NCBA Bank
Compare all 10 products from NCBA Bank in Kenya. Rates from 9%. Borrow up to Ksh 50,000,000.
Credit Cards
5NCBA Bank Pros & Cons
+Pros
- ✓Competitive interest rate
- ✓Highest credit limit
- ✓Best-in-class rewards
- ✓Dedicated relationship managers
- ✓Instant disbursement
- ✓No CRB check
-Cons
- ✗Only for MTN users
- ✗9% facility fee is higher than some competitors
- ✗Short repayment period
- ✗Penalty for late payment
- ✗Requires minimum income KES 30,000
- ✗Processing fee of 2.5%
Eligibility Requirements
- ●National ID
- ●KRA PIN
- ●3 months payslips
- ●Bank statements
- ●Employment letter
- ●Copy of ID/Passport
- ●KRA PIN Certificate
- ●Recent payslips
- ●Last 3 months payslips
- ●Last 6 months bank statements
Frequently Asked Questions
What interest rates does NCBA Bank offer?
NCBA Bank offers interest rates ranging from 9% to 23.5% across their 10 products. The exact rate depends on the product type, loan amount, and your credit profile.
What loan amounts are available from NCBA Bank?
NCBA Bank offers loan amounts from Ksh 500 up to Ksh 50,000,000 depending on the product and your eligibility.
How fast does NCBA Bank disburse loans?
The fastest disbursement time from NCBA Bank is Instant. Actual processing time varies by product type and application completeness.
Does NCBA Bank require CRB clearance?
NCBA Bank does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.
How many products does NCBA Bank offer on PesaMarket?
NCBA Bank currently has 10 products listed on PesaMarket across 5 categories: Business Loans, Credit Cards, Fast Loans, Payroll Loans, Personal Loans.
Compare NCBA Bank With
Best For
- ✓Those needing large loans
- ✓MTN Mobile Money users
- ✓Emergency cash needs
- ✓Short-term borrowing
- ✓Those building mobile credit
- ✓Quick cash without bank account
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