U & I Microfinance Bank

Compare all 1 products from U & I Microfinance Bank in Kenya. Rates from 18%. Borrow up to Ksh 1,000,000.

18%

Lowest Rate

Ksh 1,000,000

Max Amount

24-72 hours

Fastest Disbursement

Total Products

Microfinance Loans

Product	Rate	Amount	Turnaround
U & I Personal & SME Loan	18% - 24%	Ksh 5,000 - Ksh 1,000,000	24-72 hours	Apply

View all Microfinance Loans →

U & I Microfinance Bank Pros & Cons

+Pros

✓Individual and SME lending
✓Decent maximum of KES 1 million
✓No group requirement
✓CBK-licensed
✓Flexible collateral
✓M-Pesa integration

-Cons

✗Limited branch network
✗Standard MFB interest rates
✗Processing fees apply
✗Regional availability only

Eligibility Requirements

Minimum Income (Lowest)

Ksh 12,000

CRB Check Required

Not required

Required Documents (across all products)

●National ID
●Proof of income
●Business permit (for SME loans)
●Bank or M-Pesa statements
●Utility bill

Frequently Asked Questions

What interest rates does U & I Microfinance Bank offer?

U & I Microfinance Bank offers interest rates ranging from 18% to 24% across their 1 products. The exact rate depends on the product type, loan amount, and your credit profile.

What loan amounts are available from U & I Microfinance Bank?

U & I Microfinance Bank offers loan amounts from Ksh 5,000 up to Ksh 1,000,000 depending on the product and your eligibility.

How fast does U & I Microfinance Bank disburse loans?

The fastest disbursement time from U & I Microfinance Bank is 24-72 hours. Actual processing time varies by product type and application completeness.

Does U & I Microfinance Bank require CRB clearance?

U & I Microfinance Bank does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.