I&M Bank Fixed Deposit Account
I&M Bank
Last updated: April 16, 2026
â
â
â
â
â
0/5Based on 0 Reviews
Interest Rate
7.25% - 9.75% p.a.
Credit Limit
N/A
Approval Time
N/A
Processing Fee
None
Rating Breakdown
5â
(0)
4â
(0)
3â
(0)
2â
(0)
1â
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Strong rates up to 9.75% p.a.
- Wide branch network (40+ branches)
- Trusted Tier 1/2 brand
- Premier relationship banking
- KDIC insured up to KES 500,000
Cons
- High minimum (KES 50,000)
- Early withdrawal forfeits accrued interest
- Funds locked for chosen tenure
Customer Reviews
â
No reviews yet
Be the first to share your experience with I&M Bank Fixed Deposit Account
Write the First ReviewShare Your Experience
Product Details
Features
- Tiered rates up to 9.75% p.a. on 36-month tenure
- Flexible tenure: 3, 6, 12, 24 and 36 months
- Interest paid monthly, quarterly or at maturity
- Loan facility against deposit (up to 90% of principal)
- Relationship banking benefits â premier services for larger deposits
- M-Pesa and mobile banking top-ups supported
- KDIC insured up to KES 500,000 per depositor
- Automatic rollover on maturity (principal + interest or principal only)
Eligibility Requirements
Age: 18 years
Required Documents
- National ID or Passport
- KRA PIN certificate
- Passport-size photo
- Proof of source of funds (for deposits above KES 500,000)
Ready to Apply?
Get started with I&M Bank Fixed Deposit Account today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
You Might Also Like
Why Trust Our Reviews?
- Verified customer reviews only
- Independent ratings and analysis
- Regularly updated product information
- Transparent review methodology