NCBA Personal Loan
Pros
- +Loan up to KES 7 million unsecured
- +Up to 90% of deposit for secured loans
- +Competitive rates from 12% p.a.
- +Repayment up to 72 months
Compare NCBA and Stanbic Bank side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.
| Feature | NCBA Personal Loan NCBA Bank | Stanbic Personal Loan Stanbic Bank Kenya |
|---|---|---|
| Interest Rate | 12% - 18% p.a. Best Rate | 13% - 17% p.a. |
| Loan Amount Range |
KES 50,000 - KES 7,000,000 |
KES 100,000 - KES 15,000,000 |
| Repayment Period | 12 - 72 months | 12 - 84 months |
| Fees | Processing: 2.5%% | Processing: 2%% Lowest Fees |
| Key Features |
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| View Details & Apply | View Details & Apply |
Both NCBA and Stanbic Bank are reputable CBK-licensed banks in Kenya. NCBA has undefined branches while Stanbic Bank has 26 branches. NCBA was established in 2010 and Stanbic Bank in 1911. The best choice depends on your specific needs, location, and the type of financial product you're looking for.
NCBA is headquartered in Nairobi and offers various financial products. Stanbic Bank is headquartered in Nairobi and is known for Part of Africa's largest banking group, 110+ years of banking experience in Kenya. They differ in their product offerings, interest rates, fees, and branch networks.
Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. NCBA may offer lower rates for salary-backed loans, while Stanbic Bank might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.
Yes, you can have accounts at both NCBA and Stanbic Bank. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.
Both banks have robust mobile banking apps. NCBA offers NCBA Mobile Banking with M-Pesa integration, while Stanbic Bank provides Stanbic Bank Kenya App services. Check app store ratings and features that matter most to you.
Compare more financial products and find the best rates for your needs. PesaMarket helps thousands of Kenyans find the right financial products every month.