Rate Trends
Analyze how interest rates are moving across different financial product categories in Kenya.
Market Overview
Overall Trend
↓Rates Decreasing
Average rates have decreased by 2.1% across all categories this month.
Central Bank Rate
12.75%
Last updated: November 2026 (CBK MPC)
Trends by Category
Historical Insights
Personal loan rates have dropped 4.2% since January 2026
Following CBK's rate cuts, commercial banks have reduced lending rates across the board.
Savings account rates improving as banks compete for deposits
Average savings rates increased by 0.8% this month, highest in 6 months.