Select Management Services

Compare all 2 products from Select Management Services in Kenya. Borrow up to Ksh 75,000.

Ksh 75,000

Max Amount

Same day for most applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Select Management Services Instant Loan	N/A	Ksh 1,000 - Ksh 75,000	Same day for most applications	Apply
Select Management Services Instant Loan	N/A	Ksh 1,000 - Ksh 75,000	Same day for most applications	Apply

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Select Management Services Pros & Cons

+Pros

✓Accessible even with a basic smartphone
✓Focus on underbanked and informal-sector borrowers
✓CBK-regulated and licensed, answerable to the Central Bank
✓Fast in-app support via live chat

-Cons

✗Small operations team may mean slower response to escalations
✗Late payment reported to all three CRBs (Metropol, TransUnion, CreditInfo)
✗Mobile-first service assumes smartphone access

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Select Management Services is a CBK-licensed Digital Credit Provider, licensed in 2025 under Kenya's 2022 DCP Regulations. Loans run from KES 1,000 to KES 75,000 with repayment terms of 30-60 days. Disbursement is via M-Pesa, Bank transfer or Airtel Money - same day for most applications. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Select Management Services?

Select Management Services offers loan amounts from Ksh 1,000 up to Ksh 75,000 depending on the product and your eligibility.

How fast does Select Management Services disburse loans?

The fastest disbursement time from Select Management Services is Same day for most applications. Actual processing time varies by product type and application completeness.

Does Select Management Services require CRB clearance?

Select Management Services does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.