Bank of India Fixed Deposit Account
Bank of India Kenya
Last updated: April 16, 2026
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0/5Based on 0 Reviews
Interest Rate
5.25% - 7.75% p.a.
Credit Limit
N/A
Approval Time
N/A
Processing Fee
None
Rating Breakdown
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Pros & Cons
Pros
- Multi-currency deposits (KES, USD, GBP, EUR)
- Strong international banking brand
- Cross-border transfer network
- KDIC insured up to KES 500,000
Cons
- High minimum deposit (KES 50,000)
- Rates (7.75%) lower than local competitors
- Small branch footprint in Kenya
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Product Details
Features
- Fixed rates up to 7.75% p.a. locked for the full tenure
- Multi-currency deposits: KES, USD, GBP, EUR
- Globally recognised group â seamless cross-border transfers
- Loan facility available against deposit (up to 90% of principal)
- SWIFT remittance for foreign-currency maturity proceeds
- Dedicated relationship manager for deposits above KES 1M
- KDIC insured up to KES 500,000 per depositor
- Automatic rollover on maturity (principal + interest or principal only)
Eligibility Requirements
Age: 18 years
Required Documents
- National ID or Passport
- KRA PIN certificate
- Passport-size photo
- Proof of source of funds (for deposits above KES 500,000)
Ready to Apply?
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