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Stanbic Vehicle & Asset Finance

Stanbic Bank Kenya

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
13% - 14% p.a.
Loan Amount
Ksh 500,000 - Ksh 200,000,000
Approval Time
5-10 working days
Processing Fee
1-1.5% of loan amount%

Rating Breakdown

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Total: 0 Reviews

Pros & Cons

Pros

  • Longest tenure in the market (96 months)
  • Up to 100% financing through partner dealers
  • Highest ceiling (KES 200M)
  • Competitive rates from 13%
  • Quarterly and seasonal repayment options
  • Regional bank with cross-border capability

Cons

  • 24 months trading history required
  • 2% early settlement penalty in first 24 months
  • Full audited accounts for large deals
  • Best rates only with partner dealers

Customer Reviews

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Product Details

Features

  • Up to 100% financing with partner dealers (Isuzu, CFAO, Simba Corp)
  • Tenure up to 96 months (8 years) for heavy assets
  • Preferential rates for pre-approved dealers
  • Structured cash-flow-matched repayments
  • Cross-border financing for regional operators
  • Solar and green energy asset focus
  • Dedicated corporate asset finance team

Eligibility Requirements

Age: 25 - 70 years
Min Income: Ksh 200,000/month
Employment: Registered business, Limited company, Corporate, Partnership, Multinational

Required Documents

  • Certificate of incorporation
  • KRA PIN
  • Bank statements (12 months)
  • Audited financial statements (2-3 years)
  • Proforma invoice
  • Tax compliance certificate
  • Board resolution
  • Directors' IDs and PINs

Repayment Options

Direct debitStanding orderStanbic internet bankingRTGS

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