House helps and domestic workers can access mobile loans for emergencies or personal needs. No complex paperwork required.
Receive your salary through M-Pesa for transaction history
Save small amounts regularly with M-Shwari
Build credit with small loans repaid on time
Join a domestic workers association
Get employment contract if possible
Yes! Mobile loans like Fuliza, M-Shwari, Branch, and Tala are available to house helps. They look at your M-Pesa transactions, not formal documents. Ask your employer to pay via M-Pesa to build history.
Fuliza is the easiest - instant overdraft up to your limit. M-Shwari also works quickly. For larger amounts, Branch and Tala assess your phone and M-Pesa data to determine limits.
Fuliza: typically KES 500 - 30,000 based on M-Pesa history. M-Shwari: up to KES 100,000. Branch/Tala: KES 500 - 100,000 depending on credit score and history.
Compare loan options and find the best rates for your situation.