KCB Personal Loan
Faida
- +Quick approval (24-48 hours)
- +Flexible repayment terms (6-60 months)
- +No collateral required for loans up to KES 1M
- +Direct disbursement to M-Pesa or bank account
KCB Personal Loan vs Equity Personal Loan - Personal Loans Comparison 2025
Compare KCB Personal Loan and Equity Personal Loan side-by-side. Interest rates, fees, loan amounts, eligibility requirements, and customer reviews. Find the best personal loans for you.
Imethibitishwa mwisho: January 2026
Data kutoka tovuti rasmi za benkiJinsi tunavyothibitisha data âKwa Mtazamo
Kiwango Bora
Equity Bank Kenya
Ada ya Chini
Equity Bank Kenya
Uidhinishaji wa Haraka
Kenya Commercial Bank
Mshindi Mkuu
Equity Bank Kenya
| Kipengele | KCB Personal Loan Kenya Commercial Bank | Equity Personal Loan Equity Bank Kenya |
|---|---|---|
| Kiwango cha Riba | 13.5% - 16.5% p.a. | 13% - 16% p.a. Kiwango Bora |
| Kiwango cha Mkopo | KES 50,000 - KES 5,000,000 | KES 50,000 - KES 5,000,000 |
| Kipindi cha Kulipa | 6 - 60 months | 6 - 60 months |
| Ada | Processing: 2.5% | Processing: 2% Ada ya Chini |
| Vipengele Muhimu |
|
|
| Tazama Maelezo na Omba | Tazama Maelezo na Omba |
Equity Personal Loan
Faida
- +Quick approval within 48 hours
- +Flexible repayment up to 5 years
- +No collateral for loans up to KES 500k
- +Competitive interest rates
Maswali Yanayoulizwa Mara kwa Mara
Which is better: KCB Personal Loan or Equity Personal Loan?
Equity Personal Loan offers a more competitive interest rate starting at 13% per annum. However, the best choice depends on your specific needs, loan amount, and repayment period. KCB Personal Loan from Kenya Commercial Bank may be better for Quick approval (24-48 hours), while Equity Personal Loan from Equity Bank Kenya excels at Quick approval within 48 hours.
What are the main differences between KCB Personal Loan and Equity Personal Loan?
KCB Personal Loan from Kenya Commercial Bank offers rates from 13.5% p.a. with loan amounts up to KES 5,000,000. Equity Personal Loan from Equity Bank Kenya offers rates from 13% p.a. with loan amounts up to KES 5,000,000. Compare features, fees, and eligibility requirements above.
How fast can I get approved for these personal loans?
Approval times vary: KCB Personal Loan typically takes 24-48 hours, while Equity Personal Loan processes applications in 24-48 hours. Digital products like M-Pesa loans can be approved instantly, while bank loans may take 1-3 business days.
Do I need collateral for KCB Personal Loan or Equity Personal Loan?
Collateral requirements depend on the loan amount and product type. For amounts under KES 500,000, many personal loans are unsecured. Larger loans may require collateral such as a logbook, property, or salary assignment. Check specific requirements for each product.
Can I apply for both KCB Personal Loan and Equity Personal Loan?
While you can technically apply to multiple lenders, having multiple active loans affects your debt-to-income ratio and CRB profile. It's generally better to choose one product that best fits your needs. Use PesaMarket's comparison tools to make an informed decision.
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