Diamond Trust Bank

Compare all 2 products from Diamond Trust Bank in Kenya. Rates from 14%. Borrow up to Ksh 5,000,000.

14%

Lowest Rate

Ksh 5,000,000

Max Amount

24-72 hours

Fastest Disbursement

Total Products

Personal Loans

Product	Rate	Amount	Turnaround
DTB Personal Loan	14% - 17%	Ksh 50,000 - Ksh 5,000,000	24-72 hours	Apply

View all Personal Loans →

💼

Payroll Loans

Product	Rate	Amount	Turnaround
DTB Payroll Loan	14% - 16%	Ksh 50,000 - Ksh 5,000,000	48-72 hours	Apply

View all Payroll Loans →

Diamond Trust Bank Pros & Cons

+Pros

✓Personalized service
✓Sharia-compliant options
✓Good digital banking
✓SME-friendly institution
✓Reasonable rates
✓Strong regional presence (East Africa)

-Cons

✗Lower maximum amount than some banks
✗Processing can take 72 hours
✗Requires minimum income KES 25,000
✗Smaller branch network
✗Longer processing time
✗Limited to specific employers

Eligibility Requirements

Minimum Income (Lowest)

Ksh 25,000

CRB Check Required

Not required

Employment Types Accepted

EmployedSelf-employedBusiness ownersPermanently Employed

Required Documents (across all products)

●National ID
●KRA PIN
●3 months payslips
●Bank statements
●Employment letter
●Check-off undertaking

Frequently Asked Questions

What interest rates does Diamond Trust Bank offer?

Diamond Trust Bank offers interest rates ranging from 14% to 17% across their 2 products. The exact rate depends on the product type, loan amount, and your credit profile.

What loan amounts are available from Diamond Trust Bank?

Diamond Trust Bank offers loan amounts from Ksh 50,000 up to Ksh 5,000,000 depending on the product and your eligibility.

How fast does Diamond Trust Bank disburse loans?

The fastest disbursement time from Diamond Trust Bank is 24-72 hours. Actual processing time varies by product type and application completeness.

Does Diamond Trust Bank require CRB clearance?

Diamond Trust Bank does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.