NCBA Personal Loan
Faida
- +Loan up to KES 7 million unsecured
- +Up to 90% of deposit for secured loans
- +Competitive rates from 12% p.a.
- +Repayment up to 72 months
NCBA vs Standard Chartered - Complete Bank Comparison 2025
Compare NCBA and Standard Chartered side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.
Imethibitishwa mwisho: January 2026
Data kutoka tovuti rasmi za benkiJinsi tunavyothibitisha data âKwa Mtazamo
Kiwango Bora
NCBA Bank
Ada ya Chini
NCBA Group
Uidhinishaji wa Haraka
NCBA Bank
Mshindi Mkuu
NCBA Bank
| Kipengele | NCBA Personal Loan NCBA Bank | NCBA Platinum Credit Card NCBA Group |
|---|---|---|
| Kiwango cha Riba | 12% - 18% p.a. | 19.5% p.a. |
| Kiwango cha Mkopo | KES 50,000 - KES 7,000,000 | N/A |
| Kipindi cha Kulipa | 12 - 72 months | N/A |
| Ada | Processing: 2.5%% | Annual: KES 3500 |
| Vipengele Muhimu |
|
|
| Tazama Maelezo na Omba | Tazama Maelezo na Omba |
NCBA Platinum Credit Card
Faida
- +Premium credit limit up to 1.5M KES
- +Enhanced reward points
- +Travel insurance (comprehensive)
- +Extended warranty on purchases
Maswali Yanayoulizwa Mara kwa Mara
Which is better: NCBA or Standard Chartered?
Both NCBA and Standard Chartered are reputable CBK-licensed banks in Kenya. NCBA has undefined branches while Standard Chartered has undefined branches. NCBA was established in 2010 and Standard Chartered in 1911. The best choice depends on your specific needs, location, and the type of financial product you're looking for.
What are the main differences between NCBA and Standard Chartered?
NCBA is headquartered in Nairobi and offers various financial products. Standard Chartered is headquartered in Nairobi and is known for competitive rates. They differ in their product offerings, interest rates, fees, and branch networks.
Which bank has better interest rates: NCBA or Standard Chartered?
Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. NCBA may offer lower rates for salary-backed loans, while Standard Chartered might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.
Can I have accounts at both NCBA and Standard Chartered?
Yes, you can have accounts at both NCBA and Standard Chartered. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.
Which bank has better mobile banking: NCBA or Standard Chartered?
Both banks have robust mobile banking apps. NCBA offers NCBA Mobile Banking with M-Pesa integration, while Standard Chartered provides SC Mobile services. Check app store ratings and features that matter most to you.
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