Ministry of Health & Hospital Workers
Healthcare workers including doctors, nurses, and support staff can access competitive check-off loans.
Wafanyakazi
80,000+
Sekta
Healthcare
Kuzidisha Mkopo
4x
Muda wa Juu
60 months
Kiwango cha Msingi
From 13%
Kulinganisha Mikopo ya Benki
Linganisha chaguzi za mikopo ya check-off zinazopatikana kwa Ministry of Health & Hospital Workers
| Benki | Kuzidisha | Kiwango cha Riba | Muda wa Juu | Vipengele Muhimu | Actions |
|---|---|---|---|---|---|
| KCB Bank | 4x | 13% | 60 months |
| Angalia Benki → |
| Co-operative Bank | 4x | 13% | 60 months |
| Angalia Benki → |
| Equity Bank | 3.5x | 14% | 48 months |
| Angalia Benki → |
| Family Bank | 3x | 15% | 48 months |
| Angalia Benki → |
Mahitaji
Unachohitaji kuomba mkopo wa mfanyakazi wa MOH & Hospitals
- Hospital employee (public/private)
- Nursing council/medical board registration
- Minimum 6 months employment
- Latest payslips
- Employment confirmation
Faida
Kwa nini wafanyakazi wa MOH & Hospitals wanapata masharti bora ya mkopo
- Essential worker recognition
- Good loan terms
- Multiple bank partnerships
- Extended repayment options
- Equipment financing available
- Practice setup loans
Jinsi ya Kuomba
Hatua za kupata mkopo wako wa check-off
1. Angalia Ustahiki
Thibitisha unakidhi kipindi cha chini cha ajira na una nyaraka zote zinazohitajika kwa MOH & Hospitals.
2. Linganisha Benki
Tumia jedwali la kulinganisha hapo juu kupata viwango na masharti bora kwa mahitaji yako.
3. Kusanya Nyaraka
Andaa kitambulisho chako cha wafanyakazi, slips za malipo, na barua ya uthibitisho ya HR.
4. Omba
Tembelea tawi la benki ulilochagua au omba mtandaoni. Benki nyingi zinachakata ndani ya masaa 24-48.
Hesabu Mkopo Wako
Tumia kikokotoo chetu cha mkopo wa mshahara kukadiria unaweza kukopa kiasi gani.
Maswali Yanayoulizwa Mara kwa Mara
What is the maximum loan amount for MOH & Hospitals employees?
MOH & Hospitals employees can typically borrow up to 4x their monthly salary. For example, if you earn KES 100,000 per month, you could qualify for up to KES 400000 depending on the bank.
What interest rate will I get as a MOH & Hospitals employee?
Interest rates for MOH & Hospitals employees start from 13% per annum, which is lower than standard personal loans due to the check-off arrangement that reduces default risk for banks.
How long does it take to get a MOH & Hospitals check-off loan?
Most banks process MOH & Hospitals check-off loans within 24-48 hours once all documents are submitted. Some banks offer same-day disbursement for existing customers.
Do I need collateral for a MOH & Hospitals employee loan?
No, MOH & Hospitals check-off loans are unsecured. The check-off arrangement where repayments are deducted directly from your salary serves as security for the bank.