Home/Lenders/Diamond Trust Bank

8 Products🚚 Asset Finance💳 Credit Cards💼 Current Accounts🏦 Fixed Deposits🏠 Mortgages💼 Payroll Loans💰 Personal Loans🏦 Savings Accounts

Diamond Trust Bank

Compare all 8 products from Diamond Trust Bank in Kenya. Rates from 0%. Borrow up to Ksh 50,000,000.

Lowest Rate

Ksh 50,000,000

Max Amount

24-72 hours

Fastest Disbursement

Total Products

Personal Loans

Product	Rate	Amount	Turnaround
DTB Personal Loan	14% - 17%	Ksh 50,000 - Ksh 5,000,000	24-72 hours	Apply

View all Personal Loans→

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Credit Cards

Product	Rate	Amount	Turnaround
DTB Classic Visa Credit Card	3.5%	N/A	5-7 working days	Apply

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Mortgages

Product	Rate	Amount	Turnaround
DTB Home Loan	13% - 15%	Ksh 2,000,000 - Ksh 50,000,000	14-21 business days	Apply

View all Mortgages→

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Savings Accounts

Product	Rate	Amount	Turnaround
Diamond Trust Bank Savings Account	4.8%	N/A	N/A	Apply

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Current Accounts

Product	Rate	Amount	Turnaround
Diamond Trust Bank Current Account	0%	N/A	N/A	Apply

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Payroll Loans

Product	Rate	Amount	Turnaround
DTB Payroll Loan	14% - 16%	Ksh 50,000 - Ksh 5,000,000	48-72 hours	Apply

View all Payroll Loans→

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Fixed Deposits

Product	Rate	Amount	Turnaround
DTB Fixed Deposit Account	7% - 9.5%	N/A	N/A	Apply

View all Fixed Deposits→

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Asset Finance

Product	Rate	Amount	Turnaround
DTB Passenger Car Financing	14% - 16%	Ksh 300,000 - Ksh 50,000,000	3-7 working days	Apply

View all Asset Finance→

Diamond Trust Bank Pros & Cons

+Pros

✓Wide branch network (60+ branches)
✓Personalized service
✓Sharia-compliant options
✓Good digital banking
✓SME-friendly institution
✓Reasonable rates

-Cons

✗Smaller branch network
✗Lower maximum amount than some banks
✗Processing can take 72 hours
✗Requires minimum income KES 25,000
✗Lower credit limit ceiling at KES 300K
✗High cash advance fee at 5%

Eligibility Requirements

Minimum Income (Lowest)

Ksh 25,000

CRB Check Required

Yes (some products)

Employment Types Accepted

EmployedSelf-employedBusiness ownersSalariedBusiness ownerPermanently EmployedSalaried employeeSelf-employed professionalRegistered company

Required Documents (across all products)

●National ID
●KRA PIN
●3 months payslips
●Bank statements
●Copy of ID/Passport
●KRA PIN Certificate
●Last 3 months payslips (if employed)
●Last 6 months bank statements
●Proof of business registration (if self-employed)
●Last 6 months payslips

Frequently Asked Questions

What interest rates does Diamond Trust Bank offer?

Diamond Trust Bank offers interest rates ranging from 0% to 17% across their 8 products. The exact rate depends on the product type, loan amount, and your credit profile.

What loan amounts are available from Diamond Trust Bank?

Diamond Trust Bank offers loan amounts from Ksh 50,000 up to Ksh 50,000,000 depending on the product and your eligibility.

How fast does Diamond Trust Bank disburse loans?

The fastest disbursement time from Diamond Trust Bank is 24-72 hours. Actual processing time varies by product type and application completeness.

Does Diamond Trust Bank require CRB clearance?

Yes, Diamond Trust Bank requires CRB clearance for some or all of their products. A clean credit history improves your chances of approval and may qualify you for better rates.

How many products does Diamond Trust Bank offer on PesaMarket?

Diamond Trust Bank currently has 8 products listed on PesaMarket across 8 categories: Asset Finance, Credit Cards, Current Accounts, Fixed Deposits, Mortgages, Payroll Loans, Personal Loans, Savings Accounts.