Radi Credit

Compare all 1 products from Radi Credit in Kenya. Borrow up to Ksh 75,000.

Ksh 75,000

Max Amount

Within minutes to 24 hours

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Radi Credit Credit Line	N/A	Ksh 500 - Ksh 75,000	Within minutes to 24 hours	Apply

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Radi Credit Pros & Cons

+Pros

✓Available across Kenya, not just Nairobi
✓Transparent total cost of credit displayed upfront
✓Well-designed mobile app experience

-Cons

✗Daily late-fee compounding can accumulate fast
✗No walk-in office for in-person support
✗Mainly Nairobi-focused; limited regional reach

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Radi Credit is a CBK-licensed Digital Credit Provider, licensed in 2024 under Kenya's 2022 DCP Regulations. Loans run from KES 500 to KES 75,000 with repayment terms of 30-120 days. Disbursement is via Bank transfer or M-Pesa - within minutes to 24 hours. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Radi Credit?

Radi Credit offers loan amounts from Ksh 500 up to Ksh 75,000 depending on the product and your eligibility.

How fast does Radi Credit disburse loans?

The fastest disbursement time from Radi Credit is Within minutes to 24 hours. Actual processing time varies by product type and application completeness.

Does Radi Credit require CRB clearance?

Radi Credit does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.