Nyumbani›Mikopo ya Pesa Taslimu

🇰🇪 KWA KIBURI WA KENYA

Mikopo ya Pesa Taslimu nchini Kenya

Mikopo ya haraka ya pesa taslimu nchini Kenya

Imekaguliwa naTimu ya Utafiti ya PesaMarket

|Ilithibitishwa mwisho: Apr 23, 2026

Kuna 223 mikopo ya pesa taslimu zinazopatikana nchini Kenya na viwango vya riba kuanzia 0.03% hadi 25% kwa mwaka. Kiasi cha mkopo kinaanzia KES 50 hadi KES 500,000. PesaMarket husasisha data hii mara kwa mara.

Tafuta

Panga Kwa

Benki/Mtoa Huduma

Kiasi cha Chini cha Mkopo

Inaonyesha 223 kati ya 223 bidhaa

Chapeo Cash Loan

Chapeo

Select Chapeo Cash Loan to compare

Kiwango cha Riba

0.03% - 0.06%

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Ada ya Usindikaji

Hakuna

100% digital application
No collateral required

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs

MCo-op Cash Mobile Loan

Co-operative Bank of Kenya

Select MCo-op Cash Mobile Loan to compare

Kiwango cha Riba

4% - 9%

kwa mwaka

Kiasi cha Juu

KES 500K

Muda wa Uidhinishaji

Instant

Ada ya Usindikaji

Hakuna

Instant loan approval and disbursement
Apply via USSD *667# or M-Coop app

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Equity Bank customers

Equity Eazzy Loan

Equity Bank Kenya

Select Equity Eazzy Loan to compare

Kiwango cha Riba

10% - 16%

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Instant (1 minute)

Ada ya Usindikaji

Instant approval within 1 minute
Loans up to KES 100,000

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs

Haraka Instant Loan

Haraka Finance

Lender site unavailable

Select Haraka Instant Loan to compare

Kiwango cha Riba

12% - 20%

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Under 5 minutes

Ada ya Usindikaji

Hakuna

Loan approval in under 5 minutes
No CRB check for first loan

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ M-Pesa users seeking lower fees

HF Whizz Instant Loan

HF Group

Select HF Whizz Instant Loan to compare

Kiwango cha Riba

7.5%

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Instant

Ada ya Usindikaji

Hakuna

Low 7.5% facility fee
Backed by licensed bank (HF Group)

Omba Sasa

Tazama Maelezo na Tathmini 0 →

Little Pesa Short-Term Loan

Little Pesa

Select Little Pesa Short-Term Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 200K

Muda wa Uidhinishaji

Ada ya Usindikaji

None

No processing charges
Flexible tenure 7-62 days

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ MTN Mobile Money users

MoKash Instant Loan

NCBA Bank / MTN

Lender site unavailable

Select MoKash Instant Loan to compare

Kiwango cha Riba

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Instant

Ada ya Usindikaji

Hakuna

Instant loan via MTN Mobile Money
No CRB check for approval

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Android smartphone users

OKash Instant Loan

Okash Kenya

Select OKash Instant Loan to compare

Kiwango cha Riba

8% - 20%

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

2-5 minutes

Ada ya Usindikaji

Instant approval within 2 minutes
Loans from KES 1,500 to KES 50,000

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time mobile loan users

Okash Personal Loan

Okash (Opera)

Select Okash Personal Loan to compare

Kiwango cha Riba

5% - 10%

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant

Ada ya Usindikaji

Hakuna

AI-powered instant loan approval
Apply via Okash mobile app

Omba Sasa

Tazama Maelezo na Tathmini 0 →

Okolea Instant Loan

Okolea International

Select Okolea Instant Loan to compare

Kiwango cha Riba

11.15% - 15%

kwa mwaka

Kiasi cha Juu

KES 500K

Muda wa Uidhinishaji

Ada ya Usindikaji

Hakuna

Instant approval and disbursement
No collateral required

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs

Senti Instant Loan

Senti App

Select Senti Instant Loan to compare

Kiwango cha Riba

10% - 20%

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within minutes

Ada ya Usindikaji

Hakuna

Fast loan approval
No CRB check for first loan

Omba Sasa

Tazama Maelezo na Tathmini 0 →

SokoHela Instant Loan

Sokohela

Status unverified

Select SokoHela Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 200K

Muda wa Uidhinishaji

Ada ya Usindikaji

Disclosed at application

Among first 10 CBK licensed
Agri financing available

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time digital borrowers

Tala Instant Loan

Tala Kenya

Select Tala Instant Loan to compare

Kiwango cha Riba

11% - 15%

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

10 minutes for first loan, instant for repeat users

Ada ya Usindikaji

None

First loan approved within 10 minutes
Loan limit up to KES 50,000

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs

Timiza Instant Loan

ABSA Bank Kenya

Select Timiza Instant Loan to compare

Kiwango cha Riba

10% - 18%

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Instant (0-1 minute)

Ada ya Usindikaji

Instant approval (1 minute)
No paperwork required

Omba Sasa

Tazama Maelezo na Tathmini 0 →

UbaPesa Instant Loan

UbaPesa

Select UbaPesa Instant Loan to compare

Kiwango cha Riba

9% - 15%

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Ada ya Usindikaji

None

CBK licensed
Fast approval

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers

Zenka Instant Loan

Zenka Finance Limited

Select Zenka Instant Loan to compare

Kiwango cha Riba

9% - 15%

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Instant (1 minute)

Ada ya Usindikaji

Instant approval within 1 minute
Loans from KES 500 to KES 30,000

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs

Zenka Personal Loan

Zenka Finance

Select Zenka Personal Loan to compare

Kiwango cha Riba

4.5% - 9%

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant

Ada ya Usindikaji

Hakuna

Instant loan approval
Apply via Zenka mobile app

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Tech-savvy borrowers

Branch Personal Loan

Branch International

Select Branch Personal Loan to compare

Kiwango cha Riba

14% - 22%

kwa mwaka

Kiasi cha Juu

KES 70K

Muda wa Uidhinishaji

5-10 minutes

Ada ya Usindikaji

Hakuna

100% digital - download app and apply
Instant approval in minutes

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency expenses

Branch Personal Loan Plus

Branch International

Select Branch Personal Loan Plus to compare

Kiwango cha Riba

12% - 21%

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Instant

Ada ya Usindikaji

Hakuna

AI-powered instant loan approval
Apply via Branch mobile app

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Quick emergency loans

iPesa Instant Loan

iPesa Kenya

Lender site unavailable

Select iPesa Instant Loan to compare

Kiwango cha Riba

15% - 25%

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within minutes

Ada ya Usindikaji

Hakuna

Instant loan approval
No paperwork required

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers

Tala Personal Loan Plus

Tala Kenya

Select Tala Personal Loan Plus to compare

Kiwango cha Riba

15% - 25%

kwa mwaka

Kiasi cha Juu

KES 70K

Muda wa Uidhinishaji

Instant

Ada ya Usindikaji

Hakuna

Alternative credit scoring using phone data
Instant loan approval (within minutes)

Omba Sasa

Tazama Maelezo na Tathmini 0 →

TruePesa Instant Loan

TruePesa

Status unverified

Select TruePesa Instant Loan to compare

Kiwango cha Riba

12% - 25%

kwa mwaka

Kiasi cha Juu

KES 80K

Muda wa Uidhinishaji

Ada ya Usindikaji

Hakuna

Low APR of 12-25%
Loans up to KES 80,000

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Abepot Credit Mobile Loan

Abepot Credit

Lender site unavailable

Select Abepot Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
24/7 application availability via app and USSD

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Covering utility bills before payday

Abito Credit Line

Abito

Lender site unavailable

Select Abito Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
CRB credit-score-based pricing tiers

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Absolute Credit Kenya Mobile Loan

Absolute Credit Kenya

Select Absolute Credit Kenya Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Integrated with M-Pesa for instant disbursement

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Acquire Credit Quick Loan

Acquire Credit

Lender site unavailable

Select Acquire Credit Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Digital loan agreement signed via OTP

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Teachers and civil servants with payslips

Adjacent Possible Finance Quick Loan

Adjacent Possible Finance

Select Adjacent Possible Finance Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Adroit Credit Instant Loan

Adroit Credit

Select Adroit Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Urban professionals with regional business

African Capital Business Loan

African Capital

Select African Capital Business Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Afrimoney Credit Instant Loan

Afrimoney Credit

Lender site unavailable

Select Afrimoney Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Ajax Credit Kenya Digital Loan

Ajax Credit Kenya

Select Ajax Credit Kenya Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Application tracked via SMS status updates

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Borrowers preferring a provider with a local office

Aleza Credit Line

Aleza

Status unverified

Select Aleza Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in Western Kenya via Kisumu

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Amaze Credit Credit Line

Amaze Credit

Lender site unavailable

Select Amaze Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Integrated with Airtel Money for disbursement and repayment

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Anjoy Credit Quick Loan

Anjoy Credit

Select Anjoy Credit Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2023
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kenya-resident borrowers with national-ID verification

ASA International Kenya Instant Loan

ASA International Kenya

Select ASA International Kenya Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Customers who want a pan-African lender brand

Asante FS East Africa Quick Loan

Asante FS East Africa

Lender site unavailable

Select Asante FS East Africa Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2023
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Asap Credit Digital Loan

Asap Credit

Status unverified

Select Asap Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Application tracked via SMS status updates

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Paying school fees and urgent education costs

Aspire Lending Mobile Loan

Aspire Lending

Select Aspire Lending Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Covering unexpected medical expenses

Autochek Digital Loan

Autochek

Select Autochek Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Auxiliary Credit Mobile Loan

Auxiliary Credit

Lender site unavailable

Select Auxiliary Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Optional loan insurance add-on

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Covering utility bills before payday

Avenews Ke Quick Loan

Avenews Ke

Select Avenews Ke Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

AVL Capital Credit Line

AVL Capital

Select AVL Capital Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Azura Credit Digital Loan

Azura Credit

Lender site unavailable

Select Azura Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Salary-anchored loans for employed applicants

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Baecot Credit Credit Line

Baecot Credit

Lender site unavailable

Select Baecot Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Physical office in Nairobi's industrial belt

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Locally focused customers preferring a Kenyan entity

BCF Kenya Digital Loan

BCF Kenya

Select BCF Kenya Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Beavers Credit Credit Line

Beavers Credit

Lender site unavailable

Select Beavers Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Physical office in the Kiambu, Ruiru and Thika corridor

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Becalob Credit Mobile Loan

Becalob Credit

Status unverified

Select Becalob Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Digital-native borrowers comfortable with app flows

Betasoft Credit Instant Loan

Betasoft Credit

Lender site unavailable

Select Betasoft Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Referral bonuses when you invite other borrowers

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Bidii Credit Mobile Loan

Bidii Credit

Select Bidii Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ M-Pesa-first customers across Kenyan counties

Bimas Kenya Mobile Loan

Bimas Kenya

Select Bimas Kenya Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Mount Kenya region around Meru and Embu

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Bingwa Micro Capital Credit Line

Bingwa Micro Capital

Lender site unavailable

Select Bingwa Micro Capital Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Kiambu, Ruiru and Thika corridor

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Blesmark Credit Quick Loan

Blesmark Credit

Lender site unavailable

Select Blesmark Credit Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the South Rift region

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Boda-boda operators covering maintenance costs

Bluewave Cash Instant Loan

Bluewave Cash

Lender site unavailable

Select Bluewave Cash Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
CRB credit-score-based pricing tiers

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Boostline Capital Mobile Loan

Boostline Capital

Lender site unavailable

Select Boostline Capital Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Partnership with retailers for BNPL-style purchases

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Bossrich Credit Credit Line

Bossrich Credit

Lender site unavailable

Select Bossrich Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
WhatsApp customer support channel

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kenya-resident borrowers with national-ID verification

BRAC Kenya Company Credit Line

BRAC Kenya Company

Select BRAC Kenya Company Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Brisk Credit Instant Loan

Brisk Credit

Lender site unavailable

Select Brisk Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Gig workers needing quick access to cash

Bytech Credit App Loan

Bytech Credit

Status unverified

Select Bytech Credit App Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Integrated with Airtel Money for disbursement and repayment

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Cashmart Capital Mobile Loan

Cashmart Capital

Lender site unavailable

Select Cashmart Capital Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Application tracked via SMS status updates

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Digital-native borrowers comfortable with app flows

Ceres Tech App Loan

Ceres Tech

Lender site unavailable

Select Ceres Tech App Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2022
Weekly, bi-weekly and monthly repayment options

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Chelete Credit Quick Loan

Chelete Credit

Status unverified

Select Chelete Credit Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Business loans available for registered SMEs

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Chime Capital Mobile Loan

Chime Capital

Lender site unavailable

Select Chime Capital Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Physical office in Nairobi's industrial belt

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Short-term bridging while waiting for a payment

Colkos Enterprises Mobile Loan

Colkos Enterprises

Status unverified

Select Colkos Enterprises Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2023
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Creditarea Capital Instant Loan

Creditarea Capital

Select Creditarea Capital Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Dahawi Credit Quick Loan

Dahawi Credit

Lender site unavailable

Select Dahawi Credit Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Application tracked via SMS status updates

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Informal traders with working-capital gaps

Decimal Capital Digital Loan

Decimal Capital

Select Decimal Capital Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
No guarantor required for personal loans

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ M-Pesa-first customers across Kenyan counties

Dexintec Kenya Credit Line

Dexintec Kenya

Lender site unavailable

Select Dexintec Kenya Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Dime Credit Mobile Loan

Dime Credit

Select Dime Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Loan limit grows with successful repayment history

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Dotcash Credit Mobile Loan

Dotcash Credit

Lender site unavailable

Select Dotcash Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Regulated under CBK Digital Credit Providers Regulations 2022

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Customers who want a pan-African lender brand

East Africa Futures Company Credit Line

East Africa Futures Company

Select East Africa Futures Company Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Easyways Credit Mobile Loan

Easyways Credit

Select Easyways Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Borrowers comfortable with cross-border services

ED Partners Africa Credit Line

ED Partners Africa

Select ED Partners Africa Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Edenbridge Capital Digital Loan

Edenbridge Capital

Select Edenbridge Capital Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Elevate Credit Instant Loan

Elevate Credit

Status unverified

Select Elevate Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
USSD code for feature phone users

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Ellegant Credit Digital Loan

Ellegant Credit

Select Ellegant Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Short-term bridging while waiting for a payment

Extend Money Services Quick Loan

Extend Money Services

Lender site unavailable

Select Extend Money Services Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2023
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Fabilo Credit Mobile Loan

Fabilo Credit

Lender site unavailable

Select Fabilo Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
USSD code for feature phone users

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Factorhouse Credit Line

Factorhouse

Select Factorhouse Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Fahari Point Capital Instant Loan

Fahari Point Capital

Select Fahari Point Capital Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Fantom Capital Credit Line

Fantom Capital

Lender site unavailable

Select Fantom Capital Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in Nairobi's industrial belt

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Urban professionals with regional business

Fast Credit Credit Line

Fast Credit

Select Fast Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Smartphone-first millennials and Gen Z

Fezotech Kenya Instant Loan

Fezotech Kenya

Lender site unavailable

Select Fezotech Kenya Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Loan disbursed directly to M-Pesa within minutes

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Informal traders with working-capital gaps

Finberry Capital Business Loan

Finberry Capital

Select Finberry Capital Business Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Finboom Credit Kenya Instant Loan

Finboom Credit Kenya

Status unverified

Select Finboom Credit Kenya Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Kiambu, Ruiru and Thika corridor

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Fincorp Credit Digital Loan

Fincorp Credit

Select Fincorp Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Fincredit Digital Loan

Fincredit

Select Fincredit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Paying school fees and urgent education costs

Finseil Mobile Loan

Finseil

Select Finseil Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

FlashPesa Quick Loan

FlashPesa

Select FlashPesa Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Informal traders with working-capital gaps

Fluid Capital Quick Loan

Fluid Capital

Select Fluid Capital Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Gig workers needing quick access to cash

Futureinno Digital Tech App Loan

Futureinno Digital Tech

Lender site unavailable

Select Futureinno Digital Tech App Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Loan limit grows with successful repayment history

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Geoland Credit Instant Loan

Geoland Credit

Select Geoland Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Mount Kenya region around Meru and Embu

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Getcash Capital Business Loan

Getcash Capital

Select Getcash Capital Business Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2022
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Female-owned micro-enterprises

Girls First Kenya Instant Loan

Girls First Kenya

Select Girls First Kenya Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Granary Capital Quick Loan

Granary Capital

Select Granary Capital Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Guava Capital Business Loan

Guava Capital

Select Guava Capital Business Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Rift Valley via towns like Nakuru and Nanyuki

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Urban professionals with regional business

Hakki Africa Quick Loan

Hakki Africa

Select Hakki Africa Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Informal traders with working-capital gaps

Hanis Capital Mobile Loan

Hanis Capital

Lender site unavailable

Select Hanis Capital Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Paperless application — no paperwork to print

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Informal traders with working-capital gaps

Hela Capital Digital Loan

Hela Capital

Select Hela Capital Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Physical office in the Kiambu, Ruiru and Thika corridor

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Helium Credit Digital Loan

Helium Credit

Select Helium Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Iboda Credit Instant Loan

Iboda Credit

Status unverified

Select Iboda Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Weekly, bi-weekly and monthly repayment options

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

iLoan Mobile Loan

iLoan

Select iLoan Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Inkomoko Capital Kenya Quick Loan

Inkomoko Capital Kenya

Select Inkomoko Capital Kenya Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Insight Credit Mobile Loan

Insight Credit

Select Insight Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Inspire Credit Credit Line

Inspire Credit

Select Inspire Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Ismuk Credit Instant Loan

Ismuk Credit

Lender site unavailable

Select Ismuk Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Integrated with Airtel Money for disbursement and repayment

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kenya-resident borrowers with national-ID verification

Izwe Loans Kenya Quick Loan

Izwe Loans Kenya

Select Izwe Loans Kenya Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Paying school fees and urgent education costs

Jackfruit Associates Quick Loan

Jackfruit Associates

Select Jackfruit Associates Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Jafari Credit Credit Line

Jafari Credit

Select Jafari Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Jambofin Credit Mobile Loan

Jambofin Credit

Select Jambofin Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Kiambu, Ruiru and Thika corridor

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small stock purchases for informal traders

Jawabu Biashara Credit Line

Jawabu Biashara

Select Jawabu Biashara Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Jefigs Credit Mobile Loan

Jefigs Credit

Status unverified

Select Jefigs Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Agribusinesses needing seasonal working capital

Juhudi Kilimo Company Quick Loan

Juhudi Kilimo Company

Select Juhudi Kilimo Company Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Locally focused customers preferring a Kenyan entity

Jumo Kenya Credit Line

Jumo Kenya

Select Jumo Kenya Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2023
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Karibu Credit Credit Line

Karibu Credit

Select Karibu Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Kechita Capital Investment Digital Loan

Kechita Capital Investment

Lender site unavailable

Select Kechita Capital Investment Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Physical office in the Eastern Kenya belt around Machakos and Kitui

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Keep Vision and Growth Credit Digital Loan

Keep Vision and Growth Credit

Select Keep Vision and Growth Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Covering unexpected medical expenses

Kifedha Mobile Loan

Kifedha

Status unverified

Select Kifedha Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Kikwetu Credit Mobile Loan

Kikwetu Credit

Select Kikwetu Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Asset financing for equipment and vehicles

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from zero

Kweli Smart Solutions Digital Loan

Kweli Smart Solutions

Status unverified

Select Kweli Smart Solutions Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2022
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Lasiri Capital Credit Line

Lasiri Capital

Select Lasiri Capital Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Leaf Credit Digital Loan

Leaf Credit

Select Leaf Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Weekly, bi-weekly and monthly repayment options

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Covering unexpected medical expenses

Leja Quick Loan

Leja

Select Leja Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Boda-boda operators covering maintenance costs

Lenana Innovative Solutions Quick Loan

Lenana Innovative Solutions

Select Lenana Innovative Solutions Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Lendara Credit Quick Loan

Lendara Credit

Lender site unavailable

Select Lendara Credit Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Flexible grace period before late fees kick in

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Boda-boda operators covering maintenance costs

Lendbucks Mobile Loan

Lendbucks

Select Lendbucks Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Digital-native borrowers comfortable with app flows

LendPlus Mobile Loan

LendPlus

Select LendPlus Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Digital-native borrowers comfortable with app flows

Liberty Afrika Technologies Credit Line

Liberty Afrika Technologies

Select Liberty Afrika Technologies Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Smartphone-first millennials and Gen Z

Loan Plus Digital Credit Provider Mobile Loan

Loan Plus Digital Credit Provider

Lender site unavailable

Select Loan Plus Digital Credit Provider Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Integrated with M-Pesa for instant disbursement

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Lobelitec Credit Mobile Loan

Lobelitec Credit

Lender site unavailable

Select Lobelitec Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Flexible grace period before late fees kick in

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Top-up on a small existing loan

LockBx Credit Line

LockBx

Select LockBx Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Longitude Capital Mobile Loan

Longitude Capital

Select Longitude Capital Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Lucason Capital Credit Line

Lucason Capital

Lender site unavailable

Select Lucason Capital Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
WhatsApp customer support channel

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Covering utility bills before payday

M-Power Credit Line

M-Power

Status unverified

Select M-Power Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Informal traders with working-capital gaps

Maison Capital Digital Loan

Maison Capital

Lender site unavailable

Select Maison Capital Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Loan disbursed directly to M-Pesa within minutes

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Residents of the lender's home region and county

Malicash Investment Credit Line

Malicash Investment

Select Malicash Investment Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Eastern Kenya belt around Machakos and Kitui

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small stock purchases for informal traders

Maralal Ledger Quick Loan

Maralal Ledger

Status unverified

Select Maralal Ledger Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Maxxton Enterprises Instant Loan

Maxxton Enterprises

Select Maxxton Enterprises Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Mayflower Capital Mobile Loan

Mayflower Capital

Lender site unavailable

Select Mayflower Capital Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Mount Kenya region around Meru and Embu

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kenya-resident borrowers with national-ID verification

Medical Credit Fund Instant Loan

Medical Credit Fund

Select Medical Credit Fund Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Mednow Capital Instant Loan

Mednow Capital

Status unverified

Select Mednow Capital Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Smartphone-first millennials and Gen Z

MFS Technologies Instant Loan

MFS Technologies

Select MFS Technologies Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2023
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Informal traders with working-capital gaps

Milhan Access Capital Quick Loan

Milhan Access Capital

Select Milhan Access Capital Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Mimi Credit Instant Loan

Mimi Credit

Select Mimi Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Mint Credit Instant Loan

Mint Credit

Select Mint Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Covering unexpected medical expenses

MKash Solutions Credit Line

MKash Solutions

Select MKash Solutions Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
KYC verification via IPRS and Huduma number

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

MKM Capital Mobile Loan

MKM Capital

Lender site unavailable

Select MKM Capital Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Agribusinesses needing seasonal working capital

Mkulimapay Credit Mobile Loan

Mkulimapay Credit

Select Mkulimapay Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Agricultural finance for smallholder farmers

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Modesty Credit Quick Loan

Modesty Credit

Select Modesty Credit Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Mount Kenya region around Meru and Embu

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Momentum Credit Instant Loan

Momentum Credit

Lender site unavailable

Select Momentum Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small stock purchases for informal traders

Moneza Quick Loan

Moneza

Lender site unavailable

Select Moneza Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Informal traders with working-capital gaps

Moto Hope Capital Instant Loan

Moto Hope Capital

Select Moto Hope Capital Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Mular Credit Instant Loan

Mular Credit

Select Mular Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Eastern Kenya belt around Machakos and Kitui

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Musoni Capital Mobile Loan

Musoni Capital

Select Musoni Capital Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Mwananchi Credit Instant Loan

Mwananchi Credit

Select Mwananchi Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Mwanzo Credit Mobile Loan

Mwanzo Credit

Lender site unavailable

Select Mwanzo Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2022
Application tracked via SMS status updates

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Boda-boda operators covering maintenance costs

MyWagepay Instant Loan

MyWagepay

Select MyWagepay Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2022
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Gig workers needing quick access to cash

Natal Tech Quick Loan

Natal Tech

Lender site unavailable

Select Natal Tech Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2023
Physical office in the Kiambu, Ruiru and Thika corridor

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Newark Frontiers Credit Line

Newark Frontiers

Select Newark Frontiers Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

NJB Quick Loan

NJB

Select NJB Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Early repayment rewards (reduced fees)

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Novatok Credit Digital Loan

Novatok Credit

Lender site unavailable

Select Novatok Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Partnership with retailers for BNPL-style purchases

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Gig workers needing quick access to cash

Numida Technologies Kenya Digital Loan

Numida Technologies Kenya

Status unverified

Select Numida Technologies Kenya Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

ODI Credit Quick Loan

ODI Credit

Select ODI Credit Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Borrowers preferring a provider with a local office

Onwards Swift Company Quick Loan

Onwards Swift Company

Select Onwards Swift Company Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Nyanza region south of Kisumu

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Residents of the lender's home region and county

Opal Quick Mobile Loan

Opal Quick

Select Opal Quick Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Physical office in the Mount Kenya region around Meru and Embu

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Otas Credit Digital Loan

Otas Credit

Lender site unavailable

Select Otas Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
M-Pesa STK push for one-tap repayment

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Informal traders with working-capital gaps

Pato Capital Quick Loan

Pato Capital

Select Pato Capital Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Payablu Credit Mobile Loan

Payablu Credit

Lender site unavailable

Select Payablu Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Application tracked via SMS status updates

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Top-up on a small existing loan

Pembeni Cash Quick Loan

Pembeni Cash

Lender site unavailable

Select Pembeni Cash Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
No collateral required for first-time loans

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Pesaglow Capital Business Loan

Pesaglow Capital

Lender site unavailable

Select Pesaglow Capital Business Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
24/7 application availability via app and USSD

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Pesakuu Credit Digital Loan

Pesakuu Credit

Lender site unavailable

Select Pesakuu Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Mobile app available on Google Play Store

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Peshee Capital Mobile Loan

Peshee Capital

Lender site unavailable

Select Peshee Capital Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Eastern Kenya belt around Machakos and Kitui

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Informal traders with working-capital gaps

Phoenix Capital Business Loan

Phoenix Capital

Status unverified

Select Phoenix Capital Business Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Pi Capital Business Loan

Pi Capital

Select Pi Capital Business Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Premier Credit Credit Line

Premier Credit

Select Premier Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Primebridge Capital Instant Loan

Primebridge Capital

Select Primebridge Capital Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Loan disbursed directly to M-Pesa within minutes

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Progressive Credit Quick Loan

Progressive Credit

Select Progressive Credit Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Puphik Credit Digital Loan

Puphik Credit

Select Puphik Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Physical office in the Rift Valley via towns like Nakuru and Nanyuki

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Borrowers preferring a provider with a local office

Quickflex Ventures Instant Loan

Quickflex Ventures

Select Quickflex Ventures Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Physical office in the Rift Valley via towns like Nakuru and Nanyuki

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Radi Credit Credit Line

Radi Credit

Lender site unavailable

Select Radi Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Locally focused customers preferring a Kenyan entity

Real People Kenya Instant Loan

Real People Kenya

Select Real People Kenya Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Covering unexpected medical expenses

Reazilla DCP Instant Loan

Reazilla DCP

Lender site unavailable

Select Reazilla DCP Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
WhatsApp customer support channel

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Covering unexpected medical expenses

Rewot Ciro Mobile Loan

Rewot Ciro

Select Rewot Ciro Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2022
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Risine Credit Credit Line

Risine Credit

Lender site unavailable

Select Risine Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2023
Partnership with retailers for BNPL-style purchases

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Rosatap Credit Instant Loan

Rosatap Credit

Lender site unavailable

Select Rosatap Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Coast region via Mombasa

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Rosky Credit Instant Loan

Rosky Credit

Select Rosky Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Physical office in the Coast region via Mombasa

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Seanala Credit Credit Line

Seanala Credit

Lender site unavailable

Select Seanala Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Agri-finance product line for smallholder farmers

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Paying school fees and urgent education costs

Select Management Services Instant Loan

Select Management Services

Select Select Management Services Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Simbageld Mobile Loan

Simbageld

Select Simbageld Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Simplepay Capital Credit Line

Simplepay Capital

Status unverified

Select Simplepay Capital Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Small business owners needing stock finance

Sipranda Capital Digital Loan

Sipranda Capital

Select Sipranda Capital Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Smartphone-first millennials and Gen Z

Siti Mobility Technologies Credit Line

Siti Mobility Technologies

Select Siti Mobility Technologies Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Snowflex Capital Mobile Loan

Snowflex Capital

Lender site unavailable

Select Snowflex Capital Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Referral bonuses when you invite other borrowers

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Spectrum Credit Credit Line

Spectrum Credit

Select Spectrum Credit Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Boda-boda operators covering maintenance costs

SpotIt Credit Line

SpotIt

Select SpotIt Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Spread Capital Quick Loan

Spread Capital

Select Spread Capital Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Steadfast Credit Quick Loan

Steadfast Credit

Select Steadfast Credit Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Stride Credit Mobile Loan

Stride Credit

Status unverified

Select Stride Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Physical office in the Mount Kenya region around Meru and Embu

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Suffice Mobile Loan

Suffice

Status unverified

Select Suffice Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Paying school fees and urgent education costs

Sumpay Quick Loan

Sumpay

Status unverified

Select Sumpay Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Sure Cred Capital Mobile Loan

Sure Cred Capital

Status unverified

Select Sure Cred Capital Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Loan top-ups available mid-term for existing customers

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Tanir Credit & Accounting Services Instant Loan

Tanir Credit & Accounting Services

Lender site unavailable

Select Tanir Credit & Accounting Services Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Physical office in the Kiambu, Ruiru and Thika corridor

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Tazu Credit Digital Loan

Tazu Credit

Lender site unavailable

Select Tazu Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Loan top-ups available mid-term for existing customers

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Boda-boda operators covering maintenance costs

Tenakata Enterprises Quick Loan

Tenakata Enterprises

Select Tenakata Enterprises Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2023
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Tentacorp Holdings Credit Line

Tentacorp Holdings

Lender site unavailable

Select Tentacorp Holdings Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
M-Pesa STK push for one-tap repayment

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Tinycost Credit Kenya Mobile Loan

Tinycost Credit Kenya

Select Tinycost Credit Kenya Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Kiambu, Ruiru and Thika corridor

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Informal traders with working-capital gaps

Tip-Point Capital Mobile Loan

Tip-Point Capital

Select Tip-Point Capital Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Transsnet Credit Mobile Loan

Transsnet Credit

Lender site unavailable

Select Transsnet Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Partnership with retailers for BNPL-style purchases

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Treasure Store Credit Line

Treasure Store

Select Treasure Store Credit Line to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Boda-boda operators covering maintenance costs

TrustGro SCA Mobile Loan

TrustGro SCA

Select TrustGro SCA Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Kiosk, salon and market-stall operators

Tundar Capital Business Loan

Tundar Capital

Status unverified

Select Tundar Capital Business Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Covering unexpected medical expenses

Umoja Fanisi Instant Loan

Umoja Fanisi

Status unverified

Select Umoja Fanisi Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2023
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Paying school fees and urgent education costs

Unidirect Digital Loan

Unidirect

Select Unidirect Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Unifi Credit Quick Loan

Unifi Credit

Lender site unavailable

Select Unifi Credit Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Vision Edge Credit Partners Mobile Loan

Vision Edge Credit Partners

Lender site unavailable

Select Vision Edge Credit Partners Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 30K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Physical office in the Kiambu, Ruiru and Thika corridor

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Wabema Credit Mobile Loan

Wabema Credit

Lender site unavailable

Select Wabema Credit Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Optional loan insurance add-on

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ First-time borrowers testing digital credit

Wakanda Credit Instant Loan

Wakanda Credit

Lender site unavailable

Select Wakanda Credit Instant Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from scratch

Westlip Credit Digital Loan

Westlip Credit

Lender site unavailable

Select Westlip Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Instant for repeat borrowers, minutes for new ones

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Digital loan agreement signed via OTP

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Building CRB credit history from zero

Wiresphere Digital Loan

Wiresphere

Lender site unavailable

Select Wiresphere Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 50K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Option to roll over loan with partial payment

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Borrowers preferring a provider with a local office

Yehu Impact Quick Loan

Yehu Impact

Select Yehu Impact Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within 10 minutes for approved applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2026
Physical office in the Coast region via Mombasa

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Short-term bridging while waiting for a payment

Zaidi Pato Mobile Loan

Zaidi Pato

Lender site unavailable

Select Zaidi Pato Mobile Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 100K

Muda wa Uidhinishaji

Typically within 1-4 hours of approval

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Repayment history shared across CRBs to build score

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Informal traders with working-capital gaps

Zamaradi Capital & Credit Group Digital Loan

Zamaradi Capital & Credit Group

Lender site unavailable

Select Zamaradi Capital & Credit Group Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Within minutes to 24 hours

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Agri-finance product line for smallholder farmers

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Ziki Credit Quick Loan

Ziki Credit

Select Ziki Credit Quick Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 75K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2025
Integrated with Airtel Money for disbursement and repayment

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs between paycheques

Zillions Credit Digital Loan

Zillions Credit

Select Zillions Credit Digital Loan to compare

Kiwango cha Riba

Inatofautiana

kwa mwaka

Kiasi cha Juu

KES 150K

Muda wa Uidhinishaji

Same day for most applications

Ada ya Usindikaji

Varies by loan size and tier

CBK-licensed Digital Credit Provider since 2024
Operates a professional website and digital presence

Omba Sasa

Tazama Maelezo na Tathmini 0 →

Ushauri wa Mtaalamu

“Emergency cash loans serve a purpose, but they should be a last resort. The effective annual rate on most payday loans in Kenya exceeds 100%. If you need cash regularly, a personal loan or salary advance is cheaper.”
P
PesaMarket Research Team
Financial Analysis

Tafuta Cash Loans kwa Kaunti

Nairobi Mombasa Kisumu Nakuru Uasin Gishu Machakos Kiambu Meru Kilifi Kakamega Bungoma Nyeri Narok Kajiado