{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":{"@type":"WebPage","@id":"https://pesamarket.com/","name":"Home"}},{"@type":"ListItem","position":2,"name":"Employee Loans","item":{"@type":"WebPage","@id":"https://pesamarket.com/en/loans-for-employees","name":"Employee Loans"}},{"@type":"ListItem","position":3,"name":"KDF (Military) Loans"}]}{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What is the maximum loan amount for KDF (Military) employees?","acceptedAnswer":{"@type":"Answer","text":"KDF (Military) employees can typically borrow up to 5x their monthly salary. For example, if you earn KES 100,000 per month, you could qualify for up to KES 500000 depending on the bank."}},{"@type":"Question","name":"What interest rate will I get as a KDF (Military) employee?","acceptedAnswer":{"@type":"Answer","text":"Interest rates for KDF (Military) employees start from 12% per annum, which is lower than standard personal loans due to the check-off arrangement that reduces default risk for banks."}},{"@type":"Question","name":"How long does it take to get a KDF (Military) check-off loan?","acceptedAnswer":{"@type":"Answer","text":"Most banks process KDF (Military) check-off loans within 24-48 hours once all documents are submitted. Some banks offer same-day disbursement for existing customers."}},{"@type":"Question","name":"Do I need collateral for a KDF (Military) employee loan?","acceptedAnswer":{"@type":"Answer","text":"No, KDF (Military) check-off loans are unsecured. The check-off arrangement where repayments are deducted directly from your salary serves as security for the bank."}}]}