I&M Bank
Compare all 2 products from I&M Bank in Kenya. Rates from 14%. Borrow up to Ksh 10,000,000.
I&M Bank Pros & Cons
+Pros
- ✓Best-rated mobile app in Kenya
- ✓High loan amounts (up to KES 10M)
- ✓Excellent customer service
- ✓Premium banking experience
- ✓Free M-Pesa transfers
- ✓Premium customer service
-Cons
- ✗Higher minimum income required (KES 50K)
- ✗Fewer branches than tier-1 banks
- ✗Premium positioning means higher entry barriers
- ✗High minimum income (KES 50K)
- ✗High minimum loan (KES 100K)
- ✗Fewer branches
Eligibility Requirements
- ●National ID
- ●KRA PIN
- ●3 months payslips
- ●Bank statements
- ●Employment letter
- ●6 months payslips
- ●Employment confirmation
- ●Check-off authorization
Frequently Asked Questions
What interest rates does I&M Bank offer?
I&M Bank offers interest rates ranging from 14% to 18% across their 2 products. The exact rate depends on the product type, loan amount, and your credit profile.
What loan amounts are available from I&M Bank?
I&M Bank offers loan amounts from Ksh 100,000 up to Ksh 10,000,000 depending on the product and your eligibility.
How fast does I&M Bank disburse loans?
The fastest disbursement time from I&M Bank is 24-48 hours. Actual processing time varies by product type and application completeness.
Does I&M Bank require CRB clearance?
I&M Bank does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.
How many products does I&M Bank offer on PesaMarket?
I&M Bank currently has 2 products listed on PesaMarket across 2 categories: Payroll Loans, Personal Loans.
Products Available
Compare I&M Bank With
Best For
- ✓High-income professionals
- ✓Affluent clients
- ✓Those valuing service quality
- ✓Expats and forex needs
- ✓Senior executives
- ✓Expats and professionals
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