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🇰🇪 KWA KIBURI WA KENYA

Kadi za Mkopo nchini Kenya

Linganisha kadi za mkopo bora Kenya. Pata kadi zenye rewards, cashback, ada ndogo, na faida za kusafiri.

Imekaguliwa naPesaMarket
|Ilithibitishwa mwisho: Apr 16, 2026

Kuna 36 kadi za mkopo zinazopatikana nchini Kenya na viwango vya riba kuanzia 2.17% hadi 23.5% kwa mwezi. Kiasi cha mkopo kinaanzia KES 30,000 hadi KES 10,000,000. PesaMarket husasisha data hii mara kwa mara.

Orodha ya watoa-mikopo imethibitishwa dhidi ya CBK Directory of Licensed Digital Credit Providers tarehe 16/04/2026.

Inaonyesha 10 kati ya 10 bidhaa

Business expense management

ABSA Business Credit Card

ABSA Bank Kenya

Kiwango cha Riba
38% chini ya wastani
26%
kwa mwaka
Kikomo cha Mkopo
KES 3000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Separate business and personal expenses
  • Interest-free period up to 45 days
Omba Sasa
Ultra-high income earners (KES 200k+)

ABSA Visa Platinum Credit Card

ABSA Bank Kenya

Kiwango cha Riba
61% chini ya wastani
17%
kwa mwaka
Kikomo cha Mkopo
KES 5000K
Muda wa Uidhinishaji
7-10 business days
Ada ya Usindikaji
Hakuna
  • Visa Platinum elite status
  • Exceptional credit limit up to KES 5 million
Omba Sasa
High-income professionals

ABSA Visa Gold Credit Card

ABSA Bank Kenya

Kiwango cha Riba
58% chini ya wastani
18%
kwa mwaka
Kikomo cha Mkopo
KES 2000K
Muda wa Uidhinishaji
5-7 business days
Ada ya Usindikaji
Hakuna
  • Visa Gold global acceptance
  • Credit limit up to KES 2 million
Omba Sasa
Frequent travelers

Equity Gold Visa Credit Card

Equity Bank

Kiwango cha Riba
Kiwango cha wastani
42%
kwa mwaka
Kikomo cha Mkopo
KES 1000K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Worldwide acceptance on Visa network
  • Free travel insurance up to USD 50,000
Omba Sasa
Equity Bank customers

Equity Visa Classic Credit Card

Equity Bank Kenya

Kiwango cha Riba
Kiwango cha wastani
42%
kwa mwaka
Kikomo cha Mkopo
KES 500K
Muda wa Uidhinishaji
5-7 business days
Ada ya Usindikaji
Hakuna
  • Visa Classic worldwide acceptance
  • Credit limit up to KES 500,000
Omba Sasa
Premium cardholders

NBK Visa Platinum Credit Card

National Bank of Kenya

Kiwango cha Riba
Kiwango cha wastani
42%
kwa mwaka
Kikomo cha Mkopo
KES 3000K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Access to exclusive lounges in key airports
  • Premium travel insurance (up to USD 10,000)
Omba Sasa
Frequent travelers

NCBA Platinum Credit Card

NCBA Group

Kiwango cha Riba
54% chini ya wastani
20%
kwa mwaka
Kikomo cha Mkopo
KES 1500K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Premium credit limit up to 1.5M KES
  • Enhanced reward points
Omba Sasa
Luxury cardholders

NCBA Signature Credit Card

NCBA Group

Kiwango cha Riba
58% chini ya wastani
18%
kwa mwaka
Kikomo cha Mkopo
KES 3000K
Muda wa Uidhinishaji
3-5 working days
Ada ya Usindikaji
Hakuna
  • Access to 500+ airport lounges worldwide
  • Premium travel insurance (up to USD 12,000)
Omba Sasa
Ultra-premium cardholders

KCB Infinite Credit Card

Kenya Commercial Bank

Status unverified
Kiwango cha Riba
Kiwango cha wastani
42%
kwa mwaka
Kikomo cha Mkopo
KES 10000K
Muda wa Uidhinishaji
1-3 working days
Ada ya Usindikaji
Hakuna
  • Unlimited access to premium airport lounges worldwide
  • Comprehensive travel insurance (up to USD 50,000)
Omba Sasa
MasterCard preference holders

KCB Gold MasterCard

Kenya Commercial Bank

Status unverified
Kiwango cha Riba
Kiwango cha wastani
42%
kwa mwaka
Kikomo cha Mkopo
KES 1000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • MasterCard network acceptance
  • Reward points on all purchases
Omba Sasa
Showing top 10 of 36 products. Use filters above to narrow your match.

Ushauri wa Mtaalamu

Most Kenyans focus on annual fees when choosing a credit card, but the real cost is in the monthly interest rate. A card with no annual fee but 3.5% monthly rate costs more than one with KES 5,000 annual fee at 2% monthly.

P
PesaMarket Research Team

Financial Analysis

Tafuta Credit Cards kwa Kaunti

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