
FeaturedStandard Chartered Bank Kenya
6% - 8%p.a.
- âFixed rates up to 8.0% p.a. locked for the full tenure
- âMulti-currency deposits: KES, USD, GBP, EUR
Sidian Bank Fixed Deposit Account
Sidian Bank
6.5% - 9%p.a.
- âPremium rates up to 9.0% p.a. â above market average
- âPersonalised service with direct banker contact
Spire Bank Fixed Deposit Account
Spire Bank
5.5% - 8%p.a.
- âPremium rates up to 8.0% p.a. â above market average
- âPersonalised service with direct banker contact
Stanbic Bank Fixed Deposit Account
FeaturedStanbic Bank Kenya
6.25% - 8.5%p.a.
- âTiered rates up to 8.5% p.a. on 36-month tenure
- âFlexible tenure: 3, 6, 12, 24 and 36 months
UBA Kenya Fixed Deposit Account
UBA Kenya Bank
5.5% - 8%p.a.
- âFixed rates up to 8.0% p.a. locked for the full tenure
- âMulti-currency deposits: KES, USD, GBP, EUR
Victoria Commercial Fixed Deposit Account
Victoria Commercial Bank
6.5% - 9%p.a.
- âPremium rates up to 9.0% p.a. â above market average
- âPersonalised service with direct banker contact
Tips for Getting Fixed Deposits in Mombasa
- đĄTourism businesses should explore seasonal loan products with flexible repayment
- đĄPort-related businesses can access specialized trade finance from major banks
- đĄConsider Islamic banking options - Mombasa has several Sharia-compliant providers
- đĄMobile loans are popular for quick access when banks are far
How to Apply for Fixed Deposits in Mombasa
- Compare: Use PesaMarket to compare fixed deposits from 4+ banks
- Check eligibility: Review requirements for your preferred product - income, age, CRB status
- Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
- Apply: Visit a branch in Mombasa or apply online through the bank's website/app
- Wait for approval: Most fixed deposits are processed within 24-72 hours
Frequently Asked Questions: Fixed Deposits in Mombasa
What are the best Fixed Deposits in Mombasa County?
The best fixed deposits in Mombasa include products from KCB, Equity Bank, Co-operative Bank. Interest rates start from around 6.1% p.a. depending on the product and your credit profile. Compare all 38+ options on PesaMarket to find the best fit for your needs.
How do I apply for fixed deposits in Mombasa?
To apply for fixed deposits in Mombasa: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Mombasa or Likoni or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.
Which banks have branches in Mombasa County?
Major banks with branches in Mombasa include: KCB (15 branches - CBD, Nyali, Likoni); Equity Bank (12 branches - CBD, Nyali, Mtwapa); Co-operative Bank (10 branches - CBD, Nyali, Likoni); ABSA (8 branches - CBD, Nyali, Diani). You can also access mobile banking and digital loans from anywhere in Mombasa.
What is the minimum salary to qualify for fixed deposits in Mombasa?
Minimum salary requirements for fixed deposits in Mombasa vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.
Are there fixed deposits without CRB check in Mombasa?
Some digital lenders in Mombasa offer fixed deposits with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.
Fixed Deposits in Nearby Coast Counties
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Fixed Deposits in Mombasa's Major Towns
Whether you're in Mombasa, Likoni, Changamwe, Nyali, or any other part of Mombasa County, you can access fixed deposits from leading financial institutions. Mombasa has the most bank branches, but mobile banking and digital loans are available across the entire Coast region. Our platform helps you compare rates and find the best fixed deposits for your needs.
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Compare 38+ fixed deposits from top banks in Mombasa. Find the best rates and apply online today.