Personal Loans in Kenya
Compare personal loans from KCB, Equity, Co-op, and digital lenders. Get the best rates and fastest approval.
There are 32 personal loans available in Kenya with interest rates from 2.5% to 34% per annum. Amounts range from KES 250 to KES 20,000,000. PesaMarket updates this data regularly.
Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/04/2026.
Showing 10 of 10 products
ABSA Personal Loan
ABSA Bank Kenya
- Loan amounts up to KES 10 million
- Flexible repayment up to 6 years
ABSA Unsecured Check-Off Loan
ABSA Bank Kenya
- No collateral required
- Automatic salary deduction (check-off)
Co-op Bank Personal Loan
Co-operative Bank of Kenya
- Up to KES 5 million loan amount
- Flexible repayment up to 5 years
DTB Personal Loan
Diamond Trust Bank
- Personal loans up to KES 5 million
- Competitive rates from 14% p.a.
DIB Murabaha Personal Finance
DIB Bank Kenya
- Sharia-compliant Islamic finance from Dubai Islamic Bank
- Murabaha cost-plus-profit structure (no interest)
Bank of Baroda Personal Loan
Bank of Baroda
- Personal loans up to KES 8 million
- Indian subsidiary with deep Kenya-India trade corridor
Access Bank Personal Loan
Access Bank Kenya
- Personal loans up to KES 5 million
- Backed by Africa's largest bank (Access Bank Nigeria)
BOA Personal Loan
Bank of Africa
- Personal loans up to KES 5 million
- Pan-African banking network in 20+ countries
Credit Bank Personal Loan
Credit Bank Kenya
- Personal loans up to KES 3 million
- SACCO-friendly lender with deep co-operative ties
Consolidated Bank Personal Loan
Consolidated Bank of Kenya
- Personal loans up to KES 3 million
- State-owned bank (Treasury is majority shareholder)
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Expert Advice
“Always compare at least 3 lenders before committing to a personal loan. The difference between the cheapest and most expensive personal loan in Kenya can be over 20% in total cost.”