Spire Bank Fixed Deposit Account
Spire Bank
Last updated: April 16, 2026
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0/5Based on 0 Reviews
Interest Rate
5.5% - 8% p.a.
Credit Limit
N/A
Approval Time
N/A
Processing Fee
None
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Top-of-market rates (up to 8.0% p.a.)
- Personalised banker relationship
- Low minimum (KES 10,000)
- KDIC insured up to KES 500,000
Cons
- Limited branch network
- Digital channels less developed
- Less brand recognition than Tier 1 banks
Customer Reviews
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Product Details
Features
- Premium rates up to 8.0% p.a. â above market average
- Personalised service with direct banker contact
- Flexible tenure: 3, 6, 12, 24 and 36 months
- Interest paid monthly, quarterly or at maturity â your choice
- Loan facility against deposit (up to 85% of principal)
- Quick 24-hour booking turnaround
- KDIC insured up to KES 500,000 per depositor
- Automatic rollover on maturity (principal + interest or principal only)
Eligibility Requirements
Age: 18 years
Required Documents
- National ID or Passport
- KRA PIN certificate
- Passport-size photo
- Proof of source of funds (for deposits above KES 500,000)
Ready to Apply?
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