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Citibank Fixed Deposit Account

Citibank Kenya

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
★★★★★
0/5
Based on 0 Reviews
Interest Rate
5% - 7.5% p.a.
Credit Limit
N/A
Approval Time
N/A
Processing Fee
None

Rating Breakdown

5★
(0)
4★
(0)
3★
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2★
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1★
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Total: 0 Reviews

Pros & Cons

Pros

  • Multi-currency deposits (KES, USD, GBP, EUR)
  • Strong international banking brand
  • Cross-border transfer network
  • KDIC insured up to KES 500,000

Cons

  • Corporate and institutional clients only
  • High minimum deposit (KES 500,000)
  • Rates (7.5%) lower than local competitors
  • Small branch footprint in Kenya

Customer Reviews

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Product Details

Features

  • Fixed rates up to 7.5% p.a. locked for the full tenure
  • Multi-currency deposits: KES, USD, GBP, EUR
  • Globally recognised group — seamless cross-border transfers
  • Loan facility available against deposit (up to 90% of principal)
  • SWIFT remittance for foreign-currency maturity proceeds
  • Dedicated relationship manager for deposits above KES 1M
  • KDIC insured up to KES 500,000 per depositor
  • Automatic rollover on maturity (principal + interest or principal only)

Eligibility Requirements

Age: 18 years

Required Documents

  • Certificate of Incorporation
  • KRA PIN certificate (business)
  • Board resolution authorising deposit
  • Beneficial ownership declaration

Ready to Apply?

Get started with Citibank Fixed Deposit Account today. Fast approval and competitive rates.

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Application takes less than 10 minutes

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