NCBA Asset Finance
NCBA Bank Kenya
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% - 15% p.a.
Loan Amount
Ksh 500,000 - Ksh 150,000,000
Approval Time
5-10 working days
Processing Fee
1.5% of loan amount%
Rating Breakdown
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Pros & Cons
Pros
- Largest asset finance book in Kenya (CBA heritage)
- High ceiling (KES 150M)
- Strong dealer partnerships
- Digital tracking via NCBA Now app
- Competitive rates from 13%
Cons
- 85% financing caps at lower than peers
- 24 months trading history required
- Early settlement penalty in first 24 months
- Audited financials for mid-size deals
Customer Reviews
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Product Details
Features
- Strong heritage in vehicle finance (from CBA legacy book)
- Up to 85% asset financing
- Tenure up to 60 months
- Fast approval for existing NCBA customers
- Dealer partnerships with Toyota Kenya, Isuzu, CFAO
- Digital loan tracking via NCBA app
- Dedicated yellow goods specialists
Eligibility Requirements
Age: 25 - 70 years
Min Income: Ksh 150,000/month
Employment: Business owner, Registered company, Corporate
Required Documents
- Certificate of incorporation
- KRA PIN
- Bank statements (12 months)
- Audited financial statements (2 years)
- Proforma invoice
- Tax compliance certificate
- Board resolution
Repayment Options
Direct debitStanding orderNCBA internet bankingNCBA Now app
Ready to Apply?
Get started with NCBA Asset Finance today. Fast approval and competitive rates.
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