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Mortgages in Kenya
Compare home loan rates, terms, and eligibility from Kenya's top banks. Find your dream home financing.
There are 4 mortgages available in Kenya with interest rates from 9.5% to 13.5% per annum. Amounts range from KES 500,000 to KES 100,000,000. PesaMarket updates this data regularly.
Showing 4 of 4 products
â First-time home buyers
Co-op KMRC Mortgage
Co-operative Bank of Kenya
Interest Rate
17% below average9.9% - 9.9%
per annum
- Lowest mortgage rate in Kenya at 9.9%
- KMRC-backed affordable housing initiative
â First-time homebuyers
Equity Home Loan
Equity Bank Kenya
Interest Rate
Average rate11% - 13%
per annum
- Competitive rates from 11%
- Up to 95% financing
â First-time homebuyers
KCB Home Loan
Kenya Commercial Bank
Interest Rate
Average rate11.5% - 13.5%
per annum
- Up to 100% financing for salaried employees
- Loans up to KES 100 million
â First-time home buyers
Stanbic KMRC Home Loan
Stanbic Bank Kenya
Interest Rate
21% below average9.5% - 9.5%
per annum
- Kenya's lowest mortgage rate at 9.5%
- KMRC government-backed affordable housing
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Expert Advice
âA 1% difference in mortgage rate on a KES 10M loan over 20 years means paying KES 1.3M more in total interest. Always negotiate and compare at least 4 banks.â