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OKash Instant Loan vs Tala Instant Loan - Fast Loans Comparison 2025

Compare OKash Instant Loan and Tala Instant Loan side-by-side. Interest rates, fees, loan amounts, eligibility requirements, and customer reviews. Find the best fast loans for you.

Imethibitishwa mwisho: January 2026
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Kwa Mtazamo

Kiwango Bora
Okash Kenya
Ada ya Chini
Tala Kenya
Uidhinishaji wa Haraka
Okash Kenya
Mshindi Mkuu
Okash Kenya
Kipengele
OKash Instant Loan
Okash Kenya
Tala Instant Loan
Tala Kenya
Kiwango cha Riba
8% - 20% p.a.
Kiwango Bora
11% - 15% p.a.
Kiwango cha Mkopo
KES 1,500 - KES 50,000
KES 1,000 - KES 50,000
Kipindi cha Kulipa
91 - 365 days
21 - 30 months
Ada
Processing: 0%
N/A
Ada ya Chini
Vipengele Muhimu
  • Instant approval within 2 minutes
  • Loans from KES 1,500 to KES 50,000
  • Repayment period 91-365 days
  • No paperwork or guarantors
  • AI-powered credit scoring
  • First loan approved within 10 minutes
  • Loan limit up to KES 50,000
  • Transparent pricing - no hidden fees
  • Flexible 21 or 30-day repayment
  • Credit limit grows with each successful loan
Tazama Maelezo na OmbaTazama Maelezo na Omba

OKash Instant Loan

Faida

  • +Instant approval within 2 minutes
  • +Loans from KES 1,500 to KES 50,000
  • +Repayment period 91-365 days
  • +No paperwork or guarantors

Tala Instant Loan

Faida

  • +First loan approved within 10 minutes
  • +Loan limit up to KES 50,000
  • +Transparent pricing - no hidden fees
  • +Flexible 21 or 30-day repayment

Maswali Yanayoulizwa Mara kwa Mara

Which is better: OKash Instant Loan or Tala Instant Loan?

OKash Instant Loan offers a more competitive interest rate starting at 8% per annum. However, the best choice depends on your specific needs, loan amount, and repayment period. OKash Instant Loan from Okash Kenya may be better for Instant approval within 2 minutes, while Tala Instant Loan from Tala Kenya excels at First loan approved within 10 minutes.

What are the main differences between OKash Instant Loan and Tala Instant Loan?

OKash Instant Loan from Okash Kenya offers rates from 8% p.a. with loan amounts up to KES 50,000. Tala Instant Loan from Tala Kenya offers rates from 11% p.a. with loan amounts up to KES 50,000. Compare features, fees, and eligibility requirements above.

How fast can I get approved for these fast loans?

Approval times vary: OKash Instant Loan typically takes 24-48 hours, while Tala Instant Loan processes applications in 24-48 hours. Digital products like M-Pesa loans can be approved instantly, while bank loans may take 1-3 business days.

Do I need collateral for OKash Instant Loan or Tala Instant Loan?

Collateral requirements depend on the loan amount and product type. For amounts under KES 500,000, many fast loans are unsecured. Larger loans may require collateral such as a logbook, property, or salary assignment. Check specific requirements for each product.

Can I apply for both OKash Instant Loan and Tala Instant Loan?

While you can technically apply to multiple lenders, having multiple active loans affects your debt-to-income ratio and CRB profile. It's generally better to choose one product that best fits your needs. Use PesaMarket's comparison tools to make an informed decision.

Uko Tayari Kuomba?

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