Street hawkers can access quick mobile loans without formal documentation. Get cash for stock or emergencies.
Use M-Pesa for all your sales transactions
Join a hawkers association or chama
Build your M-Pesa transaction history consistently
Start with smaller loans and repay on time
Save regularly using M-Shwari Lock Savings
Yes! Mobile loans (Fuliza, M-Shwari, Branch, Tala) are perfect for hawkers. They use your M-Pesa transaction history instead of documents. Join a chama for larger group loans.
Fuliza for instant small amounts (up to KES 70,000). Branch or Tala for larger amounts based on M-Pesa history. Microfinance like Juhudi Kilimo or KWFT for stock financing.
Mobile loans: KES 500 - 70,000. Branch/Tala: up to KES 300,000 with good history. Chama loans: depends on group contributions. Microfinance: KES 10,000 - 200,000.
Compare loan options and find the best rates for your situation.