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Bora Mikopo ya Biashara katika Samburu 2026

Linganisha 24+ mikopo ya biashara kutoka kwa benki 2+ katika Kaunti ya Samburu. 38% of adults have access to financial services.

24+
Bidhaa Zilizopo
2+
Mashina ya Benki
310,327
Idadi ya Watu
3+
mashina

Muonekano wa Kifedha wa Kaunti ya Samburu

Samburu County is known for its pastoralist culture and wildlife conservancies. The county attracts high-end tourism and has significant conservation economy.

Sekta Kuu

LivestockTourismTradeNGOsServices

Bidhaa Maarufu za Kifedha

Mobile Money LoansPersonal LoansBusiness LoansSavings Accounts
Mchango wa Pato la Taifa: 0.3% of Kenya's GDP
Eneo: Rift Valley

Benki Zinazotoa Mikopo ya Biashara katika Samburu

KCB

2 mashina

Maralal, Wamba

Tazama Bidhaa za KCB →

Equity Bank

1 mashina

Maralal

Tazama Bidhaa za Equity Bank →

Linganisha Mikopo ya Biashara Zinazopatikana katika Samburu

4G Capital SME Working Capital Loan

4G Capital

Kiwango cha Riba:

0.75% - 0.9%p.a.

Kiasi cha Mkopo:

KES 5,000 - KES 3,000,000

  • ✓100% unsecured - no collateral needed
  • ✓Loyalty program with reducing interest rates
Tazama Maelezo & Omba

ABSA Business Loan

Ilipendekezwa

ABSA Bank Kenya

Kiwango cha Riba:

13.5% - 17%p.a.

Kiasi cha Mkopo:

KES 200,000 - KES 25,000,000

  • ✓Working capital financing
  • ✓Asset acquisition loans
Tazama Maelezo & Omba

Wezesha Biashara SME Loan

ABSA Bank Kenya

Kiwango cha Riba:

14% - 17%p.a.

Kiasi cha Mkopo:

KES 100,000 - KES 15,000,000

  • ✓Tailored for SME growth and expansion
  • ✓Quick approval process (48-72 hours)
Tazama Maelezo & Omba

Co-op Asset Finance

Ilipendekezwa

Co-operative Bank of Kenya

Kiwango cha Riba:

13.5% - 16.5%p.a.

Kiasi cha Mkopo:

KES 500,000 - KES 50,000,000

  • ✓Finance up to 90% of asset value
  • ✓Wide range of assets covered (vehicles, machinery, equipment)
Tazama Maelezo & Omba

Co-op Biashara Loan

Ilipendekezwa

Co-operative Bank of Kenya

Kiwango cha Riba:

13% - 16%p.a.

Kiasi cha Mkopo:

KES 100,000 - KES 20,000,000

  • ✓Loans for SMEs and cooperatives
  • ✓Working capital financing
Tazama Maelezo & Omba

Equity SME Loan

Ilipendekezwa

Equity Bank Kenya

Kiwango cha Riba:

12.5% - 17%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 30,000,000

  • ✓Loans up to KES 30 million
  • ✓SME-friendly rates from 12.5%
Tazama Maelezo & Omba

Kilimo Maendeleo Agricultural Loan

Ilipendekezwa

Equity Bank

Kiwango cha Riba:

12% - 15%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 10,000,000

  • ✓Tailored for agricultural enterprises
  • ✓Flexible repayment aligned with harvest seasons
Tazama Maelezo & Omba

Equity SME Development Loan

Ilipendekezwa

Equity Bank

Kiwango cha Riba:

13% - 16%p.a.

Kiasi cha Mkopo:

KES 100,000 - KES 30,000,000

  • ✓Loan amounts up to KES 30M
  • ✓Extended repayment up to 6 years
Tazama Maelezo & Omba

Jijenge Merchant Advance

Jijenge Credit

Kiwango cha Riba:

10% - 15%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 2,000,000

  • ✓Merchant cash advance based on sales
  • ✓Daily repayment from transactions
Tazama Maelezo & Omba

KCB Boresha Biashara Loan

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

13.5% - 16%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

  • ✓Tailored for small and medium businesses
  • ✓No collateral required for loans up to KES 1M
Tazama Maelezo & Omba

KCB Business Loan

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

13% - 18%p.a.

Kiasi cha Mkopo:

KES 100,000 - KES 50,000,000

  • ✓Loans up to KES 50 million
  • ✓Flexible repayment up to 5 years
Tazama Maelezo & Omba

KCB SME Term Loan

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

12.5% - 15.5%p.a.

Kiasi cha Mkopo:

KES 1,000,000 - KES 50,000,000

  • ✓Large loan amounts up to KES 50M
  • ✓Extended repayment period up to 7 years
Tazama Maelezo & Omba

Kopokopo Grow Merchant Loan

Ilipendekezwa

Kopokopo

Kiwango cha Riba:

5% - 7%p.a.

Kiasi cha Mkopo:

KES 5,000 - KES 500,000

  • ✓Instant loans based on M-Pesa transactions
  • ✓Automatic repayment from daily sales
Tazama Maelezo & Omba

KWFT Biashara Business Loan

Kenya Women Microfinance Bank

Kiwango cha Riba:

1.5% - 2%p.a.

Kiasi cha Mkopo:

KES 5,000 - KES 2,000,000

  • ✓Africa's only women's bank
  • ✓No traditional collateral required
Tazama Maelezo & Omba

Lipa Later Merchant Advance

Ilipendekezwa

Lipa Later

Kiwango cha Riba:

3% - 5%p.a.

Kiasi cha Mkopo:

KES 10,000 - KES 1,000,000

  • ✓Get paid instantly when customers buy on credit
  • ✓Customers pay in installments over 3-12 months
Tazama Maelezo & Omba

Marble Capital Biashara Loan

Marble Capital Solutions

Kiwango cha Riba:

3% - 5%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 2,000,000

  • ✓Flexible 4/6/8 week terms
  • ✓Fast approval process
Tazama Maelezo & Omba

Mogo Asset Financing

Ilipendekezwa

Mogo Kenya

Kiwango cha Riba:

13% - 17%p.a.

Kiasi cha Mkopo:

KES 30,000 - KES 3,000,000

  • ✓Finance motorcycles from KES 30,000
  • ✓Quick mobile app processing
Tazama Maelezo & Omba

NCBA Business Loan

Ilipendekezwa

NCBA Bank

Kiwango cha Riba:

14% - 18%p.a.

Kiasi cha Mkopo:

KES 500,000 - KES 50,000,000

  • ✓Working capital loans up to KES 50M
  • ✓Asset finance for equipment
Tazama Maelezo & Omba

Pezesha Wezesha Biashara Loan

Pezesha Africa Limited

Kiwango cha Riba:
  • ✓Working capital financing for SMEs
  • ✓No hidden charges
Tazama Maelezo & Omba

Stanbic SME Financing

Ilipendekezwa

Stanbic Bank Kenya

Kiwango cha Riba:

13.5% - 19%p.a.

Kiasi cha Mkopo:

KES 200,000 - KES 100,000,000

  • ✓Up to KES 100M for established businesses
  • ✓Flexible repayment up to 7 years
Tazama Maelezo & Omba

Stawi SME Loan

Stawi

Kiwango cha Riba:

9% - 9%p.a.

Kiasi cha Mkopo:

KES 30,000 - KES 250,000

  • ✓Lowest interest rate at 9% p.a.
  • ✓Backed by CBK and 5 major banks
Tazama Maelezo & Omba

Watu Motorbike Financing

Watu Credit

Kiwango cha Riba:

2.99% - 4.5%p.a.

Kiasi cha Mkopo:

KES 40,000 - KES 350,000

  • ✓Finance new and quality used motorbikes
  • ✓Deposit from as low as 10%
Tazama Maelezo & Omba

Watu Business Loan

Ilipendekezwa

Watu Credit Limited

Kiwango cha Riba:

14% - 18%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

  • ✓Asset financing for motorcycles and tuktuks
  • ✓Flexible payment plans
Tazama Maelezo & Omba

Zanifu Inventory Financing

Zanifu

Kiwango cha Riba:

3.5% - 5%p.a.

Kiasi cha Mkopo:

KES 5,000 - KES 200,000

  • ✓Inventory-backed financing
  • ✓Repay through business revenue
Tazama Maelezo & Omba

Vidokezo vya Kupata Mikopo ya Biashara katika Samburu

  • 💡Mobile banking essential due to vast distances and nomadic lifestyle
  • 💡Conservancy workers have access to check-off loans
  • 💡Livestock traders can access market-day financing
  • 💡Tourism operators should explore seasonal business financing

Jinsi ya Kuomba Mikopo ya Biashara katika Samburu

  1. Linganisha: Tumia PesaMarket kulinganisha mikopo ya biashara kutoka benki 2+
  2. Kagua sifa: Kagua mahitaji ya bidhaa unayopendelea - kipato, umri, hali ya CRB
  3. Kusanya nyaraka: Andaa kitambulisho, KRA PIN, payslips au taarifa za M-Pesa
  4. Omba: Tembelea tawi katika Maralal au omba mtandaoni kupitia tovuti/ programu ya benki
  5. Subiri idhini: Mikopo mingi mikopo ya biashara inashughulikiwa ndani ya masaa 24-72

Maswali Yanayoulizwa Mara kwa Mara: Mikopo ya Biashara katika Samburu

Ni zipi Mikopo ya Biashara bora katika Kaunti ya Samburu?

Mikopo bora ya mikopo ya biashara katika Kaunti ya Samburu inajumuisha bidhaa kutoka KCB, Equity Bank. Viwango vya riba vinanzia karibu 9.9% p.a. kulingana na bidhaa na wasifu wako wa mkopo. Linganisha chaguzi zote 24+ kwenye PesaMarket ili kupata inayokufaa.

Ninaomba vipi mikopo ya biashara katika Samburu?

Ku-apply mikopo ya biashara katika Samburu: 1) Linganisha products kwenye PesaMarket kupata best rates. 2) Angalia eligibility requirements kwa option yako. 3) Tembelea branch katika Maralal au Baragoi au apply online. 4) Submit documents required ikiwa ni pamoja na ID, KRA PIN, na proof of income. Applications nyingi zinashughulikiwa ndani ya masaa 24-48.

Ni benki zipi zina matawi katika Kaunti ya Samburu?

Benki kuu zenye matawi katika Kaunti ya Samburu ni pamoja na: KCB (2 mashina - Maralal, Wamba); Equity Bank (1 mashina - Maralal). Pia unaweza kupata huduma za benki za simu na mikopo ya kidijitali kutoka popote katika Samburu.

Ni mshahara gani wa chini ili kustahiki kwa mikopo ya biashara katika Samburu?

Minimum salary requirements kwa mikopo ya biashara katika Samburu zinatofautiana na provider. Banks nyingi zinahitaji minimum monthly income ya KES 15,000-30,000 kwa personal loans. Digital lenders kama Branch, Tala, na M-Shwari wana lower requirements. Self-employed wanaweza qualify na 6+ months M-Pesa statements au business records.

Je, kuna mikopo ya biashara bila ukaguzi wa CRB katika Samburu?

Watoa mikopo wa kidijitali katika Samburu wanatoa mikopo ya biashara zenye mahitaji ya CRB yasiyo na ukakasi. M-Shwari, Fuliza, na baadhi ya watoa mikopo wa programu wanaweza kuidhinisha mikopo kwa wakopaji wa mara ya kwanza au wale wanaojenga tena mkopo. Hata hivyo, benki nyingi zitakagua hali yako ya CRB. Unaweza kuangalia ripoti yako ya CRB bure mara moja kwa mwaka katika ofisi yoyote ya CRB.

Mikopo ya Biashara katika Miji Mikuu ya Samburu

Iwe uko katika Maralal, Baragoi, Wamba, au sehemu nyingine yoyote ya Kaunti ya Samburu, unaweza kupata mikopo ya biashara kutoka kwa taasisi za kifedha zinazoongoza. Maralal ina matawi mengi ya benki, lakini huduma za benki za simu na mikopo ya kidijitali zinapatikana katika eneo lote la Rift Valley. Jukwaa letu linakusaidia kulinganisha viwango na kupata mikopo ya biashara bora kwa mahitaji yako.

Uko Tayari Ku-Apply?

Linganishia 24+ mikopo ya biashara kutoka kwa benki bora katika Samburu. Pata viwango bora na omba mtandaoni leo.

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