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Ministry of Health & Hospital Workers

Healthcare workers including doctors, nurses, and support staff can access competitive check-off loans.

Wafanyakazi

80,000+

Sekta

Healthcare

Kuzidisha Mkopo

Muda wa Juu

60 months

Kiwango cha Msingi

From 13%

Kulinganisha Mikopo ya Benki

Linganisha chaguzi za mikopo ya check-off zinazopatikana kwa Ministry of Health & Hospital Workers

Benki	Kuzidisha	Kiwango cha Riba	Muda wa Juu	Vipengele Muhimu	Actions
KCB Bank	4x	13%	60 months	• Healthcare loans • Equipment financing • Practice setup	Angalia Benki →
Co-operative Bank	4x	13%	60 months	• Medical staff accounts • Professional loans • Flexible terms	Angalia Benki →
Equity Bank	3.5x	14%	48 months	• Quick approval • Mobile banking • Emergency loans	Angalia Benki →
Family Bank	3x	15%	48 months	• Personal service • Easy access • Top-up facility	Angalia Benki →

Mahitaji

Unachohitaji kuomba mkopo wa mfanyakazi wa MOH & Hospitals

Hospital employee (public/private)
Nursing council/medical board registration
Minimum 6 months employment
Latest payslips
Employment confirmation

Faida

Kwa nini wafanyakazi wa MOH & Hospitals wanapata masharti bora ya mkopo

Essential worker recognition
Good loan terms
Multiple bank partnerships
Extended repayment options
Equipment financing available
Practice setup loans

Jinsi ya Kuomba

Hatua za kupata mkopo wako wa check-off

1. Angalia Ustahiki

Thibitisha unakidhi kipindi cha chini cha ajira na una nyaraka zote zinazohitajika kwa MOH & Hospitals.

2. Linganisha Benki

Tumia jedwali la kulinganisha hapo juu kupata viwango na masharti bora kwa mahitaji yako.

3. Kusanya Nyaraka

Andaa kitambulisho chako cha wafanyakazi, slips za malipo, na barua ya uthibitisho ya HR.

4. Omba

Tembelea tawi la benki ulilochagua au omba mtandaoni. Benki nyingi zinachakata ndani ya masaa 24-48.

Hesabu Mkopo Wako

Tumia kikokotoo chetu cha mkopo wa mshahara kukadiria unaweza kukopa kiasi gani.

Tumia Kikokotoo cha Mshahara

Maswali Yanayoulizwa Mara kwa Mara

What is the maximum loan amount for MOH & Hospitals employees?

MOH & Hospitals employees can typically borrow up to 4x their monthly salary. For example, if you earn KES 100,000 per month, you could qualify for up to KES 400000 depending on the bank.

What interest rate will I get as a MOH & Hospitals employee?

Interest rates for MOH & Hospitals employees start from 13% per annum, which is lower than standard personal loans due to the check-off arrangement that reduces default risk for banks.

How long does it take to get a MOH & Hospitals check-off loan?

Most banks process MOH & Hospitals check-off loans within 24-48 hours once all documents are submitted. Some banks offer same-day disbursement for existing customers.

Do I need collateral for a MOH & Hospitals employee loan?

No, MOH & Hospitals check-off loans are unsecured. The check-off arrangement where repayments are deducted directly from your salary serves as security for the bank.